Exchange rates for non-Euro EU/EEA currencies on Credit card

Conversion rates

Last Updated : 24 Mar 2026, 22:20

Non-Euro EU Member	Currency	AIB Rate* (Inclusive of 1.75% bank fee)	ECB Rate	AIB & ECB % Difference
Czech Republic	Koruna (CZK)	24.9715	24.4770	02.02
Denmark	Krone (DKK)	07.6036	07.4711	01.77
Hungary	Forint (HUF)	405.7238	389.8800	04.06
Iceland	Krona (ISK)	147.0165	144.0000	02.09
Liechtenstein	Swiss Franc (CHF)	00.9307	00.9145	01.77
Norway	Krone (NOK)	11.5267	11.2305	02.64
Poland	Zloty (PLN)	04.3691	04.2743	02.22
Romania	Leu (RON)	05.2633	05.0951	03.30
Sweden	Krona (SEK)	11.0969	10.8238	02.52
United Kingdom	Pound Sterling (GBP)	00.8835	00.8654	02.09

Czech Republic	Koruna (CZK)
AIB Rate* (Inclusive of 1.75% bank fee)	24.9715
ECB Rate	24.4770
AIB & ECB % Difference	02.02

Denmark	Krone (DKK)
AIB Rate* (Inclusive of 1.75% bank fee)	07.6036
ECB Rate	07.4711
AIB & ECB % Difference	01.77

Hungary	Forint (HUF)
AIB Rate* (Inclusive of 1.75% bank fee)	405.7238
ECB Rate	389.8800
AIB & ECB % Difference	04.06

Iceland	Krona (ISK)
AIB Rate* (Inclusive of 1.75% bank fee)	147.0165
ECB Rate	144.0000
AIB & ECB % Difference	02.09

Liechtenstein	Swiss Franc (CHF)
AIB Rate* (Inclusive of 1.75% bank fee)	00.9307
ECB Rate	00.9145
AIB & ECB % Difference	01.77

Norway	Krone (NOK)
AIB Rate* (Inclusive of 1.75% bank fee)	11.5267
ECB Rate	11.2305
AIB & ECB % Difference	02.64

Poland	Zloty (PLN)
AIB Rate* (Inclusive of 1.75% bank fee)	04.3691
ECB Rate	04.2743
AIB & ECB % Difference	02.22

Romania	Leu (RON)
AIB Rate* (Inclusive of 1.75% bank fee)	05.2633
ECB Rate	05.0951
AIB & ECB % Difference	03.30

Sweden	Krona (SEK)
AIB Rate* (Inclusive of 1.75% bank fee)	11.0969
ECB Rate	10.8238
AIB & ECB % Difference	02.52

United Kingdom	Pound Sterling (GBP)
AIB Rate* (Inclusive of 1.75% bank fee)	00.8835
ECB Rate	00.8654
AIB & ECB % Difference	02.09

*AIB rate is the Visa rate plus the currency conversion fee

Currency Conversion Fees:

For non-euro transactions we apply the following fees to the Credit card.

FX Transactions - Visa Europe Region	FX Transactions - Visa Rest of the World
1.75% of transaction value	2.75% of transaction value

All foreign exchange rates in the above table are updated twice daily, on any business day
When you use your Credit card to pay for something that is not in euro, Visa will convert that payment to euro using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated
You will find further information on fees and charges and on how your card works in the Products section of our website.