Exchange rates for non-Euro EU/EEA currencies on Debit cards

Purchases - Debit Card

Conversion rates
Last Updated : 28 Nov 2022, 22:21
Non-Euro EU Member Currency AIB Rate* (Inclusive of 1.75% bank fee) ECB Rate AIB & ECB % Difference
Bulgaria Lev (BGN) 01.9901 01.9558 01.75
Croatia Kuna (HRK) 07.7006 07.5488 02.01
Czech Republic Koruna (CZK) 24.8912 24.3480 02.23
Denmark Krone (DKK) 07.6021 07.4367 02.22
Hungary Forint (HUF) 423.3521 408.8700 03.54
Iceland Krona (ISK) 149.6243 146.7000 01.99
Liechtenstein Swiss Franc (CHF) 01.0032 00.9872 01.62
Norway Krone (NOK) 10.5524 10.3640 01.82
Poland Zloty (PLN) 04.7941 04.6938 02.14
Romania Leu (RON) 05.0538 04.9246 02.62
Sweden Krona (SEK) 11.0564 10.8973 01.46
United Kingdom Pound Sterling (GBP) 00.8767 00.8661 01.22
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 1.75% bank fee) 01.9901
ECB Rate 01.9558
AIB & ECB % Difference 01.75
Croatia Kuna (HRK)
AIB Rate* (Inclusive of 1.75% bank fee) 07.7006
ECB Rate 07.5488
AIB & ECB % Difference 02.01
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 1.75% bank fee) 24.8912
ECB Rate 24.3480
AIB & ECB % Difference 02.23
Denmark Krone (DKK)
AIB Rate* (Inclusive of 1.75% bank fee) 07.6021
ECB Rate 07.4367
AIB & ECB % Difference 02.22
Hungary Forint (HUF)
AIB Rate* (Inclusive of 1.75% bank fee) 423.3521
ECB Rate 408.8700
AIB & ECB % Difference 03.54
Iceland Krona (ISK)
AIB Rate* (Inclusive of 1.75% bank fee) 149.6243
ECB Rate 146.7000
AIB & ECB % Difference 01.99
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 1.75% bank fee) 01.0032
ECB Rate 00.9872
AIB & ECB % Difference 01.62
Norway Krone (NOK)
AIB Rate* (Inclusive of 1.75% bank fee) 10.5524
ECB Rate 10.3640
AIB & ECB % Difference 01.82
Poland Zloty (PLN)
AIB Rate* (Inclusive of 1.75% bank fee) 04.7941
ECB Rate 04.6938
AIB & ECB % Difference 02.14
Romania Leu (RON)
AIB Rate* (Inclusive of 1.75% bank fee) 05.0538
ECB Rate 04.9246
AIB & ECB % Difference 02.62
Sweden Krona (SEK)
AIB Rate* (Inclusive of 1.75% bank fee) 11.0564
ECB Rate 10.8973
AIB & ECB % Difference 01.46
United Kingdom Pound Sterling (GBP)
AIB Rate* (Inclusive of 1.75% bank fee) 00.8767
ECB Rate 00.8661
AIB & ECB % Difference 01.22

*AIB rate is the Visa rate plus the currency conversion fee

Cash Withdrawals - Debit Card

Conversion rates
Last Updated : 28 Nov 2022, 22:21
Non-Euro EU Member Currency AIB Rate* (Inclusive of 2.50% bank fee) ECB Rate AIB & ECB % Difference
Bulgaria Lev (BGN) 02.0047 01.9558 02.50
Croatia Kuna (HRK) 07.7574 07.5488 02.76
Czech Republic Koruna (CZK) 25.0747 24.3480 02.98
Denmark Krone (DKK) 07.6582 07.4367 02.98
Hungary Forint (HUF) 426.4727 408.8700 04.31
Iceland Krona (ISK) 150.7271 146.7000 02.75
Liechtenstein Swiss Franc (CHF) 01.0106 00.9872 02.37
Norway Krone (NOK) 10.6302 10.3640 02.57
Poland Zloty (PLN) 04.8294 04.6938 02.89
Romania Leu (RON) 05.0911 04.9246 03.38
Sweden Krona (SEK) 11.1379 10.8973 02.21
United Kingdom Pound Sterling (GBP) 00.8831 00.8661 01.97
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 2.50% bank fee) 02.0047
ECB Rate 01.9558
AIB & ECB % Difference 02.50
Croatia Kuna (HRK)
AIB Rate* (Inclusive of 2.50% bank fee) 07.7574
ECB Rate 07.5488
AIB & ECB % Difference 02.76
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 2.50% bank fee) 25.0747
ECB Rate 24.3480
AIB & ECB % Difference 02.98
Denmark Krone (DKK)
AIB Rate* (Inclusive of 2.50% bank fee) 07.6582
ECB Rate 07.4367
AIB & ECB % Difference 02.98
Hungary Forint (HUF)
AIB Rate* (Inclusive of 2.50% bank fee) 426.4727
ECB Rate 408.8700
AIB & ECB % Difference 04.31
Iceland Krona (ISK)
AIB Rate* (Inclusive of 2.50% bank fee) 150.7271
ECB Rate 146.7000
AIB & ECB % Difference 02.75
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 2.50% bank fee) 01.0106
ECB Rate 00.9872
AIB & ECB % Difference 02.37
Norway Krone (NOK)
AIB Rate* (Inclusive of 2.50% bank fee) 10.6302
ECB Rate 10.3640
AIB & ECB % Difference 02.57
Poland Zloty (PLN)
AIB Rate* (Inclusive of 2.50% bank fee) 04.8294
ECB Rate 04.6938
AIB & ECB % Difference 02.89
Romania Leu (RON)
AIB Rate* (Inclusive of 2.50% bank fee) 05.0911
ECB Rate 04.9246
AIB & ECB % Difference 03.38
Sweden Krona (SEK)
AIB Rate* (Inclusive of 2.50% bank fee) 11.1379
ECB Rate 10.8973
AIB & ECB % Difference 02.21
United Kingdom Pound Sterling (GBP)
AIB Rate* (Inclusive of 2.50% bank fee) 00.8831
ECB Rate 00.8661
AIB & ECB % Difference 01.97

*AIB rate is the Visa rate plus the currency conversion fee

Currency Conversion Fees:

For non-euro transactions we apply the following fees to the Debit card.

Transaction Type 

Cash Withdrawals

Using a Debit Card for purchases in a foreign currency
(no minimum fee applies for Contactless transactions)

Currency Conversion Fee (non-euro)

2.50% of euro value

1.75% of euro value
Min. €0.45 – Max. €11.00

 

Key Information:

  • All foreign exchange rates in the above table are updated twice daily, on any business day
  • In addition to the fees above, account transaction fes may also apply
  • When you use your Debit card to pay for something that is not in euro, Visa will convert that payment to euro using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated
  • You will find further information on fees and charges and on how your card works in the Products section of our website.