Exchange rates for non-Euro EU/EEA currencies on Credit card

Conversion rates

Last Updated : 25 Mar 2025, 22:21

Non-Euro EU Member	Currency	AIB Rate* (Inclusive of 1.75% bank fee)	ECB Rate	AIB & ECB % Difference
Bulgaria	Lev (BGN)	01.9901	01.9558	01.75
Czech Republic	Koruna (CZK)	25.5247	24.8840	02.57
Denmark	Krone (DKK)	07.5916	07.4599	01.77
Hungary	Forint (HUF)	409.2488	398.0000	02.83
Iceland	Krona (ISK)	147.6396	144.1000	02.46
Liechtenstein	Swiss Franc (CHF)	00.9746	00.9539	02.17
Norway	Krone (NOK)	11.6531	11.3090	03.04
Poland	Zloty (PLN)	04.2836	04.1635	02.89
Romania	Leu (RON)	05.1031	04.9756	02.56
Sweden	Krona (SEK)	11.1900	10.7975	03.63
United Kingdom	Pound Sterling (GBP)	00.8539	00.8357	02.19

Bulgaria	Lev (BGN)
AIB Rate* (Inclusive of 1.75% bank fee)	01.9901
ECB Rate	01.9558
AIB & ECB % Difference	01.75

Czech Republic	Koruna (CZK)
AIB Rate* (Inclusive of 1.75% bank fee)	25.5247
ECB Rate	24.8840
AIB & ECB % Difference	02.57

Denmark	Krone (DKK)
AIB Rate* (Inclusive of 1.75% bank fee)	07.5916
ECB Rate	07.4599
AIB & ECB % Difference	01.77

Hungary	Forint (HUF)
AIB Rate* (Inclusive of 1.75% bank fee)	409.2488
ECB Rate	398.0000
AIB & ECB % Difference	02.83

Iceland	Krona (ISK)
AIB Rate* (Inclusive of 1.75% bank fee)	147.6396
ECB Rate	144.1000
AIB & ECB % Difference	02.46

Liechtenstein	Swiss Franc (CHF)
AIB Rate* (Inclusive of 1.75% bank fee)	00.9746
ECB Rate	00.9539
AIB & ECB % Difference	02.17

Norway	Krone (NOK)
AIB Rate* (Inclusive of 1.75% bank fee)	11.6531
ECB Rate	11.3090
AIB & ECB % Difference	03.04

Poland	Zloty (PLN)
AIB Rate* (Inclusive of 1.75% bank fee)	04.2836
ECB Rate	04.1635
AIB & ECB % Difference	02.89

Romania	Leu (RON)
AIB Rate* (Inclusive of 1.75% bank fee)	05.1031
ECB Rate	04.9756
AIB & ECB % Difference	02.56

Sweden	Krona (SEK)
AIB Rate* (Inclusive of 1.75% bank fee)	11.1900
ECB Rate	10.7975
AIB & ECB % Difference	03.63

United Kingdom	Pound Sterling (GBP)
AIB Rate* (Inclusive of 1.75% bank fee)	00.8539
ECB Rate	00.8357
AIB & ECB % Difference	02.19

*AIB rate is the Visa rate plus the currency conversion fee

Currency Conversion Fees:

For non-euro transactions we apply the following fees to the Credit card.

FX Transactions - Visa Europe Region	FX Transactions - Visa Rest of the World
1.75% of transaction value	2.75% of transaction value

All foreign exchange rates in the above table are updated twice daily, on any business day
When you use your Credit card to pay for something that is not in euro, Visa will convert that payment to euro using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated
You will find further information on fees and charges and on how your card works in the Products section of our website.