Exchange rates for non-Euro EU/EEA currencies on Credit card

Conversion rates

Last Updated : 22 Jan 2025, 22:21

Non-Euro EU Member	Currency	AIB Rate* (Inclusive of 1.75% bank fee)	ECB Rate	AIB & ECB % Difference
Bulgaria	Lev (BGN)	01.9901	01.9558	01.75
Czech Republic	Koruna (CZK)	25.7140	25.1390	02.29
Denmark	Krone (DKK)	07.5928	07.4612	01.76
Hungary	Forint (HUF)	423.2259	411.0800	02.95
Iceland	Krona (ISK)	148.9049	146.5000	01.64
Liechtenstein	Swiss Franc (CHF)	00.9647	00.9449	02.10
Norway	Krone (NOK)	12.0364	11.7525	02.42
Poland	Zloty (PLN)	04.3581	04.2300	03.03
Romania	Leu (RON)	05.1137	04.9768	02.75
Sweden	Krona (SEK)	11.7019	11.4670	02.05
United Kingdom	Pound Sterling (GBP)	00.8624	00.8447	02.10

Bulgaria	Lev (BGN)
AIB Rate* (Inclusive of 1.75% bank fee)	01.9901
ECB Rate	01.9558
AIB & ECB % Difference	01.75

Czech Republic	Koruna (CZK)
AIB Rate* (Inclusive of 1.75% bank fee)	25.7140
ECB Rate	25.1390
AIB & ECB % Difference	02.29

Denmark	Krone (DKK)
AIB Rate* (Inclusive of 1.75% bank fee)	07.5928
ECB Rate	07.4612
AIB & ECB % Difference	01.76

Hungary	Forint (HUF)
AIB Rate* (Inclusive of 1.75% bank fee)	423.2259
ECB Rate	411.0800
AIB & ECB % Difference	02.95

Iceland	Krona (ISK)
AIB Rate* (Inclusive of 1.75% bank fee)	148.9049
ECB Rate	146.5000
AIB & ECB % Difference	01.64

Liechtenstein	Swiss Franc (CHF)
AIB Rate* (Inclusive of 1.75% bank fee)	00.9647
ECB Rate	00.9449
AIB & ECB % Difference	02.10

Norway	Krone (NOK)
AIB Rate* (Inclusive of 1.75% bank fee)	12.0364
ECB Rate	11.7525
AIB & ECB % Difference	02.42

Poland	Zloty (PLN)
AIB Rate* (Inclusive of 1.75% bank fee)	04.3581
ECB Rate	04.2300
AIB & ECB % Difference	03.03

Romania	Leu (RON)
AIB Rate* (Inclusive of 1.75% bank fee)	05.1137
ECB Rate	04.9768
AIB & ECB % Difference	02.75

Sweden	Krona (SEK)
AIB Rate* (Inclusive of 1.75% bank fee)	11.7019
ECB Rate	11.4670
AIB & ECB % Difference	02.05

United Kingdom	Pound Sterling (GBP)
AIB Rate* (Inclusive of 1.75% bank fee)	00.8624
ECB Rate	00.8447
AIB & ECB % Difference	02.10

*AIB rate is the Visa rate plus the currency conversion fee

Currency Conversion Fees:

For non-euro transactions we apply the following fees to the Credit card.

FX Transactions - Visa Europe Region	FX Transactions - Visa Rest of the World
1.75% of transaction value	2.75% of transaction value

All foreign exchange rates in the above table are updated twice daily, on any business day
When you use your Credit card to pay for something that is not in euro, Visa will convert that payment to euro using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated
You will find further information on fees and charges and on how your card works in the Products section of our website.