The AIB Debit Card allows you to make purchases and withdraw money from your AIB bank account in Ireland and worldwide. You can use your card in shops, at ATMs and online wherever Visa Debit is accepted.

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AIB Debit Card

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    Features and Benefits

    AIB Debit Card Benefits:

    • Visa Debit is accepted in over 35 million places worldwide.

      Secure online shopping when you use Verified by Visa

    • No need to carry large amounts of cash


    How can you use your AIB Debit Card?

    • Make purchases at Point of Sale (POS) in shops or supermarkets

    • Make purchases with Cashback up to €100*

    • Make cash withdrawals at ATMs

    • Make Contactless payments** where you see the Contactless sign.

    • Shop online or over the phone in Ireland and worldwide

    • Lodge or withdraw cash in AIB Branches and An Post outlets

    • Access to AIB Self Service Devices

    • Generate unique security codes on the AIB Card Reader for AIB Internet Banking



    Fees and Charges apply. Find out more by downloading our ‘A Guide to Fees and Charges for Personal Customers’ and ‘Schedule of International Charges’.

    *Cashback is only available in Ireland and amounts are at the merchant’s discretion. Not all merchants will offer Cashback.


    **Contactless technology allows you to pay for items that cost €50 or less, quickly and securely.  If there is a Contactless symbol located under the Visa Debit logo on the front of your debit card, then your card is enabled for Contactless payments.


    Contactless functionality is subject to account type and status.


    *** Simply touch and pay for items that cost €50 or less with Google Pay/Apple Pay. For items over €50 you can pay using Google Pay/Apple Pay depending on the retailer.


    You must ensure that there are available funds in your account to cover the value of any debit card transaction or your transaction may be declined and you may incur additional charges. Keeping Track of your Transactions.

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Talk to Us

Simply call us on: 01 269 5022 or +353 1 269 5022 (from outside Ireland). We’ll be happy to answer any questions you have about AIB Debit Cards.

Help and Guidance

For all service related queries please visit our Help Centre.


Frequently Asked Questions

Find the answer to any questions you may have on the AIB Debit Card.


How to Minimise Account Fees & Service Charges

Find out how personal customers can reduce their banking costs.


Keeping Track of your Transactions

Get more information on the range of products from AIB that can help you keep track of the balance on your account.


Secure Internet Shopping

Get more information on how you can protect your card against unauthorised use when you shop online.


Other Information

The AIB Debit Card is only available to AIB Personal Account holders, and parental consent is required if the cardholder is under 16.

Government Stamp Duty will be charged at a rate of €0.12 per ATM transaction.  Government Stamp Duty only applies to ATM transactions carried out within Ireland (excluding Northern Ireland). This charge is capped at €2.50 if you only use your debit card for ATM transactions and capped at €5 if you use your debit card for both purchases and ATM transactions.  Government Stamp Duty charge on debit cards is applied in January, for the previous year.



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