Exchange rates for non-Euro EU/EEA currencies on Debit cards

Purchases - Debit Card

Conversion rates
Last Updated : 21 Jan 2022, 22:21
Non-Euro EU Member Currency AIB Rate* (Inclusive of 1.75% bank fee) ECB Rate AIB & ECB % Difference
Bulgaria Lev (BGN) 01.9901 01.9558 01.75
Croatia Kuna (HRK) 07.6830 07.5280 02.06
Czech Republic Koruna (CZK) 24.7282 24.3470 01.57
Denmark Krone (DKK) 07.5748 07.4431 01.77
Hungary Forint (HUF) 365.4722 358.1900 02.03
Iceland Krona (ISK) 148.2982 145.6000 01.85
Liechtenstein Swiss Franc (CHF) 01.0588 01.0353 02.27
Norway Krone (NOK) 10.1845 10.0523 01.31
Poland Zloty (PLN) 04.6171 04.5318 01.88
Romania Leu (RON) 05.0654 04.9453 02.43
Sweden Krona (SEK) 10.6308 10.4140 02.08
United Kingdom Pound Sterling (GBP) 00.8486 00.8363 01.47
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 1.75% bank fee) 01.9901
ECB Rate 01.9558
AIB & ECB % Difference 01.75
Croatia Kuna (HRK)
AIB Rate* (Inclusive of 1.75% bank fee) 07.6830
ECB Rate 07.5280
AIB & ECB % Difference 02.06
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 1.75% bank fee) 24.7282
ECB Rate 24.3470
AIB & ECB % Difference 01.57
Denmark Krone (DKK)
AIB Rate* (Inclusive of 1.75% bank fee) 07.5748
ECB Rate 07.4431
AIB & ECB % Difference 01.77
Hungary Forint (HUF)
AIB Rate* (Inclusive of 1.75% bank fee) 365.4722
ECB Rate 358.1900
AIB & ECB % Difference 02.03
Iceland Krona (ISK)
AIB Rate* (Inclusive of 1.75% bank fee) 148.2982
ECB Rate 145.6000
AIB & ECB % Difference 01.85
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 1.75% bank fee) 01.0588
ECB Rate 01.0353
AIB & ECB % Difference 02.27
Norway Krone (NOK)
AIB Rate* (Inclusive of 1.75% bank fee) 10.1845
ECB Rate 10.0523
AIB & ECB % Difference 01.31
Poland Zloty (PLN)
AIB Rate* (Inclusive of 1.75% bank fee) 04.6171
ECB Rate 04.5318
AIB & ECB % Difference 01.88
Romania Leu (RON)
AIB Rate* (Inclusive of 1.75% bank fee) 05.0654
ECB Rate 04.9453
AIB & ECB % Difference 02.43
Sweden Krona (SEK)
AIB Rate* (Inclusive of 1.75% bank fee) 10.6308
ECB Rate 10.4140
AIB & ECB % Difference 02.08
United Kingdom Pound Sterling (GBP)
AIB Rate* (Inclusive of 1.75% bank fee) 00.8486
ECB Rate 00.8363
AIB & ECB % Difference 01.47

*AIB rate is the Visa rate plus the currency conversion fee

Cash Withdrawals - Debit Card

Conversion rates
Last Updated : 21 Jan 2022, 22:21
Non-Euro EU Member Currency AIB Rate* (Inclusive of 2.50% bank fee) ECB Rate AIB & ECB % Difference
Bulgaria Lev (BGN) 02.0047 01.9558 02.50
Croatia Kuna (HRK) 07.7397 07.5280 02.81
Czech Republic Koruna (CZK) 24.9105 24.3470 02.31
Denmark Krone (DKK) 07.6306 07.4431 02.52
Hungary Forint (HUF) 368.1661 358.1900 02.79
Iceland Krona (ISK) 149.3913 145.6000 02.60
Liechtenstein Swiss Franc (CHF) 01.0666 01.0353 03.02
Norway Krone (NOK) 10.2596 10.0523 02.06
Poland Zloty (PLN) 04.6511 04.5318 02.63
Romania Leu (RON) 05.1028 04.9453 03.18
Sweden Krona (SEK) 10.7091 10.4140 02.83
United Kingdom Pound Sterling (GBP) 00.8549 00.8363 02.21
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 2.50% bank fee) 02.0047
ECB Rate 01.9558
AIB & ECB % Difference 02.50
Croatia Kuna (HRK)
AIB Rate* (Inclusive of 2.50% bank fee) 07.7397
ECB Rate 07.5280
AIB & ECB % Difference 02.81
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 2.50% bank fee) 24.9105
ECB Rate 24.3470
AIB & ECB % Difference 02.31
Denmark Krone (DKK)
AIB Rate* (Inclusive of 2.50% bank fee) 07.6306
ECB Rate 07.4431
AIB & ECB % Difference 02.52
Hungary Forint (HUF)
AIB Rate* (Inclusive of 2.50% bank fee) 368.1661
ECB Rate 358.1900
AIB & ECB % Difference 02.79
Iceland Krona (ISK)
AIB Rate* (Inclusive of 2.50% bank fee) 149.3913
ECB Rate 145.6000
AIB & ECB % Difference 02.60
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 2.50% bank fee) 01.0666
ECB Rate 01.0353
AIB & ECB % Difference 03.02
Norway Krone (NOK)
AIB Rate* (Inclusive of 2.50% bank fee) 10.2596
ECB Rate 10.0523
AIB & ECB % Difference 02.06
Poland Zloty (PLN)
AIB Rate* (Inclusive of 2.50% bank fee) 04.6511
ECB Rate 04.5318
AIB & ECB % Difference 02.63
Romania Leu (RON)
AIB Rate* (Inclusive of 2.50% bank fee) 05.1028
ECB Rate 04.9453
AIB & ECB % Difference 03.18
Sweden Krona (SEK)
AIB Rate* (Inclusive of 2.50% bank fee) 10.7091
ECB Rate 10.4140
AIB & ECB % Difference 02.83
United Kingdom Pound Sterling (GBP)
AIB Rate* (Inclusive of 2.50% bank fee) 00.8549
ECB Rate 00.8363
AIB & ECB % Difference 02.21

*AIB rate is the Visa rate plus the currency conversion fee

Currency Conversion Fees:

For non-euro transactions we apply the following fees to the Debit card.

Transaction Type 

Cash Withdrawals

Using a Debit Card for purchases in a foreign currency
(no minimum fee applies for Contactless transactions)

Currency Conversion Fee (non-euro)

2.50% of euro value

1.75% of euro value
Min. €0.45 – Max. €11.00

 

Key Information:

  • All foreign exchange rates in the above table are updated twice daily, on any business day
  • In addition to the fees above, account transaction fes may also apply
  • When you use your Debit card to pay for something that is not in euro, Visa will convert that payment to euro using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated
  • You will find further information on fees and charges and on how your card works in the Products section of our website.