The AIB Debit Card allows you to make purchases and withdraw money from your AIB bank account in Ireland and worldwide. You can use your card in shops, at ATMs and online wherever Visa Debit is accepted.
AIB Debit Card
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Features and Benefits
AIB Debit Card Benefits:
Visa Debit is accepted in over 35 million places worldwide.
No need to carry large amounts of cash.
How can you use your AIB Debit Card?
Make purchases at Point of Sale (POS) in shops or supermarkets
Make purchases with Cashback up to €100*
Make cash withdrawals at ATMs
Make Contactless payments** where you see the Contactless sign.
Make Mobile Payments using Google Pay™ and Apple Pay***
Shop online or over the phone in Ireland and worldwide
Lodge or withdraw cash in AIB Branches and An Post outlets
Access to AIB Self Service Devices
Generate unique security codes on the AIB Card Reader for AIB Internet Banking
Fees and Charges apply. Find out more by downloading our ‘A Guide to Fees and Charges for Personal Customers’ and ‘Schedule of International Charges’.
*Cashback is only available in Ireland and amounts are at the merchant’s discretion. Not all merchants will offer Cashback.
**Contactless technology allows you to pay for items that cost €50 or less, quickly and securely. If there is a Contactless Payments symbol located under the Visa Debit logo on the front of your debit card, then your card is enabled for Contactless payments.
Contactless functionality is subject to account type and status.
*** Simply touch and pay for items that cost €50 or less with Google Pay/Apple Pay. For items over €50 you can pay using Google Pay/Apple Pay depending on the retailer.
You must ensure that there are available funds in your account to cover the value of any debit card transaction or your transaction may be declined and you may incur additional charges. Keeping Track of your Transactions.
Talk to Us
Simply call us on: 01 269 5022 or +353 1 269 5022 (from outside Ireland). We’ll be happy to answer any questions you have about AIB Debit Cards.
Help and Guidance
For all service related queries please visit our Help Centre.
Frequently Asked Questions
Find the answer to any questions you may have on the AIB Debit Card.
How to Minimise Account Fees & Service Charges
Find out how personal customers can reduce their banking costs.
Keeping Track of your Transactions
Get more information on the range of products from AIB that can help you keep track of the balance on your account.
Secure online shopping
When you’re shopping online, we may need to confirm that it’s really you using your card. This is to keep your card secure. Find out more about secure online shopping here.
Using your Debit Card abroad?
You can use your AIB Debit or Credit Card to conveniently and securely access money or pay for goods and services abroad? It offers you access to your money in millions of locations worldwide and means you don’t have to carry lots of cash. You can use your card in shops, hotels, filling stations, restaurants etc. abroad – anywhere that displays the Visa logo.
For more information on foreign exchange visit AIB Travel & Foreign Exchange
Other Information
The AIB Debit Card is only available to AIB Personal Account holders, and parental consent is required if the cardholder is under 16.
Government Stamp Duty will be charged at a rate of €0.12 per ATM transaction. Government Stamp Duty only applies to ATM transactions carried out within Ireland (excluding Northern Ireland). This charge is capped at €2.50 if you only use your debit card for ATM transactions and capped at €5 if you use your debit card for both purchases and ATM transactions. Government Stamp Duty charge on debit cards is applied in January, for the previous year.