Exchange rates for non-Euro EU/EEA currencies on Credit card

Conversion rates

Last Updated : 16 May 2025, 15:23

Non-Euro EU Member	Currency	AIB Rate* (Inclusive of 1.75% bank fee)	ECB Rate	AIB & ECB % Difference
Bulgaria	Lev (BGN)	01.9901	01.9558	01.75
Czech Republic	Koruna (CZK)	25.4167	24.9360	01.93
Denmark	Krone (DKK)	07.5926	07.4602	01.78
Hungary	Forint (HUF)	413.1252	403.0500	02.50
Iceland	Krona (ISK)	148.0419	145.9000	01.47
Liechtenstein	Swiss Franc (CHF)	00.9597	00.9381	02.30
Norway	Krone (NOK)	11.8895	11.6350	02.19
Poland	Zloty (PLN)	04.3355	04.2600	01.77
Romania	Leu (RON)	05.2312	05.1041	02.49
Sweden	Krona (SEK)	11.1313	10.9327	01.82
United Kingdom	Pound Sterling (GBP)	00.8590	00.8427	01.93

Bulgaria	Lev (BGN)
AIB Rate* (Inclusive of 1.75% bank fee)	01.9901
ECB Rate	01.9558
AIB & ECB % Difference	01.75

Czech Republic	Koruna (CZK)
AIB Rate* (Inclusive of 1.75% bank fee)	25.4167
ECB Rate	24.9360
AIB & ECB % Difference	01.93

Denmark	Krone (DKK)
AIB Rate* (Inclusive of 1.75% bank fee)	07.5926
ECB Rate	07.4602
AIB & ECB % Difference	01.78

Hungary	Forint (HUF)
AIB Rate* (Inclusive of 1.75% bank fee)	413.1252
ECB Rate	403.0500
AIB & ECB % Difference	02.50

Iceland	Krona (ISK)
AIB Rate* (Inclusive of 1.75% bank fee)	148.0419
ECB Rate	145.9000
AIB & ECB % Difference	01.47

Liechtenstein	Swiss Franc (CHF)
AIB Rate* (Inclusive of 1.75% bank fee)	00.9597
ECB Rate	00.9381
AIB & ECB % Difference	02.30

Norway	Krone (NOK)
AIB Rate* (Inclusive of 1.75% bank fee)	11.8895
ECB Rate	11.6350
AIB & ECB % Difference	02.19

Poland	Zloty (PLN)
AIB Rate* (Inclusive of 1.75% bank fee)	04.3355
ECB Rate	04.2600
AIB & ECB % Difference	01.77

Romania	Leu (RON)
AIB Rate* (Inclusive of 1.75% bank fee)	05.2312
ECB Rate	05.1041
AIB & ECB % Difference	02.49

Sweden	Krona (SEK)
AIB Rate* (Inclusive of 1.75% bank fee)	11.1313
ECB Rate	10.9327
AIB & ECB % Difference	01.82

United Kingdom	Pound Sterling (GBP)
AIB Rate* (Inclusive of 1.75% bank fee)	00.8590
ECB Rate	00.8427
AIB & ECB % Difference	01.93

*AIB rate is the Visa rate plus the currency conversion fee

Currency Conversion Fees:

For non-euro transactions we apply the following fees to the Credit card.

FX Transactions - Visa Europe Region	FX Transactions - Visa Rest of the World
1.75% of transaction value	2.75% of transaction value

All foreign exchange rates in the above table are updated twice daily, on any business day
When you use your Credit card to pay for something that is not in euro, Visa will convert that payment to euro using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated
You will find further information on fees and charges and on how your card works in the Products section of our website.