Exchange rates for non-Euro EU/EEA currencies on Debit cards

Purchases - Debit Card

Conversion Rates
Last Updated: 26 Mar 2021, 22:40
Non-Euro EU Member Currency AIB Rate* (Inclusive of 1.75% bank fee) ECB Rate AIB & ECB % Difference
Bulgaria Lev (BGN) 01.9901 01.9558 01.75
Croatia Kuna (HRK) 07.7399 07.5740 02.19
Czech Republic Koruna (CZK) 26.7778 26.0810 02.67
Denmark Krone (DKK) 07.5674 07.4361 01.77
Hungary Forint (HUF) 372.2687 363.5800 02.39
Iceland Krona (ISK) 152.8159 149.8000 02.01
Liechtenstein Swiss Franc (CHF) 01.1269 01.1090 01.61
Norway Krone (NOK) 10.3959 10.1258 02.67
Poland Zloty (PLN) 04.7297 04.6493 01.73
Romania Leu (RON) 04.9919 04.8878 02.13
Sweden Krona (SEK) 10.3931 10.1905 01.99
United Kingdom Pound Sterling (GBP) 00.8792 00.8550 02.83
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 1.75% bank fee) 01.9901
ECB Rate 01.9558
AIB & ECB % Difference 01.75
Croatia Kuna (HRK)
AIB Rate* (Inclusive of 1.75% bank fee) 07.7399
ECB Rate 07.5740
AIB & ECB % Difference 02.19
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 1.75% bank fee) 26.7778
ECB Rate 26.0810
AIB & ECB % Difference 02.67
Denmark Krone (DKK)
AIB Rate* (Inclusive of 1.75% bank fee) 07.5674
ECB Rate 07.4361
AIB & ECB % Difference 01.77
Hungary Forint (HUF)
AIB Rate* (Inclusive of 1.75% bank fee) 372.2687
ECB Rate 363.5800
AIB & ECB % Difference 02.39
Iceland Krona (ISK)
AIB Rate* (Inclusive of 1.75% bank fee) 152.8159
ECB Rate 149.8000
AIB & ECB % Difference 02.01
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 1.75% bank fee) 01.1269
ECB Rate 01.1090
AIB & ECB % Difference 01.61
Norway Krone (NOK)
AIB Rate* (Inclusive of 1.75% bank fee) 10.3959
ECB Rate 10.1258
AIB & ECB % Difference 02.67
Poland Zloty (PLN)
AIB Rate* (Inclusive of 1.75% bank fee) 04.7297
ECB Rate 04.6493
AIB & ECB % Difference 01.73
Romania Leu (RON)
AIB Rate* (Inclusive of 1.75% bank fee) 04.9919
ECB Rate 04.8878
AIB & ECB % Difference 02.13
Sweden Krona (SEK)
AIB Rate* (Inclusive of 1.75% bank fee) 10.3931
ECB Rate 10.1905
AIB & ECB % Difference 01.99
United Kingdom Pound Sterling (GBP)
AIB Rate* (Inclusive of 1.75% bank fee) 00.8792
ECB Rate 00.8550
AIB & ECB % Difference 02.83

* AIB rate is the Visa rate plus the currency conversion fee

 

 

Cash Withdrawals - Debit Card

Conversion Rates
Last Updated: 26 Mar 2021, 22:40
Non-Euro EU Member Currency AIB Rate* (Inclusive of 2.50% bank fee) ECB Rate AIB & ECB % Difference
Bulgaria Lev (BGN) 02.0047 01.9558 02.50
Croatia Kuna (HRK) 07.7970 07.5740 02.94
Czech Republic Koruna (CZK) 26.9752 26.0810 03.43
Denmark Krone (DKK) 07.6231 07.4361 02.52
Hungary Forint (HUF) 375.0127 363.5800 03.14
Iceland Krona (ISK) 153.9423 149.8000 02.77
Liechtenstein Swiss Franc (CHF) 01.1352 01.1090 02.36
Norway Krone (NOK) 10.4725 10.1258 03.42
Poland Zloty (PLN) 04.7646 04.6493 02.48
Romania Leu (RON) 05.0287 04.8878 02.88
Sweden Krona (SEK) 10.4697 10.1905 02.74
United Kingdom Pound Sterling (GBP) 00.8857 00.8550 03.58
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 2.50% bank fee) 02.0047
ECB Rate 01.9558
AIB & ECB % Difference 02.50
Croatia Kuna (HRK)
AIB Rate* (Inclusive of 2.50% bank fee) 07.7970
ECB Rate 07.5740
AIB & ECB % Difference 02.94
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 2.50% bank fee) 26.9752
ECB Rate 26.0810
AIB & ECB % Difference 03.43
Denmark Krone (DKK)
AIB Rate* (Inclusive of 2.50% bank fee) 07.6231
ECB Rate 07.4361
AIB & ECB % Difference 02.52
Hungary Forint (HUF)
AIB Rate* (Inclusive of 2.50% bank fee) 375.0127
ECB Rate 363.5800
AIB & ECB % Difference 03.14
Iceland Krona (ISK)
AIB Rate* (Inclusive of 2.50% bank fee) 153.9423
ECB Rate 149.8000
AIB & ECB % Difference 02.77
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 2.50% bank fee) 01.1352
ECB Rate 01.1090
AIB & ECB % Difference 02.36
Norway Krone (NOK)
AIB Rate* (Inclusive of 2.50% bank fee) 10.4725
ECB Rate 10.1258
AIB & ECB % Difference 03.42
Poland Zloty (PLN)
AIB Rate* (Inclusive of 2.50% bank fee) 04.7646
ECB Rate 04.6493
AIB & ECB % Difference 02.48
Romania Leu (RON)
AIB Rate* (Inclusive of 2.50% bank fee) 05.0287
ECB Rate 04.8878
AIB & ECB % Difference 02.88
Sweden Krona (SEK)
AIB Rate* (Inclusive of 2.50% bank fee) 10.4697
ECB Rate 10.1905
AIB & ECB % Difference 02.74
United Kingdom Pound Sterling (GBP)
AIB Rate* (Inclusive of 2.50% bank fee) 00.8857
ECB Rate 00.8550
AIB & ECB % Difference 03.58

* AIB rate is the Visa rate plus the currency conversion fee

 

 

Currency Conversion Fees:

For non-euro transactions we apply the following fees to the Debit card.

 

Transaction Type 

Cash Withdrawals

Using a Debit Card for purchases in a foreign currency
(no minimum fee applies for Contactless transactions)

Currency Conversion Fee (non-euro)

2.50% of euro value

1.75% of euro value
Min. €0.45 – Max. €11.00

 

Key Information:

  • All foreign exchange rates in the above table are updated twice daily, on any business day

  • In addition to the fees above, account transaction fes may also apply

  • When you use your Debit card to pay for something that is not in euro, Visa will convert that payment to euro using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated

  • You will find further information on fees and charges and on how your card works in the Products section of our website.