Travel and Foreign Exchange

• Send an International Payment which is the quickest and most convenient way to send money abroad. All you need is the IBAN and BIC information of the receiver. You can make International Payments online using AIB Internet Banking* or alternatively you can complete the relevant International Payment. Application Form (Paylink or Paylink Euro) and submit it through your branch for processing.
• Pay using your AIB Debit or Credit Card.
• Set up a Single Euro Payments Area (SEPA) Direct Debit or SEPA Standing Order, for more information, visit our business site.

Important Information

• Charges may apply. Please see our Schedule of International Transaction Charges (PDF) brochure for more information.
• Foreign Exchange rates may apply. Any transactions involving a currency conversion are subject to variable exchange rates. Retail foreign exchange rates are available from any AIB branch for reference purposes.
  
• Exchange rate losses may occur where an outgoing International payment is refused by AIB or the receiving bank due to incorrect or incomplete payment information.
  
• Exchange rate losses may also apply in the case of cancellation or amendment to a payment transaction and unpaid items
  
• The most effective means of sending or receiving money cross border is generally by International Payment. Drafts and cheques (including international euro cheques) not drawn on a bank in the Republic of Ireland cannot be cleared through the Irish clearing system. Clearing rules and clearing cycles differ depending on the country/location of the bank on which the draft/cheque is drawn. Due to the absence of a central European or international clearing system for paper, there is no standard mechanism or time period for clearance of paper items i.e. drafts and cheques.
  

• The quickest and most convenient way to receive money from outside of Ireland is electronically by International Payment. You will need to provide your IBAN and BIC information to the sender of the payment.  This information is available on your account statement.
• You can receive payment by certain foreign cheque*. AIB accept the following foreign currency cheques from the following countries and process them on either a negotiation or collection basis*, however some banks from these countries will no longer accept foreign cheques drawn on them. Please check with your branch for the most up to date list of banks that will accept foreign cheques.

GBP        United Kingdom
USD        United States of America
AUD        Australia
CAD        Canada

• For regular payments from Europe, set up a SEPA Direct Debit or SEPA Standing Order. For more information, visit our business site.

Important Information

• Charges may apply. Please see our Schedule of International Transaction Charges (PDF) brochure for more information.
• Foreign Exchange rates may apply. Any transactions involving a currency conversion are subject to variable exchange rates. Retail foreign exchange rates are available from any AIB branch for reference purposes.
  
• Exchange rate losses may occur where an incoming international payment is returned to the sending bank by AIB due to incorrect or incomplete payment information.
  
• Exchange rate losses may also apply in the case of cancellation or amendment to a payment transaction and unpaid items.
  
• The most effective means of sending or receiving money cross border is generally by International Payment. Drafts and cheques (including international euro cheques) not drawn on a bank in the Republic of Ireland cannot be cleared through the Irish clearing system. Clearing rules and clearing cycles differ depending on the country/location of the bank on which the draft/cheque is drawn. Due to the absence of a central European or international clearing system for paper, there is no standard mechanism or time period for clearance of paper items i.e. drafts and cheques.
  

Backpacker Travel Insurance
Over 65’s Travel Insurance
Business Travel Insurance