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Exchange rates for non-Euro EU/EEA currencies on Debit cards

Purchases - Debit Card

Conversion rates
Last Updated : 20 Jun 2025, 22:20
Non-Euro EU Member Currency AIB Rate* (Inclusive of 1.75% bank fee) ECB Rate AIB & ECB % Difference
Bulgaria Lev (BGN) 01.9901 01.9558 01.75
Czech Republic Koruna (CZK) 25.3124 24.8300 01.94
Denmark Krone (DKK) 07.5907 07.4597 01.76
Hungary Forint (HUF) 413.0081 402.6000 02.59
Iceland Krona (ISK) 145.8111 143.0000 01.97
Liechtenstein Swiss Franc (CHF) 00.9586 00.9415 01.81
Norway Krone (NOK) 11.8334 11.5980 02.03
Poland Zloty (PLN) 04.3635 04.2656 02.30
Romania Leu (RON) 05.1500 05.0303 02.38
Sweden Krona (SEK) 11.2973 11.1250 01.55
United Kingdom Pound Sterling (GBP) 00.8710 00.8537 02.03
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 1.75% bank fee) 01.9901
ECB Rate 01.9558
AIB & ECB % Difference 01.75
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 1.75% bank fee) 25.3124
ECB Rate 24.8300
AIB & ECB % Difference 01.94
Denmark Krone (DKK)
AIB Rate* (Inclusive of 1.75% bank fee) 07.5907
ECB Rate 07.4597
AIB & ECB % Difference 01.76
Hungary Forint (HUF)
AIB Rate* (Inclusive of 1.75% bank fee) 413.0081
ECB Rate 402.6000
AIB & ECB % Difference 02.59
Iceland Krona (ISK)
AIB Rate* (Inclusive of 1.75% bank fee) 145.8111
ECB Rate 143.0000
AIB & ECB % Difference 01.97
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 1.75% bank fee) 00.9586
ECB Rate 00.9415
AIB & ECB % Difference 01.81
Norway Krone (NOK)
AIB Rate* (Inclusive of 1.75% bank fee) 11.8334
ECB Rate 11.5980
AIB & ECB % Difference 02.03
Poland Zloty (PLN)
AIB Rate* (Inclusive of 1.75% bank fee) 04.3635
ECB Rate 04.2656
AIB & ECB % Difference 02.30
Romania Leu (RON)
AIB Rate* (Inclusive of 1.75% bank fee) 05.1500
ECB Rate 05.0303
AIB & ECB % Difference 02.38
Sweden Krona (SEK)
AIB Rate* (Inclusive of 1.75% bank fee) 11.2973
ECB Rate 11.1250
AIB & ECB % Difference 01.55
United Kingdom Pound Sterling (GBP)
AIB Rate* (Inclusive of 1.75% bank fee) 00.8710
ECB Rate 00.8537
AIB & ECB % Difference 02.03

*AIB rate is the Visa rate plus the currency conversion fee

Cash Withdrawals - Debit Card

Conversion rates
Last Updated : 20 Jun 2025, 22:20
Non-Euro EU Member Currency AIB Rate* (Inclusive of 2.50% bank fee) ECB Rate AIB & ECB % Difference
Bulgaria Lev (BGN) 02.0047 01.9558 02.50
Czech Republic Koruna (CZK) 25.4989 24.8300 02.69
Denmark Krone (DKK) 07.6467 07.4597 02.51
Hungary Forint (HUF) 416.0524 402.6000 03.34
Iceland Krona (ISK) 146.8859 143.0000 02.72
Liechtenstein Swiss Franc (CHF) 00.9656 00.9415 02.56
Norway Krone (NOK) 11.9207 11.5980 02.78
Poland Zloty (PLN) 04.3957 04.2656 03.05
Romania Leu (RON) 05.1880 05.0303 03.13
Sweden Krona (SEK) 11.3805 11.1250 02.30
United Kingdom Pound Sterling (GBP) 00.8774 00.8537 02.78
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 2.50% bank fee) 02.0047
ECB Rate 01.9558
AIB & ECB % Difference 02.50
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 2.50% bank fee) 25.4989
ECB Rate 24.8300
AIB & ECB % Difference 02.69
Denmark Krone (DKK)
AIB Rate* (Inclusive of 2.50% bank fee) 07.6467
ECB Rate 07.4597
AIB & ECB % Difference 02.51
Hungary Forint (HUF)
AIB Rate* (Inclusive of 2.50% bank fee) 416.0524
ECB Rate 402.6000
AIB & ECB % Difference 03.34
Iceland Krona (ISK)
AIB Rate* (Inclusive of 2.50% bank fee) 146.8859
ECB Rate 143.0000
AIB & ECB % Difference 02.72
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 2.50% bank fee) 00.9656
ECB Rate 00.9415
AIB & ECB % Difference 02.56
Norway Krone (NOK)
AIB Rate* (Inclusive of 2.50% bank fee) 11.9207
ECB Rate 11.5980
AIB & ECB % Difference 02.78
Poland Zloty (PLN)
AIB Rate* (Inclusive of 2.50% bank fee) 04.3957
ECB Rate 04.2656
AIB & ECB % Difference 03.05
Romania Leu (RON)
AIB Rate* (Inclusive of 2.50% bank fee) 05.1880
ECB Rate 05.0303
AIB & ECB % Difference 03.13
Sweden Krona (SEK)
AIB Rate* (Inclusive of 2.50% bank fee) 11.3805
ECB Rate 11.1250
AIB & ECB % Difference 02.30
United Kingdom Pound Sterling (GBP)
AIB Rate* (Inclusive of 2.50% bank fee) 00.8774
ECB Rate 00.8537
AIB & ECB % Difference 02.78

*AIB rate is the Visa rate plus the currency conversion fee

Currency Conversion Fees:

For non-euro transactions we apply the following fees to the Debit card.

Transaction Type 

Cash Withdrawals

Using a Debit Card for purchases in a foreign currency
(no minimum fee applies for Contactless transactions)

Currency Conversion Fee (non-euro)

2.50% of euro value

1.75% of euro value
Min. €0.45 – Max. €11.00

 

Key Information:

 

  • All foreign exchange rates in the above table are updated twice daily, on any business day
  • In addition to the fees above, account transaction fes may also apply
  • When you use your Debit card to pay for something that is not in euro, Visa will convert that payment to euro using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated
  • You will find further information on fees and charges and on how your card works in the Products section of our website.