Exchange rates for non-Euro EU/EEA currencies on Credit card

Conversion rates

Last Updated : 21 Feb 2025, 22:22

Non-Euro EU Member	Currency	AIB Rate* (Inclusive of 1.75% bank fee)	ECB Rate	AIB & ECB % Difference
Bulgaria	Lev (BGN)	01.9901	01.9558	01.75
Czech Republic	Koruna (CZK)	25.6521	25.0730	02.31
Denmark	Krone (DKK)	07.5906	07.4590	01.76
Hungary	Forint (HUF)	413.7748	402.0800	02.91
Iceland	Krona (ISK)	148.8847	145.7000	02.19
Liechtenstein	Swiss Franc (CHF)	00.9610	00.9423	01.99
Norway	Krone (NOK)	11.8696	11.6090	02.25
Poland	Zloty (PLN)	04.2642	04.1605	02.49
Romania	Leu (RON)	05.1124	04.9778	02.70
Sweden	Krona (SEK)	11.3845	11.1660	01.96
United Kingdom	Pound Sterling (GBP)	00.8442	00.8282	01.93

Bulgaria	Lev (BGN)
AIB Rate* (Inclusive of 1.75% bank fee)	01.9901
ECB Rate	01.9558
AIB & ECB % Difference	01.75

Czech Republic	Koruna (CZK)
AIB Rate* (Inclusive of 1.75% bank fee)	25.6521
ECB Rate	25.0730
AIB & ECB % Difference	02.31

Denmark	Krone (DKK)
AIB Rate* (Inclusive of 1.75% bank fee)	07.5906
ECB Rate	07.4590
AIB & ECB % Difference	01.76

Hungary	Forint (HUF)
AIB Rate* (Inclusive of 1.75% bank fee)	413.7748
ECB Rate	402.0800
AIB & ECB % Difference	02.91

Iceland	Krona (ISK)
AIB Rate* (Inclusive of 1.75% bank fee)	148.8847
ECB Rate	145.7000
AIB & ECB % Difference	02.19

Liechtenstein	Swiss Franc (CHF)
AIB Rate* (Inclusive of 1.75% bank fee)	00.9610
ECB Rate	00.9423
AIB & ECB % Difference	01.99

Norway	Krone (NOK)
AIB Rate* (Inclusive of 1.75% bank fee)	11.8696
ECB Rate	11.6090
AIB & ECB % Difference	02.25

Poland	Zloty (PLN)
AIB Rate* (Inclusive of 1.75% bank fee)	04.2642
ECB Rate	04.1605
AIB & ECB % Difference	02.49

Romania	Leu (RON)
AIB Rate* (Inclusive of 1.75% bank fee)	05.1124
ECB Rate	04.9778
AIB & ECB % Difference	02.70

Sweden	Krona (SEK)
AIB Rate* (Inclusive of 1.75% bank fee)	11.3845
ECB Rate	11.1660
AIB & ECB % Difference	01.96

United Kingdom	Pound Sterling (GBP)
AIB Rate* (Inclusive of 1.75% bank fee)	00.8442
ECB Rate	00.8282
AIB & ECB % Difference	01.93

*AIB rate is the Visa rate plus the currency conversion fee

Currency Conversion Fees:

For non-euro transactions we apply the following fees to the Credit card.

FX Transactions - Visa Europe Region	FX Transactions - Visa Rest of the World
1.75% of transaction value	2.75% of transaction value

All foreign exchange rates in the above table are updated twice daily, on any business day
When you use your Credit card to pay for something that is not in euro, Visa will convert that payment to euro using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated
You will find further information on fees and charges and on how your card works in the Products section of our website.