Exchange rates for non-Euro EU/EEA currencies on Credit card

Conversion rates

Last Updated : 16 Jun 2025, 22:20

Non-Euro EU Member	Currency	AIB Rate* (Inclusive of 1.75% bank fee)	ECB Rate	AIB & ECB % Difference
Bulgaria	Lev (BGN)	01.9901	01.9558	01.75
Czech Republic	Koruna (CZK)	25.3143	24.7820	02.15
Denmark	Krone (DKK)	07.5902	07.4581	01.77
Hungary	Forint (HUF)	415.3050	401.5300	03.43
Iceland	Krona (ISK)	147.3272	143.8000	02.45
Liechtenstein	Swiss Franc (CHF)	00.9562	00.9393	01.80
Norway	Krone (NOK)	11.8022	11.4670	02.92
Poland	Zloty (PLN)	04.3582	04.2643	02.20
Romania	Leu (RON)	05.1810	05.0250	03.10
Sweden	Krona (SEK)	11.1830	10.9615	02.02
United Kingdom	Pound Sterling (GBP)	00.8681	00.8523	01.85

Bulgaria	Lev (BGN)
AIB Rate* (Inclusive of 1.75% bank fee)	01.9901
ECB Rate	01.9558
AIB & ECB % Difference	01.75

Czech Republic	Koruna (CZK)
AIB Rate* (Inclusive of 1.75% bank fee)	25.3143
ECB Rate	24.7820
AIB & ECB % Difference	02.15

Denmark	Krone (DKK)
AIB Rate* (Inclusive of 1.75% bank fee)	07.5902
ECB Rate	07.4581
AIB & ECB % Difference	01.77

Hungary	Forint (HUF)
AIB Rate* (Inclusive of 1.75% bank fee)	415.3050
ECB Rate	401.5300
AIB & ECB % Difference	03.43

Iceland	Krona (ISK)
AIB Rate* (Inclusive of 1.75% bank fee)	147.3272
ECB Rate	143.8000
AIB & ECB % Difference	02.45

Liechtenstein	Swiss Franc (CHF)
AIB Rate* (Inclusive of 1.75% bank fee)	00.9562
ECB Rate	00.9393
AIB & ECB % Difference	01.80

Norway	Krone (NOK)
AIB Rate* (Inclusive of 1.75% bank fee)	11.8022
ECB Rate	11.4670
AIB & ECB % Difference	02.92

Poland	Zloty (PLN)
AIB Rate* (Inclusive of 1.75% bank fee)	04.3582
ECB Rate	04.2643
AIB & ECB % Difference	02.20

Romania	Leu (RON)
AIB Rate* (Inclusive of 1.75% bank fee)	05.1810
ECB Rate	05.0250
AIB & ECB % Difference	03.10

Sweden	Krona (SEK)
AIB Rate* (Inclusive of 1.75% bank fee)	11.1830
ECB Rate	10.9615
AIB & ECB % Difference	02.02

United Kingdom	Pound Sterling (GBP)
AIB Rate* (Inclusive of 1.75% bank fee)	00.8681
ECB Rate	00.8523
AIB & ECB % Difference	01.85

*AIB rate is the Visa rate plus the currency conversion fee

Currency Conversion Fees:

For non-euro transactions we apply the following fees to the Credit card.

FX Transactions - Visa Europe Region	FX Transactions - Visa Rest of the World
1.75% of transaction value	2.75% of transaction value

All foreign exchange rates in the above table are updated twice daily, on any business day
When you use your Credit card to pay for something that is not in euro, Visa will convert that payment to euro using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated
You will find further information on fees and charges and on how your card works in the Products section of our website.