Exchange rates for non-Euro EU/EEA currencies on Credit card

Conversion rates

Last Updated : 27 May 2025, 15:21

Non-Euro EU Member	Currency	AIB Rate* (Inclusive of 1.75% bank fee)	ECB Rate	AIB & ECB % Difference
Bulgaria	Lev (BGN)	01.9901	01.9558	01.75
Czech Republic	Koruna (CZK)	25.3688	24.9070	01.85
Denmark	Krone (DKK)	07.5914	07.4591	01.77
Hungary	Forint (HUF)	414.5855	404.2800	02.55
Iceland	Krona (ISK)	148.1160	144.0000	02.86
Liechtenstein	Swiss Franc (CHF)	00.9547	00.9386	01.71
Norway	Krone (NOK)	11.7548	11.5060	02.16
Poland	Zloty (PLN)	04.3385	04.2475	02.14
Romania	Leu (RON)	05.2044	05.0608	02.84
Sweden	Krona (SEK)	11.0907	10.8785	01.95
United Kingdom	Pound Sterling (GBP)	00.8566	00.8381	02.21

Bulgaria	Lev (BGN)
AIB Rate* (Inclusive of 1.75% bank fee)	01.9901
ECB Rate	01.9558
AIB & ECB % Difference	01.75

Czech Republic	Koruna (CZK)
AIB Rate* (Inclusive of 1.75% bank fee)	25.3688
ECB Rate	24.9070
AIB & ECB % Difference	01.85

Denmark	Krone (DKK)
AIB Rate* (Inclusive of 1.75% bank fee)	07.5914
ECB Rate	07.4591
AIB & ECB % Difference	01.77

Hungary	Forint (HUF)
AIB Rate* (Inclusive of 1.75% bank fee)	414.5855
ECB Rate	404.2800
AIB & ECB % Difference	02.55

Iceland	Krona (ISK)
AIB Rate* (Inclusive of 1.75% bank fee)	148.1160
ECB Rate	144.0000
AIB & ECB % Difference	02.86

Liechtenstein	Swiss Franc (CHF)
AIB Rate* (Inclusive of 1.75% bank fee)	00.9547
ECB Rate	00.9386
AIB & ECB % Difference	01.71

Norway	Krone (NOK)
AIB Rate* (Inclusive of 1.75% bank fee)	11.7548
ECB Rate	11.5060
AIB & ECB % Difference	02.16

Poland	Zloty (PLN)
AIB Rate* (Inclusive of 1.75% bank fee)	04.3385
ECB Rate	04.2475
AIB & ECB % Difference	02.14

Romania	Leu (RON)
AIB Rate* (Inclusive of 1.75% bank fee)	05.2044
ECB Rate	05.0608
AIB & ECB % Difference	02.84

Sweden	Krona (SEK)
AIB Rate* (Inclusive of 1.75% bank fee)	11.0907
ECB Rate	10.8785
AIB & ECB % Difference	01.95

United Kingdom	Pound Sterling (GBP)
AIB Rate* (Inclusive of 1.75% bank fee)	00.8566
ECB Rate	00.8381
AIB & ECB % Difference	02.21

*AIB rate is the Visa rate plus the currency conversion fee

Currency Conversion Fees:

For non-euro transactions we apply the following fees to the Credit card.

FX Transactions - Visa Europe Region	FX Transactions - Visa Rest of the World
1.75% of transaction value	2.75% of transaction value

All foreign exchange rates in the above table are updated twice daily, on any business day
When you use your Credit card to pay for something that is not in euro, Visa will convert that payment to euro using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated
You will find further information on fees and charges and on how your card works in the Products section of our website.