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Exchange rates for non-Euro EU/EEA currencies on Debit cards

Purchases - Debit Card

Conversion rates
Last Updated : 13 Mar 2025, 22:21
Non-Euro EU Member Currency AIB Rate* (Inclusive of 1.75% bank fee) ECB Rate AIB & ECB % Difference
Bulgaria Lev (BGN) 01.9901 01.9558 01.75
Czech Republic Koruna (CZK) 25.5300 25.0930 01.74
Denmark Krone (DKK) 07.5916 07.4605 01.76
Hungary Forint (HUF) 410.9138 400.2800 02.66
Iceland Krona (ISK) 149.4577 146.1000 02.30
Liechtenstein Swiss Franc (CHF) 00.9825 00.9579 02.56
Norway Krone (NOK) 11.8699 11.5975 02.35
Poland Zloty (PLN) 04.2904 04.1965 02.24
Romania Leu (RON) 05.0951 04.9775 02.36
Sweden Krona (SEK) 11.2086 11.0700 01.25
United Kingdom Pound Sterling (GBP) 00.8598 00.8378 02.62
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 1.75% bank fee) 01.9901
ECB Rate 01.9558
AIB & ECB % Difference 01.75
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 1.75% bank fee) 25.5300
ECB Rate 25.0930
AIB & ECB % Difference 01.74
Denmark Krone (DKK)
AIB Rate* (Inclusive of 1.75% bank fee) 07.5916
ECB Rate 07.4605
AIB & ECB % Difference 01.76
Hungary Forint (HUF)
AIB Rate* (Inclusive of 1.75% bank fee) 410.9138
ECB Rate 400.2800
AIB & ECB % Difference 02.66
Iceland Krona (ISK)
AIB Rate* (Inclusive of 1.75% bank fee) 149.4577
ECB Rate 146.1000
AIB & ECB % Difference 02.30
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 1.75% bank fee) 00.9825
ECB Rate 00.9579
AIB & ECB % Difference 02.56
Norway Krone (NOK)
AIB Rate* (Inclusive of 1.75% bank fee) 11.8699
ECB Rate 11.5975
AIB & ECB % Difference 02.35
Poland Zloty (PLN)
AIB Rate* (Inclusive of 1.75% bank fee) 04.2904
ECB Rate 04.1965
AIB & ECB % Difference 02.24
Romania Leu (RON)
AIB Rate* (Inclusive of 1.75% bank fee) 05.0951
ECB Rate 04.9775
AIB & ECB % Difference 02.36
Sweden Krona (SEK)
AIB Rate* (Inclusive of 1.75% bank fee) 11.2086
ECB Rate 11.0700
AIB & ECB % Difference 01.25
United Kingdom Pound Sterling (GBP)
AIB Rate* (Inclusive of 1.75% bank fee) 00.8598
ECB Rate 00.8378
AIB & ECB % Difference 02.62

*AIB rate is the Visa rate plus the currency conversion fee

Cash Withdrawals - Debit Card

Conversion rates
Last Updated : 13 Mar 2025, 22:21
Non-Euro EU Member Currency AIB Rate* (Inclusive of 2.50% bank fee) ECB Rate AIB & ECB % Difference
Bulgaria Lev (BGN) 02.0047 01.9558 02.50
Czech Republic Koruna (CZK) 25.7182 25.0930 02.49
Denmark Krone (DKK) 07.6476 07.4605 02.51
Hungary Forint (HUF) 413.9426 400.2800 03.41
Iceland Krona (ISK) 150.5594 146.1000 03.05
Liechtenstein Swiss Franc (CHF) 00.9897 00.9579 03.32
Norway Krone (NOK) 11.9574 11.5975 03.10
Poland Zloty (PLN) 04.3221 04.1965 02.99
Romania Leu (RON) 05.1326 04.9775 03.12
Sweden Krona (SEK) 11.2912 11.0700 02.00
United Kingdom Pound Sterling (GBP) 00.8661 00.8378 03.38
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 2.50% bank fee) 02.0047
ECB Rate 01.9558
AIB & ECB % Difference 02.50
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 2.50% bank fee) 25.7182
ECB Rate 25.0930
AIB & ECB % Difference 02.49
Denmark Krone (DKK)
AIB Rate* (Inclusive of 2.50% bank fee) 07.6476
ECB Rate 07.4605
AIB & ECB % Difference 02.51
Hungary Forint (HUF)
AIB Rate* (Inclusive of 2.50% bank fee) 413.9426
ECB Rate 400.2800
AIB & ECB % Difference 03.41
Iceland Krona (ISK)
AIB Rate* (Inclusive of 2.50% bank fee) 150.5594
ECB Rate 146.1000
AIB & ECB % Difference 03.05
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 2.50% bank fee) 00.9897
ECB Rate 00.9579
AIB & ECB % Difference 03.32
Norway Krone (NOK)
AIB Rate* (Inclusive of 2.50% bank fee) 11.9574
ECB Rate 11.5975
AIB & ECB % Difference 03.10
Poland Zloty (PLN)
AIB Rate* (Inclusive of 2.50% bank fee) 04.3221
ECB Rate 04.1965
AIB & ECB % Difference 02.99
Romania Leu (RON)
AIB Rate* (Inclusive of 2.50% bank fee) 05.1326
ECB Rate 04.9775
AIB & ECB % Difference 03.12
Sweden Krona (SEK)
AIB Rate* (Inclusive of 2.50% bank fee) 11.2912
ECB Rate 11.0700
AIB & ECB % Difference 02.00
United Kingdom Pound Sterling (GBP)
AIB Rate* (Inclusive of 2.50% bank fee) 00.8661
ECB Rate 00.8378
AIB & ECB % Difference 03.38

*AIB rate is the Visa rate plus the currency conversion fee

Currency Conversion Fees:

For non-euro transactions we apply the following fees to the Debit card.

Transaction Type 

Cash Withdrawals

Using a Debit Card for purchases in a foreign currency
(no minimum fee applies for Contactless transactions)

Currency Conversion Fee (non-euro)

2.50% of euro value

1.75% of euro value
Min. €0.45 – Max. €11.00

 

Key Information:

 

  • All foreign exchange rates in the above table are updated twice daily, on any business day
  • In addition to the fees above, account transaction fes may also apply
  • When you use your Debit card to pay for something that is not in euro, Visa will convert that payment to euro using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated
  • You will find further information on fees and charges and on how your card works in the Products section of our website.