Exchange rates for non-Euro EU/EEA currencies on Credit card

Conversion rates
Last Updated : 22 Oct 2025, 22:21
Non-Euro EU Member Currency AIB Rate* (Inclusive of 1.75% bank fee) ECB Rate AIB & ECB % Difference
Bulgaria Lev (BGN) 01.9901 01.9558 01.75
Czech Republic Koruna (CZK) 24.8355 24.3080 02.17
Denmark Krone (DKK) 07.6004 07.4694 01.75
Hungary Forint (HUF) 398.8727 389.3900 02.44
Iceland Krona (ISK) 144.7752 141.8000 02.10
Liechtenstein Swiss Franc (CHF) 00.9413 00.9228 02.00
Norway Krone (NOK) 11.9593 11.6430 02.72
Poland Zloty (PLN) 04.3204 04.2312 02.11
Romania Leu (RON) 05.2012 05.0831 02.32
Sweden Krona (SEK) 11.2086 10.9160 02.68
United Kingdom Pound Sterling (GBP) 00.8850 00.8689 01.85
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 1.75% bank fee) 01.9901
ECB Rate 01.9558
AIB & ECB % Difference 01.75
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 1.75% bank fee) 24.8355
ECB Rate 24.3080
AIB & ECB % Difference 02.17
Denmark Krone (DKK)
AIB Rate* (Inclusive of 1.75% bank fee) 07.6004
ECB Rate 07.4694
AIB & ECB % Difference 01.75
Hungary Forint (HUF)
AIB Rate* (Inclusive of 1.75% bank fee) 398.8727
ECB Rate 389.3900
AIB & ECB % Difference 02.44
Iceland Krona (ISK)
AIB Rate* (Inclusive of 1.75% bank fee) 144.7752
ECB Rate 141.8000
AIB & ECB % Difference 02.10
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 1.75% bank fee) 00.9413
ECB Rate 00.9228
AIB & ECB % Difference 02.00
Norway Krone (NOK)
AIB Rate* (Inclusive of 1.75% bank fee) 11.9593
ECB Rate 11.6430
AIB & ECB % Difference 02.72
Poland Zloty (PLN)
AIB Rate* (Inclusive of 1.75% bank fee) 04.3204
ECB Rate 04.2312
AIB & ECB % Difference 02.11
Romania Leu (RON)
AIB Rate* (Inclusive of 1.75% bank fee) 05.2012
ECB Rate 05.0831
AIB & ECB % Difference 02.32
Sweden Krona (SEK)
AIB Rate* (Inclusive of 1.75% bank fee) 11.2086
ECB Rate 10.9160
AIB & ECB % Difference 02.68
United Kingdom Pound Sterling (GBP)
AIB Rate* (Inclusive of 1.75% bank fee) 00.8850
ECB Rate 00.8689
AIB & ECB % Difference 01.85

*AIB rate is the Visa rate plus the currency conversion fee

Currency Conversion Fees:

For non-euro transactions we apply the following fees to the Credit card.

 

FX Transactions - Visa Europe Region

 FX Transactions - Visa Rest of the World

1.75% of transaction value

 2.75% of transaction value

 

Key Information:

 

  • All foreign exchange rates in the above table are updated twice daily, on any business day
  • When you use your Credit card to pay for something that is not in euro, Visa will convert that payment to euro using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated
  • You will find further information on fees and charges and on how your card works in the Products section of our website.