Exchange rates for non-Euro EU/EEA currencies on Debit cards

Purchases - Debit Card

Conversion rates
Last Updated : 04 Mar 2024, 22:20
Non-Euro EU Member Currency AIB Rate* (Inclusive of 1.75% bank fee) ECB Rate AIB & ECB % Difference
Bulgaria Lev (BGN) 01.9901 01.9558 01.75
Czech Republic Koruna (CZK) 25.8181 25.3560 01.82
Denmark Krone (DKK) 07.5885 07.4539 01.81
Hungary Forint (HUF) 402.8020 395.2500 01.91
Iceland Krona (ISK) 152.5227 149.5000 02.02
Liechtenstein Swiss Franc (CHF) 00.9773 00.9604 01.76
Norway Krone (NOK) 11.7121 11.4325 02.45
Poland Zloty (PLN) 04.4020 04.3220 01.85
Romania Leu (RON) 05.0902 04.9708 02.40
Sweden Krona (SEK) 11.4172 11.2424 01.55
United Kingdom Pound Sterling (GBP) 00.8726 00.8558 01.96
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 1.75% bank fee) 01.9901
ECB Rate 01.9558
AIB & ECB % Difference 01.75
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 1.75% bank fee) 25.8181
ECB Rate 25.3560
AIB & ECB % Difference 01.82
Denmark Krone (DKK)
AIB Rate* (Inclusive of 1.75% bank fee) 07.5885
ECB Rate 07.4539
AIB & ECB % Difference 01.81
Hungary Forint (HUF)
AIB Rate* (Inclusive of 1.75% bank fee) 402.8020
ECB Rate 395.2500
AIB & ECB % Difference 01.91
Iceland Krona (ISK)
AIB Rate* (Inclusive of 1.75% bank fee) 152.5227
ECB Rate 149.5000
AIB & ECB % Difference 02.02
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 1.75% bank fee) 00.9773
ECB Rate 00.9604
AIB & ECB % Difference 01.76
Norway Krone (NOK)
AIB Rate* (Inclusive of 1.75% bank fee) 11.7121
ECB Rate 11.4325
AIB & ECB % Difference 02.45
Poland Zloty (PLN)
AIB Rate* (Inclusive of 1.75% bank fee) 04.4020
ECB Rate 04.3220
AIB & ECB % Difference 01.85
Romania Leu (RON)
AIB Rate* (Inclusive of 1.75% bank fee) 05.0902
ECB Rate 04.9708
AIB & ECB % Difference 02.40
Sweden Krona (SEK)
AIB Rate* (Inclusive of 1.75% bank fee) 11.4172
ECB Rate 11.2424
AIB & ECB % Difference 01.55
United Kingdom Pound Sterling (GBP)
AIB Rate* (Inclusive of 1.75% bank fee) 00.8726
ECB Rate 00.8558
AIB & ECB % Difference 01.96

*AIB rate is the Visa rate plus the currency conversion fee

Cash Withdrawals - Debit Card

Conversion rates
Last Updated : 04 Mar 2024, 22:20
Non-Euro EU Member Currency AIB Rate* (Inclusive of 2.50% bank fee) ECB Rate AIB & ECB % Difference
Bulgaria Lev (BGN) 02.0047 01.9558 02.50
Czech Republic Koruna (CZK) 26.0084 25.3560 02.57
Denmark Krone (DKK) 07.6444 07.4539 02.56
Hungary Forint (HUF) 405.7711 395.2500 02.66
Iceland Krona (ISK) 153.6469 149.5000 02.77
Liechtenstein Swiss Franc (CHF) 00.9845 00.9604 02.51
Norway Krone (NOK) 11.7984 11.4325 03.20
Poland Zloty (PLN) 04.4345 04.3220 02.60
Romania Leu (RON) 05.1277 04.9708 03.16
Sweden Krona (SEK) 11.5013 11.2424 02.30
United Kingdom Pound Sterling (GBP) 00.8791 00.8558 02.71
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 2.50% bank fee) 02.0047
ECB Rate 01.9558
AIB & ECB % Difference 02.50
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 2.50% bank fee) 26.0084
ECB Rate 25.3560
AIB & ECB % Difference 02.57
Denmark Krone (DKK)
AIB Rate* (Inclusive of 2.50% bank fee) 07.6444
ECB Rate 07.4539
AIB & ECB % Difference 02.56
Hungary Forint (HUF)
AIB Rate* (Inclusive of 2.50% bank fee) 405.7711
ECB Rate 395.2500
AIB & ECB % Difference 02.66
Iceland Krona (ISK)
AIB Rate* (Inclusive of 2.50% bank fee) 153.6469
ECB Rate 149.5000
AIB & ECB % Difference 02.77
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 2.50% bank fee) 00.9845
ECB Rate 00.9604
AIB & ECB % Difference 02.51
Norway Krone (NOK)
AIB Rate* (Inclusive of 2.50% bank fee) 11.7984
ECB Rate 11.4325
AIB & ECB % Difference 03.20
Poland Zloty (PLN)
AIB Rate* (Inclusive of 2.50% bank fee) 04.4345
ECB Rate 04.3220
AIB & ECB % Difference 02.60
Romania Leu (RON)
AIB Rate* (Inclusive of 2.50% bank fee) 05.1277
ECB Rate 04.9708
AIB & ECB % Difference 03.16
Sweden Krona (SEK)
AIB Rate* (Inclusive of 2.50% bank fee) 11.5013
ECB Rate 11.2424
AIB & ECB % Difference 02.30
United Kingdom Pound Sterling (GBP)
AIB Rate* (Inclusive of 2.50% bank fee) 00.8791
ECB Rate 00.8558
AIB & ECB % Difference 02.71

*AIB rate is the Visa rate plus the currency conversion fee

Currency Conversion Fees:

For non-euro transactions we apply the following fees to the Debit card.

Transaction Type 

Cash Withdrawals

Using a Debit Card for purchases in a foreign currency
(no minimum fee applies for Contactless transactions)

Currency Conversion Fee (non-euro)

2.50% of euro value

1.75% of euro value
Min. €0.45 – Max. €11.00

 

Key Information:

  • All foreign exchange rates in the above table are updated twice daily, on any business day
  • In addition to the fees above, account transaction fes may also apply
  • When you use your Debit card to pay for something that is not in euro, Visa will convert that payment to euro using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated
  • You will find further information on fees and charges and on how your card works in the Products section of our website.