Exchange rates for non-Euro EU/EEA currencies on Credit card

Conversion rates

Last Updated : 20 Dec 2024, 22:23

Non-Euro EU Member	Currency	AIB Rate* (Inclusive of 1.75% bank fee)	ECB Rate	AIB & ECB % Difference
Bulgaria	Lev (BGN)	01.9901	01.9558	01.75
Czech Republic	Koruna (CZK)	25.6202	25.1210	01.99
Denmark	Krone (DKK)	07.5922	07.4614	01.75
Hungary	Forint (HUF)	425.8469	414.1800	02.82
Iceland	Krona (ISK)	147.9170	144.7000	02.22
Liechtenstein	Swiss Franc (CHF)	00.9520	00.9297	02.40
Norway	Krone (NOK)	12.0882	11.8685	01.85
Poland	Zloty (PLN)	04.3521	04.2623	02.11
Romania	Leu (RON)	05.1038	04.9762	02.56
Sweden	Krona (SEK)	11.7435	11.4760	02.33
United Kingdom	Pound Sterling (GBP)	00.8438	00.8296	01.70

Bulgaria	Lev (BGN)
AIB Rate* (Inclusive of 1.75% bank fee)	01.9901
ECB Rate	01.9558
AIB & ECB % Difference	01.75

Czech Republic	Koruna (CZK)
AIB Rate* (Inclusive of 1.75% bank fee)	25.6202
ECB Rate	25.1210
AIB & ECB % Difference	01.99

Denmark	Krone (DKK)
AIB Rate* (Inclusive of 1.75% bank fee)	07.5922
ECB Rate	07.4614
AIB & ECB % Difference	01.75

Hungary	Forint (HUF)
AIB Rate* (Inclusive of 1.75% bank fee)	425.8469
ECB Rate	414.1800
AIB & ECB % Difference	02.82

Iceland	Krona (ISK)
AIB Rate* (Inclusive of 1.75% bank fee)	147.9170
ECB Rate	144.7000
AIB & ECB % Difference	02.22

Liechtenstein	Swiss Franc (CHF)
AIB Rate* (Inclusive of 1.75% bank fee)	00.9520
ECB Rate	00.9297
AIB & ECB % Difference	02.40

Norway	Krone (NOK)
AIB Rate* (Inclusive of 1.75% bank fee)	12.0882
ECB Rate	11.8685
AIB & ECB % Difference	01.85

Poland	Zloty (PLN)
AIB Rate* (Inclusive of 1.75% bank fee)	04.3521
ECB Rate	04.2623
AIB & ECB % Difference	02.11

Romania	Leu (RON)
AIB Rate* (Inclusive of 1.75% bank fee)	05.1038
ECB Rate	04.9762
AIB & ECB % Difference	02.56

Sweden	Krona (SEK)
AIB Rate* (Inclusive of 1.75% bank fee)	11.7435
ECB Rate	11.4760
AIB & ECB % Difference	02.33

United Kingdom	Pound Sterling (GBP)
AIB Rate* (Inclusive of 1.75% bank fee)	00.8438
ECB Rate	00.8296
AIB & ECB % Difference	01.70

*AIB rate is the Visa rate plus the currency conversion fee

Currency Conversion Fees:

For non-euro transactions we apply the following fees to the Credit card.

FX Transactions - Visa Europe Region	FX Transactions - Visa Rest of the World
1.75% of transaction value	2.75% of transaction value

All foreign exchange rates in the above table are updated twice daily, on any business day
When you use your Credit card to pay for something that is not in euro, Visa will convert that payment to euro using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated
You will find further information on fees and charges and on how your card works in the Products section of our website.