Exchange rates for non-Euro EU/EEA currencies on Credit card

Conversion rates
Last Updated : 25 Jul 2025, 15:21
Non-Euro EU Member Currency AIB Rate* (Inclusive of 1.75% bank fee) ECB Rate AIB & ECB % Difference
Bulgaria Lev (BGN) 01.9901 01.9558 01.75
Czech Republic Koruna (CZK) 25.1182 24.5390 02.36
Denmark Krone (DKK) 07.5960 07.4644 01.76
Hungary Forint (HUF) 407.3315 396.9000 02.63
Iceland Krona (ISK) 145.1440 142.2000 02.07
Liechtenstein Swiss Franc (CHF) 00.9530 00.9343 02.00
Norway Krone (NOK) 12.1228 11.8995 01.88
Poland Zloty (PLN) 04.3369 04.2543 01.94
Romania Leu (RON) 05.1899 05.0707 02.35
Sweden Krona (SEK) 11.4339 11.1665 02.39
United Kingdom Pound Sterling (GBP) 00.8862 00.8715 01.69
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 1.75% bank fee) 01.9901
ECB Rate 01.9558
AIB & ECB % Difference 01.75
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 1.75% bank fee) 25.1182
ECB Rate 24.5390
AIB & ECB % Difference 02.36
Denmark Krone (DKK)
AIB Rate* (Inclusive of 1.75% bank fee) 07.5960
ECB Rate 07.4644
AIB & ECB % Difference 01.76
Hungary Forint (HUF)
AIB Rate* (Inclusive of 1.75% bank fee) 407.3315
ECB Rate 396.9000
AIB & ECB % Difference 02.63
Iceland Krona (ISK)
AIB Rate* (Inclusive of 1.75% bank fee) 145.1440
ECB Rate 142.2000
AIB & ECB % Difference 02.07
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 1.75% bank fee) 00.9530
ECB Rate 00.9343
AIB & ECB % Difference 02.00
Norway Krone (NOK)
AIB Rate* (Inclusive of 1.75% bank fee) 12.1228
ECB Rate 11.8995
AIB & ECB % Difference 01.88
Poland Zloty (PLN)
AIB Rate* (Inclusive of 1.75% bank fee) 04.3369
ECB Rate 04.2543
AIB & ECB % Difference 01.94
Romania Leu (RON)
AIB Rate* (Inclusive of 1.75% bank fee) 05.1899
ECB Rate 05.0707
AIB & ECB % Difference 02.35
Sweden Krona (SEK)
AIB Rate* (Inclusive of 1.75% bank fee) 11.4339
ECB Rate 11.1665
AIB & ECB % Difference 02.39
United Kingdom Pound Sterling (GBP)
AIB Rate* (Inclusive of 1.75% bank fee) 00.8862
ECB Rate 00.8715
AIB & ECB % Difference 01.69

*AIB rate is the Visa rate plus the currency conversion fee

Currency Conversion Fees:

For non-euro transactions we apply the following fees to the Credit card.

 

FX Transactions - Visa Europe Region

 FX Transactions - Visa Rest of the World

1.75% of transaction value

 2.75% of transaction value

 

Key Information:

 

  • All foreign exchange rates in the above table are updated twice daily, on any business day
  • When you use your Credit card to pay for something that is not in euro, Visa will convert that payment to euro using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated
  • You will find further information on fees and charges and on how your card works in the Products section of our website.