Exchange rates for non-Euro EU/EEA currencies on Credit card

Conversion rates

Last Updated : 13 Apr 2026, 22:20

Non-Euro EU Member	Currency	AIB Rate* (Inclusive of 1.75% bank fee)	ECB Rate	AIB & ECB % Difference
Czech Republic	Koruna (CZK)	25.0733	24.3800	02.84
Denmark	Krone (DKK)	07.6042	07.4728	01.76
Hungary	Forint (HUF)	394.2674	375.6300	04.96
Iceland	Krona (ISK)	147.5001	143.8000	02.57
Liechtenstein	Swiss Franc (CHF)	00.9423	00.9223	02.17
Norway	Krone (NOK)	11.4990	11.1535	03.10
Poland	Zloty (PLN)	04.3665	04.2538	02.65
Romania	Leu (RON)	05.2195	05.0952	02.44
Sweden	Krona (SEK)	11.1493	10.7840	03.39
United Kingdom	Pound Sterling (GBP)	00.8893	00.8689	02.34

Czech Republic	Koruna (CZK)
AIB Rate* (Inclusive of 1.75% bank fee)	25.0733
ECB Rate	24.3800
AIB & ECB % Difference	02.84

Denmark	Krone (DKK)
AIB Rate* (Inclusive of 1.75% bank fee)	07.6042
ECB Rate	07.4728
AIB & ECB % Difference	01.76

Hungary	Forint (HUF)
AIB Rate* (Inclusive of 1.75% bank fee)	394.2674
ECB Rate	375.6300
AIB & ECB % Difference	04.96

Iceland	Krona (ISK)
AIB Rate* (Inclusive of 1.75% bank fee)	147.5001
ECB Rate	143.8000
AIB & ECB % Difference	02.57

Liechtenstein	Swiss Franc (CHF)
AIB Rate* (Inclusive of 1.75% bank fee)	00.9423
ECB Rate	00.9223
AIB & ECB % Difference	02.17

Norway	Krone (NOK)
AIB Rate* (Inclusive of 1.75% bank fee)	11.4990
ECB Rate	11.1535
AIB & ECB % Difference	03.10

Poland	Zloty (PLN)
AIB Rate* (Inclusive of 1.75% bank fee)	04.3665
ECB Rate	04.2538
AIB & ECB % Difference	02.65

Romania	Leu (RON)
AIB Rate* (Inclusive of 1.75% bank fee)	05.2195
ECB Rate	05.0952
AIB & ECB % Difference	02.44

Sweden	Krona (SEK)
AIB Rate* (Inclusive of 1.75% bank fee)	11.1493
ECB Rate	10.7840
AIB & ECB % Difference	03.39

United Kingdom	Pound Sterling (GBP)
AIB Rate* (Inclusive of 1.75% bank fee)	00.8893
ECB Rate	00.8689
AIB & ECB % Difference	02.34

*AIB rate is the Visa rate plus the currency conversion fee

Currency Conversion Fees:

For non-euro transactions we apply the following fees to the Credit card.

FX Transactions - Visa Europe Region	FX Transactions - Visa Rest of the World
1.75% of transaction value	2.75% of transaction value

All foreign exchange rates in the above table are updated twice daily, on any business day
When you use your Credit card to pay for something that is not in euro, Visa will convert that payment to euro using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated
You will find further information on fees and charges and on how your card works in the Products section of our website.