Exchange rates for non-Euro EU/EEA currencies on Credit card

Conversion rates
Last Updated : 16 May 2025, 15:23
Non-Euro EU Member Currency AIB Rate* (Inclusive of 1.75% bank fee) ECB Rate AIB & ECB % Difference
Bulgaria Lev (BGN) 01.9901 01.9558 01.75
Czech Republic Koruna (CZK) 25.4167 24.9360 01.93
Denmark Krone (DKK) 07.5926 07.4602 01.78
Hungary Forint (HUF) 413.1252 403.0500 02.50
Iceland Krona (ISK) 148.0419 145.9000 01.47
Liechtenstein Swiss Franc (CHF) 00.9597 00.9381 02.30
Norway Krone (NOK) 11.8895 11.6350 02.19
Poland Zloty (PLN) 04.3355 04.2600 01.77
Romania Leu (RON) 05.2312 05.1041 02.49
Sweden Krona (SEK) 11.1313 10.9327 01.82
United Kingdom Pound Sterling (GBP) 00.8590 00.8427 01.93
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 1.75% bank fee) 01.9901
ECB Rate 01.9558
AIB & ECB % Difference 01.75
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 1.75% bank fee) 25.4167
ECB Rate 24.9360
AIB & ECB % Difference 01.93
Denmark Krone (DKK)
AIB Rate* (Inclusive of 1.75% bank fee) 07.5926
ECB Rate 07.4602
AIB & ECB % Difference 01.78
Hungary Forint (HUF)
AIB Rate* (Inclusive of 1.75% bank fee) 413.1252
ECB Rate 403.0500
AIB & ECB % Difference 02.50
Iceland Krona (ISK)
AIB Rate* (Inclusive of 1.75% bank fee) 148.0419
ECB Rate 145.9000
AIB & ECB % Difference 01.47
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 1.75% bank fee) 00.9597
ECB Rate 00.9381
AIB & ECB % Difference 02.30
Norway Krone (NOK)
AIB Rate* (Inclusive of 1.75% bank fee) 11.8895
ECB Rate 11.6350
AIB & ECB % Difference 02.19
Poland Zloty (PLN)
AIB Rate* (Inclusive of 1.75% bank fee) 04.3355
ECB Rate 04.2600
AIB & ECB % Difference 01.77
Romania Leu (RON)
AIB Rate* (Inclusive of 1.75% bank fee) 05.2312
ECB Rate 05.1041
AIB & ECB % Difference 02.49
Sweden Krona (SEK)
AIB Rate* (Inclusive of 1.75% bank fee) 11.1313
ECB Rate 10.9327
AIB & ECB % Difference 01.82
United Kingdom Pound Sterling (GBP)
AIB Rate* (Inclusive of 1.75% bank fee) 00.8590
ECB Rate 00.8427
AIB & ECB % Difference 01.93

*AIB rate is the Visa rate plus the currency conversion fee

Currency Conversion Fees:

For non-euro transactions we apply the following fees to the Credit card.

 

FX Transactions - Visa Europe Region

 FX Transactions - Visa Rest of the World

1.75% of transaction value

 2.75% of transaction value

 

Key Information:

 

  • All foreign exchange rates in the above table are updated twice daily, on any business day
  • When you use your Credit card to pay for something that is not in euro, Visa will convert that payment to euro using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated
  • You will find further information on fees and charges and on how your card works in the Products section of our website.