Exchange rates for non-Euro EU/EEA currencies on Credit card

Conversion rates

Last Updated : 15 Apr 2025, 15:21

Non-Euro EU Member	Currency	AIB Rate* (Inclusive of 1.75% bank fee)	ECB Rate	AIB & ECB % Difference
Bulgaria	Lev (BGN)	01.9901	01.9558	01.75
Czech Republic	Koruna (CZK)	25.7061	25.1080	02.38
Denmark	Krone (DKK)	07.5982	07.4675	01.75
Hungary	Forint (HUF)	421.9632	410.4500	02.80
Iceland	Krona (ISK)	148.4633	144.9000	02.46
Liechtenstein	Swiss Franc (CHF)	00.9521	00.9329	02.05
Norway	Krone (NOK)	12.3555	12.0205	02.79
Poland	Zloty (PLN)	04.3872	04.2860	02.36
Romania	Leu (RON)	05.1270	04.9775	03.00
Sweden	Krona (SEK)	11.3251	11.0065	02.90
United Kingdom	Pound Sterling (GBP)	00.8847	00.8638	02.42

Bulgaria	Lev (BGN)
AIB Rate* (Inclusive of 1.75% bank fee)	01.9901
ECB Rate	01.9558
AIB & ECB % Difference	01.75

Czech Republic	Koruna (CZK)
AIB Rate* (Inclusive of 1.75% bank fee)	25.7061
ECB Rate	25.1080
AIB & ECB % Difference	02.38

Denmark	Krone (DKK)
AIB Rate* (Inclusive of 1.75% bank fee)	07.5982
ECB Rate	07.4675
AIB & ECB % Difference	01.75

Hungary	Forint (HUF)
AIB Rate* (Inclusive of 1.75% bank fee)	421.9632
ECB Rate	410.4500
AIB & ECB % Difference	02.80

Iceland	Krona (ISK)
AIB Rate* (Inclusive of 1.75% bank fee)	148.4633
ECB Rate	144.9000
AIB & ECB % Difference	02.46

Liechtenstein	Swiss Franc (CHF)
AIB Rate* (Inclusive of 1.75% bank fee)	00.9521
ECB Rate	00.9329
AIB & ECB % Difference	02.05

Norway	Krone (NOK)
AIB Rate* (Inclusive of 1.75% bank fee)	12.3555
ECB Rate	12.0205
AIB & ECB % Difference	02.79

Poland	Zloty (PLN)
AIB Rate* (Inclusive of 1.75% bank fee)	04.3872
ECB Rate	04.2860
AIB & ECB % Difference	02.36

Romania	Leu (RON)
AIB Rate* (Inclusive of 1.75% bank fee)	05.1270
ECB Rate	04.9775
AIB & ECB % Difference	03.00

Sweden	Krona (SEK)
AIB Rate* (Inclusive of 1.75% bank fee)	11.3251
ECB Rate	11.0065
AIB & ECB % Difference	02.90

United Kingdom	Pound Sterling (GBP)
AIB Rate* (Inclusive of 1.75% bank fee)	00.8847
ECB Rate	00.8638
AIB & ECB % Difference	02.42

*AIB rate is the Visa rate plus the currency conversion fee

Currency Conversion Fees:

For non-euro transactions we apply the following fees to the Credit card.

FX Transactions - Visa Europe Region	FX Transactions - Visa Rest of the World
1.75% of transaction value	2.75% of transaction value

All foreign exchange rates in the above table are updated twice daily, on any business day
When you use your Credit card to pay for something that is not in euro, Visa will convert that payment to euro using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated
You will find further information on fees and charges and on how your card works in the Products section of our website.