Exchange rates for non-Euro EU/EEA currencies on Credit card

Conversion rates

Last Updated : 05 May 2025, 22:20

Non-Euro EU Member	Currency	AIB Rate* (Inclusive of 1.75% bank fee)	ECB Rate	AIB & ECB % Difference
Bulgaria	Lev (BGN)	01.9901	01.9558	01.75
Czech Republic	Koruna (CZK)	25.4340	24.9050	02.12
Denmark	Krone (DKK)	07.5949	07.4622	01.78
Hungary	Forint (HUF)	416.0996	404.4300	02.89
Iceland	Krona (ISK)	149.3856	146.7000	01.83
Liechtenstein	Swiss Franc (CHF)	00.9560	00.9336	02.40
Norway	Krone (NOK)	12.0393	11.7885	02.13
Poland	Zloty (PLN)	04.3828	04.2733	02.56
Romania	Leu (RON)	05.1261	04.9785	02.96
Sweden	Krona (SEK)	11.2192	10.9355	02.59
United Kingdom	Pound Sterling (GBP)	00.8692	00.8515	02.08

Bulgaria	Lev (BGN)
AIB Rate* (Inclusive of 1.75% bank fee)	01.9901
ECB Rate	01.9558
AIB & ECB % Difference	01.75

Czech Republic	Koruna (CZK)
AIB Rate* (Inclusive of 1.75% bank fee)	25.4340
ECB Rate	24.9050
AIB & ECB % Difference	02.12

Denmark	Krone (DKK)
AIB Rate* (Inclusive of 1.75% bank fee)	07.5949
ECB Rate	07.4622
AIB & ECB % Difference	01.78

Hungary	Forint (HUF)
AIB Rate* (Inclusive of 1.75% bank fee)	416.0996
ECB Rate	404.4300
AIB & ECB % Difference	02.89

Iceland	Krona (ISK)
AIB Rate* (Inclusive of 1.75% bank fee)	149.3856
ECB Rate	146.7000
AIB & ECB % Difference	01.83

Liechtenstein	Swiss Franc (CHF)
AIB Rate* (Inclusive of 1.75% bank fee)	00.9560
ECB Rate	00.9336
AIB & ECB % Difference	02.40

Norway	Krone (NOK)
AIB Rate* (Inclusive of 1.75% bank fee)	12.0393
ECB Rate	11.7885
AIB & ECB % Difference	02.13

Poland	Zloty (PLN)
AIB Rate* (Inclusive of 1.75% bank fee)	04.3828
ECB Rate	04.2733
AIB & ECB % Difference	02.56

Romania	Leu (RON)
AIB Rate* (Inclusive of 1.75% bank fee)	05.1261
ECB Rate	04.9785
AIB & ECB % Difference	02.96

Sweden	Krona (SEK)
AIB Rate* (Inclusive of 1.75% bank fee)	11.2192
ECB Rate	10.9355
AIB & ECB % Difference	02.59

United Kingdom	Pound Sterling (GBP)
AIB Rate* (Inclusive of 1.75% bank fee)	00.8692
ECB Rate	00.8515
AIB & ECB % Difference	02.08

*AIB rate is the Visa rate plus the currency conversion fee

Currency Conversion Fees:

For non-euro transactions we apply the following fees to the Credit card.

FX Transactions - Visa Europe Region	FX Transactions - Visa Rest of the World
1.75% of transaction value	2.75% of transaction value

All foreign exchange rates in the above table are updated twice daily, on any business day
When you use your Credit card to pay for something that is not in euro, Visa will convert that payment to euro using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated
You will find further information on fees and charges and on how your card works in the Products section of our website.