Exchange rates for non-Euro EU/EEA currencies on Debit cards

Purchases - Debit Card

Conversion Rates
Last Updated: 15 Jan 2021, 22:20
Non-Euro EU Member Currency AIB Rate* (Inclusive of 1.75% bank fee) ECB Rate AIB & ECB % Difference
Bulgaria Lev (BGN) 01.9901 01.9558 01.75
Croatia Kuna (HRK) 07.7265 07.5535 02.29
Czech Republic Koruna (CZK) 26.6657 26.1630 01.92
Denmark Krone (DKK) 07.5714 07.4393 01.78
Hungary Forint (HUF) 366.8794 359.9900 01.91
Iceland Krona (ISK) 159.7731 156.4000 02.16
Liechtenstein Swiss Franc (CHF) 01.1005 01.0770 02.18
Norway Krone (NOK) 10.5162 10.3135 01.97
Poland Zloty (PLN) 04.6336 04.5375 02.12
Romania Leu (RON) 04.9761 04.8733 02.11
Sweden Krona (SEK) 10.3426 10.1305 02.09
United Kingdom Pound Sterling (GBP) 00.9077 00.8900 01.99
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 1.75% bank fee) 01.9901
ECB Rate 01.9558
AIB & ECB % Difference 01.75
Croatia Kuna (HRK)
AIB Rate* (Inclusive of 1.75% bank fee) 07.7265
ECB Rate 07.5535
AIB & ECB % Difference 02.29
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 1.75% bank fee) 26.6657
ECB Rate 26.1630
AIB & ECB % Difference 01.92
Denmark Krone (DKK)
AIB Rate* (Inclusive of 1.75% bank fee) 07.5714
ECB Rate 07.4393
AIB & ECB % Difference 01.78
Hungary Forint (HUF)
AIB Rate* (Inclusive of 1.75% bank fee) 366.8794
ECB Rate 359.9900
AIB & ECB % Difference 01.91
Iceland Krona (ISK)
AIB Rate* (Inclusive of 1.75% bank fee) 159.7731
ECB Rate 156.4000
AIB & ECB % Difference 02.16
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 1.75% bank fee) 01.1005
ECB Rate 01.0770
AIB & ECB % Difference 02.18
Norway Krone (NOK)
AIB Rate* (Inclusive of 1.75% bank fee) 10.5162
ECB Rate 10.3135
AIB & ECB % Difference 01.97
Poland Zloty (PLN)
AIB Rate* (Inclusive of 1.75% bank fee) 04.6336
ECB Rate 04.5375
AIB & ECB % Difference 02.12
Romania Leu (RON)
AIB Rate* (Inclusive of 1.75% bank fee) 04.9761
ECB Rate 04.8733
AIB & ECB % Difference 02.11
Sweden Krona (SEK)
AIB Rate* (Inclusive of 1.75% bank fee) 10.3426
ECB Rate 10.1305
AIB & ECB % Difference 02.09
United Kingdom Pound Sterling (GBP)
AIB Rate* (Inclusive of 1.75% bank fee) 00.9077
ECB Rate 00.8900
AIB & ECB % Difference 01.99

* AIB rate is the Visa rate plus the currency conversion fee

 

 

Cash Withdrawals - Debit Card

Conversion Rates
Last Updated: 15 Jan 2021, 22:20
Non-Euro EU Member Currency AIB Rate* (Inclusive of 2.50% bank fee) ECB Rate AIB & ECB % Difference
Bulgaria Lev (BGN) 02.0047 01.9558 02.50
Croatia Kuna (HRK) 07.7835 07.5535 03.04
Czech Republic Koruna (CZK) 26.8623 26.1630 02.67
Denmark Krone (DKK) 07.6272 07.4393 02.53
Hungary Forint (HUF) 369.5837 359.9900 02.67
Iceland Krona (ISK) 160.9507 156.4000 02.91
Liechtenstein Swiss Franc (CHF) 01.1086 01.0770 02.93
Norway Krone (NOK) 10.5937 10.3135 02.72
Poland Zloty (PLN) 04.6677 04.5375 02.87
Romania Leu (RON) 05.0128 04.8733 02.86
Sweden Krona (SEK) 10.4188 10.1305 02.85
United Kingdom Pound Sterling (GBP) 00.9144 00.8900 02.74
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 2.50% bank fee) 02.0047
ECB Rate 01.9558
AIB & ECB % Difference 02.50
Croatia Kuna (HRK)
AIB Rate* (Inclusive of 2.50% bank fee) 07.7835
ECB Rate 07.5535
AIB & ECB % Difference 03.04
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 2.50% bank fee) 26.8623
ECB Rate 26.1630
AIB & ECB % Difference 02.67
Denmark Krone (DKK)
AIB Rate* (Inclusive of 2.50% bank fee) 07.6272
ECB Rate 07.4393
AIB & ECB % Difference 02.53
Hungary Forint (HUF)
AIB Rate* (Inclusive of 2.50% bank fee) 369.5837
ECB Rate 359.9900
AIB & ECB % Difference 02.67
Iceland Krona (ISK)
AIB Rate* (Inclusive of 2.50% bank fee) 160.9507
ECB Rate 156.4000
AIB & ECB % Difference 02.91
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 2.50% bank fee) 01.1086
ECB Rate 01.0770
AIB & ECB % Difference 02.93
Norway Krone (NOK)
AIB Rate* (Inclusive of 2.50% bank fee) 10.5937
ECB Rate 10.3135
AIB & ECB % Difference 02.72
Poland Zloty (PLN)
AIB Rate* (Inclusive of 2.50% bank fee) 04.6677
ECB Rate 04.5375
AIB & ECB % Difference 02.87
Romania Leu (RON)
AIB Rate* (Inclusive of 2.50% bank fee) 05.0128
ECB Rate 04.8733
AIB & ECB % Difference 02.86
Sweden Krona (SEK)
AIB Rate* (Inclusive of 2.50% bank fee) 10.4188
ECB Rate 10.1305
AIB & ECB % Difference 02.85
United Kingdom Pound Sterling (GBP)
AIB Rate* (Inclusive of 2.50% bank fee) 00.9144
ECB Rate 00.8900
AIB & ECB % Difference 02.74

* AIB rate is the Visa rate plus the currency conversion fee

 

 

Currency Conversion Fees:

For non-euro transactions we apply the following fees to the Debit card.

 

Transaction Type 

Cash Withdrawals

Using a Debit Card for purchases in a foreign currency
(no minimum fee applies for Contactless transactions)

Currency Conversion Fee (non-euro)

2.50% of euro value

1.75% of euro value
Min. €0.45 – Max. €11.00

 

Key Information:

  • All foreign exchange rates in the above table are updated twice daily, on any business day

  • In addition to the fees above, account transaction fes may also apply

  • When you use your Debit card to pay for something that is not in euro, Visa will convert that payment to euro using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated

  • You will find further information on fees and charges and on how your card works in the Products section of our website.