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Exchange rates for non-Euro EU/EEA currencies on Debit cards

Purchases - Debit Card

Conversion rates
Last Updated : 03 Oct 2023, 22:27
Non-Euro EU Member Currency AIB Rate* (Inclusive of 1.75% bank fee) ECB Rate AIB & ECB % Difference
Bulgaria Lev (BGN) 01.9901 01.9558 01.75
Czech Republic Koruna (CZK) 24.9559 24.4940 01.89
Denmark Krone (DKK) 07.5897 07.4584 01.76
Hungary Forint (HUF) 400.6154 386.7300 03.59
Iceland Krona (ISK) 149.6071 145.9000 02.54
Liechtenstein Swiss Franc (CHF) 00.9866 00.9660 02.13
Norway Krone (NOK) 11.5921 11.4258 01.46
Poland Zloty (PLN) 04.7310 04.6230 02.34
Romania Leu (RON) 05.1228 04.9753 02.96
Sweden Krona (SEK) 11.8208 11.6375 01.58
United Kingdom Pound Sterling (GBP) 00.8840 00.8678 01.88
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 1.75% bank fee) 01.9901
ECB Rate 01.9558
AIB & ECB % Difference 01.75
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 1.75% bank fee) 24.9559
ECB Rate 24.4940
AIB & ECB % Difference 01.89
Denmark Krone (DKK)
AIB Rate* (Inclusive of 1.75% bank fee) 07.5897
ECB Rate 07.4584
AIB & ECB % Difference 01.76
Hungary Forint (HUF)
AIB Rate* (Inclusive of 1.75% bank fee) 400.6154
ECB Rate 386.7300
AIB & ECB % Difference 03.59
Iceland Krona (ISK)
AIB Rate* (Inclusive of 1.75% bank fee) 149.6071
ECB Rate 145.9000
AIB & ECB % Difference 02.54
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 1.75% bank fee) 00.9866
ECB Rate 00.9660
AIB & ECB % Difference 02.13
Norway Krone (NOK)
AIB Rate* (Inclusive of 1.75% bank fee) 11.5921
ECB Rate 11.4258
AIB & ECB % Difference 01.46
Poland Zloty (PLN)
AIB Rate* (Inclusive of 1.75% bank fee) 04.7310
ECB Rate 04.6230
AIB & ECB % Difference 02.34
Romania Leu (RON)
AIB Rate* (Inclusive of 1.75% bank fee) 05.1228
ECB Rate 04.9753
AIB & ECB % Difference 02.96
Sweden Krona (SEK)
AIB Rate* (Inclusive of 1.75% bank fee) 11.8208
ECB Rate 11.6375
AIB & ECB % Difference 01.58
United Kingdom Pound Sterling (GBP)
AIB Rate* (Inclusive of 1.75% bank fee) 00.8840
ECB Rate 00.8678
AIB & ECB % Difference 01.88

*AIB rate is the Visa rate plus the currency conversion fee

Cash Withdrawals - Debit Card

Conversion rates
Last Updated : 03 Oct 2023, 22:27
Non-Euro EU Member Currency AIB Rate* (Inclusive of 2.50% bank fee) ECB Rate AIB & ECB % Difference
Bulgaria Lev (BGN) 02.0047 01.9558 02.50
Czech Republic Koruna (CZK) 25.1398 24.4940 02.64
Denmark Krone (DKK) 07.6457 07.4584 02.51
Hungary Forint (HUF) 403.5684 386.7300 04.35
Iceland Krona (ISK) 150.7098 145.9000 03.30
Liechtenstein Swiss Franc (CHF) 00.9939 00.9660 02.89
Norway Krone (NOK) 11.6776 11.4258 02.20
Poland Zloty (PLN) 04.7659 04.6230 03.09
Romania Leu (RON) 05.1605 04.9753 03.72
Sweden Krona (SEK) 11.9079 11.6375 02.32
United Kingdom Pound Sterling (GBP) 00.8906 00.8678 02.63
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 2.50% bank fee) 02.0047
ECB Rate 01.9558
AIB & ECB % Difference 02.50
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 2.50% bank fee) 25.1398
ECB Rate 24.4940
AIB & ECB % Difference 02.64
Denmark Krone (DKK)
AIB Rate* (Inclusive of 2.50% bank fee) 07.6457
ECB Rate 07.4584
AIB & ECB % Difference 02.51
Hungary Forint (HUF)
AIB Rate* (Inclusive of 2.50% bank fee) 403.5684
ECB Rate 386.7300
AIB & ECB % Difference 04.35
Iceland Krona (ISK)
AIB Rate* (Inclusive of 2.50% bank fee) 150.7098
ECB Rate 145.9000
AIB & ECB % Difference 03.30
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 2.50% bank fee) 00.9939
ECB Rate 00.9660
AIB & ECB % Difference 02.89
Norway Krone (NOK)
AIB Rate* (Inclusive of 2.50% bank fee) 11.6776
ECB Rate 11.4258
AIB & ECB % Difference 02.20
Poland Zloty (PLN)
AIB Rate* (Inclusive of 2.50% bank fee) 04.7659
ECB Rate 04.6230
AIB & ECB % Difference 03.09
Romania Leu (RON)
AIB Rate* (Inclusive of 2.50% bank fee) 05.1605
ECB Rate 04.9753
AIB & ECB % Difference 03.72
Sweden Krona (SEK)
AIB Rate* (Inclusive of 2.50% bank fee) 11.9079
ECB Rate 11.6375
AIB & ECB % Difference 02.32
United Kingdom Pound Sterling (GBP)
AIB Rate* (Inclusive of 2.50% bank fee) 00.8906
ECB Rate 00.8678
AIB & ECB % Difference 02.63

*AIB rate is the Visa rate plus the currency conversion fee

Currency Conversion Fees:

For non-euro transactions we apply the following fees to the Debit card.

Transaction Type 

Cash Withdrawals

Using a Debit Card for purchases in a foreign currency
(no minimum fee applies for Contactless transactions)

Currency Conversion Fee (non-euro)

2.50% of euro value

1.75% of euro value
Min. €0.45 – Max. €11.00

 

Key Information:

  • All foreign exchange rates in the above table are updated twice daily, on any business day
  • In addition to the fees above, account transaction fes may also apply
  • When you use your Debit card to pay for something that is not in euro, Visa will convert that payment to euro using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated
  • You will find further information on fees and charges and on how your card works in the Products section of our website.