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Exchange rates for non-Euro EU/EEA currencies on Debit cards

Purchases - Debit Card

Conversion rates
Last Updated : 20 Nov 2024, 22:21
Non-Euro EU Member Currency AIB Rate* (Inclusive of 1.75% bank fee) ECB Rate AIB & ECB % Difference
Bulgaria Lev (BGN) 01.9901 01.9558 01.75
Czech Republic Koruna (CZK) 25.7897 25.2860 01.99
Denmark Krone (DKK) 07.5911 07.4592 01.77
Hungary Forint (HUF) 418.3391 409.6000 02.13
Iceland Krona (ISK) 148.6175 145.5000 02.14
Liechtenstein Swiss Franc (CHF) 00.9544 00.9342 02.17
Norway Krone (NOK) 11.9077 11.6440 02.27
Poland Zloty (PLN) 04.4142 04.3308 01.93
Romania Leu (RON) 05.1081 04.9765 02.64
Sweden Krona (SEK) 11.8016 11.6050 01.69
United Kingdom Pound Sterling (GBP) 00.8523 00.8338 02.22
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 1.75% bank fee) 01.9901
ECB Rate 01.9558
AIB & ECB % Difference 01.75
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 1.75% bank fee) 25.7897
ECB Rate 25.2860
AIB & ECB % Difference 01.99
Denmark Krone (DKK)
AIB Rate* (Inclusive of 1.75% bank fee) 07.5911
ECB Rate 07.4592
AIB & ECB % Difference 01.77
Hungary Forint (HUF)
AIB Rate* (Inclusive of 1.75% bank fee) 418.3391
ECB Rate 409.6000
AIB & ECB % Difference 02.13
Iceland Krona (ISK)
AIB Rate* (Inclusive of 1.75% bank fee) 148.6175
ECB Rate 145.5000
AIB & ECB % Difference 02.14
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 1.75% bank fee) 00.9544
ECB Rate 00.9342
AIB & ECB % Difference 02.17
Norway Krone (NOK)
AIB Rate* (Inclusive of 1.75% bank fee) 11.9077
ECB Rate 11.6440
AIB & ECB % Difference 02.27
Poland Zloty (PLN)
AIB Rate* (Inclusive of 1.75% bank fee) 04.4142
ECB Rate 04.3308
AIB & ECB % Difference 01.93
Romania Leu (RON)
AIB Rate* (Inclusive of 1.75% bank fee) 05.1081
ECB Rate 04.9765
AIB & ECB % Difference 02.64
Sweden Krona (SEK)
AIB Rate* (Inclusive of 1.75% bank fee) 11.8016
ECB Rate 11.6050
AIB & ECB % Difference 01.69
United Kingdom Pound Sterling (GBP)
AIB Rate* (Inclusive of 1.75% bank fee) 00.8523
ECB Rate 00.8338
AIB & ECB % Difference 02.22

*AIB rate is the Visa rate plus the currency conversion fee

Cash Withdrawals - Debit Card

Conversion rates
Last Updated : 20 Nov 2024, 22:21
Non-Euro EU Member Currency AIB Rate* (Inclusive of 2.50% bank fee) ECB Rate AIB & ECB % Difference
Bulgaria Lev (BGN) 02.0047 01.9558 02.50
Czech Republic Koruna (CZK) 25.9798 25.2860 02.74
Denmark Krone (DKK) 07.6471 07.4592 02.52
Hungary Forint (HUF) 421.4226 409.6000 02.89
Iceland Krona (ISK) 149.7129 145.5000 02.90
Liechtenstein Swiss Franc (CHF) 00.9615 00.9342 02.92
Norway Krone (NOK) 11.9955 11.6440 03.02
Poland Zloty (PLN) 04.4467 04.3308 02.68
Romania Leu (RON) 05.1457 04.9765 03.40
Sweden Krona (SEK) 11.8886 11.6050 02.44
United Kingdom Pound Sterling (GBP) 00.8586 00.8338 02.97
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 2.50% bank fee) 02.0047
ECB Rate 01.9558
AIB & ECB % Difference 02.50
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 2.50% bank fee) 25.9798
ECB Rate 25.2860
AIB & ECB % Difference 02.74
Denmark Krone (DKK)
AIB Rate* (Inclusive of 2.50% bank fee) 07.6471
ECB Rate 07.4592
AIB & ECB % Difference 02.52
Hungary Forint (HUF)
AIB Rate* (Inclusive of 2.50% bank fee) 421.4226
ECB Rate 409.6000
AIB & ECB % Difference 02.89
Iceland Krona (ISK)
AIB Rate* (Inclusive of 2.50% bank fee) 149.7129
ECB Rate 145.5000
AIB & ECB % Difference 02.90
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 2.50% bank fee) 00.9615
ECB Rate 00.9342
AIB & ECB % Difference 02.92
Norway Krone (NOK)
AIB Rate* (Inclusive of 2.50% bank fee) 11.9955
ECB Rate 11.6440
AIB & ECB % Difference 03.02
Poland Zloty (PLN)
AIB Rate* (Inclusive of 2.50% bank fee) 04.4467
ECB Rate 04.3308
AIB & ECB % Difference 02.68
Romania Leu (RON)
AIB Rate* (Inclusive of 2.50% bank fee) 05.1457
ECB Rate 04.9765
AIB & ECB % Difference 03.40
Sweden Krona (SEK)
AIB Rate* (Inclusive of 2.50% bank fee) 11.8886
ECB Rate 11.6050
AIB & ECB % Difference 02.44
United Kingdom Pound Sterling (GBP)
AIB Rate* (Inclusive of 2.50% bank fee) 00.8586
ECB Rate 00.8338
AIB & ECB % Difference 02.97

*AIB rate is the Visa rate plus the currency conversion fee

Currency Conversion Fees:

For non-euro transactions we apply the following fees to the Debit card.

Transaction Type 

Cash Withdrawals

Using a Debit Card for purchases in a foreign currency
(no minimum fee applies for Contactless transactions)

Currency Conversion Fee (non-euro)

2.50% of euro value

1.75% of euro value
Min. €0.45 – Max. €11.00

 

Key Information:

 

  • All foreign exchange rates in the above table are updated twice daily, on any business day
  • In addition to the fees above, account transaction fes may also apply
  • When you use your Debit card to pay for something that is not in euro, Visa will convert that payment to euro using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated
  • You will find further information on fees and charges and on how your card works in the Products section of our website.