Find a branch

Exchange rates for non-Euro EU/EEA currencies on Debit cards

Purchases - Debit Card

Conversion rates
Last Updated : 20 Apr 2026, 22:20
Non-Euro EU Member Currency AIB Rate* (Inclusive of 1.75% bank fee) ECB Rate AIB & ECB % Difference
Czech Republic Koruna (CZK) 25.0733 24.3800 02.84
Denmark Krone (DKK) 07.6042 07.4728 01.76
Hungary Forint (HUF) 394.2674 375.6300 04.96
Iceland Krona (ISK) 147.5001 143.8000 02.57
Liechtenstein Swiss Franc (CHF) 00.9423 00.9223 02.17
Norway Krone (NOK) 11.4990 11.1535 03.10
Poland Zloty (PLN) 04.3665 04.2538 02.65
Romania Leu (RON) 05.2195 05.0952 02.44
Sweden Krona (SEK) 11.1493 10.7840 03.39
United Kingdom Pound Sterling (GBP) 00.8893 00.8689 02.34
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 1.75% bank fee) 25.0733
ECB Rate 24.3800
AIB & ECB % Difference 02.84
Denmark Krone (DKK)
AIB Rate* (Inclusive of 1.75% bank fee) 07.6042
ECB Rate 07.4728
AIB & ECB % Difference 01.76
Hungary Forint (HUF)
AIB Rate* (Inclusive of 1.75% bank fee) 394.2674
ECB Rate 375.6300
AIB & ECB % Difference 04.96
Iceland Krona (ISK)
AIB Rate* (Inclusive of 1.75% bank fee) 147.5001
ECB Rate 143.8000
AIB & ECB % Difference 02.57
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 1.75% bank fee) 00.9423
ECB Rate 00.9223
AIB & ECB % Difference 02.17
Norway Krone (NOK)
AIB Rate* (Inclusive of 1.75% bank fee) 11.4990
ECB Rate 11.1535
AIB & ECB % Difference 03.10
Poland Zloty (PLN)
AIB Rate* (Inclusive of 1.75% bank fee) 04.3665
ECB Rate 04.2538
AIB & ECB % Difference 02.65
Romania Leu (RON)
AIB Rate* (Inclusive of 1.75% bank fee) 05.2195
ECB Rate 05.0952
AIB & ECB % Difference 02.44
Sweden Krona (SEK)
AIB Rate* (Inclusive of 1.75% bank fee) 11.1493
ECB Rate 10.7840
AIB & ECB % Difference 03.39
United Kingdom Pound Sterling (GBP)
AIB Rate* (Inclusive of 1.75% bank fee) 00.8893
ECB Rate 00.8689
AIB & ECB % Difference 02.34

*AIB rate is the Visa rate plus the currency conversion fee

Cash Withdrawals - Debit Card

Conversion rates
Last Updated : 20 Apr 2026, 22:20
Non-Euro EU Member Currency AIB Rate* (Inclusive of 2.50% bank fee) ECB Rate AIB & ECB % Difference
Czech Republic Koruna (CZK) 25.2581 24.3800 03.60
Denmark Krone (DKK) 07.6603 07.4728 02.51
Hungary Forint (HUF) 397.1736 375.6300 05.74
Iceland Krona (ISK) 148.5873 143.8000 03.33
Liechtenstein Swiss Franc (CHF) 00.9492 00.9223 02.92
Norway Krone (NOK) 11.5838 11.1535 03.86
Poland Zloty (PLN) 04.3987 04.2538 03.41
Romania Leu (RON) 05.2580 05.0952 03.19
Sweden Krona (SEK) 11.2315 10.7840 04.15
United Kingdom Pound Sterling (GBP) 00.8958 00.8689 03.10
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 2.50% bank fee) 25.2581
ECB Rate 24.3800
AIB & ECB % Difference 03.60
Denmark Krone (DKK)
AIB Rate* (Inclusive of 2.50% bank fee) 07.6603
ECB Rate 07.4728
AIB & ECB % Difference 02.51
Hungary Forint (HUF)
AIB Rate* (Inclusive of 2.50% bank fee) 397.1736
ECB Rate 375.6300
AIB & ECB % Difference 05.74
Iceland Krona (ISK)
AIB Rate* (Inclusive of 2.50% bank fee) 148.5873
ECB Rate 143.8000
AIB & ECB % Difference 03.33
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 2.50% bank fee) 00.9492
ECB Rate 00.9223
AIB & ECB % Difference 02.92
Norway Krone (NOK)
AIB Rate* (Inclusive of 2.50% bank fee) 11.5838
ECB Rate 11.1535
AIB & ECB % Difference 03.86
Poland Zloty (PLN)
AIB Rate* (Inclusive of 2.50% bank fee) 04.3987
ECB Rate 04.2538
AIB & ECB % Difference 03.41
Romania Leu (RON)
AIB Rate* (Inclusive of 2.50% bank fee) 05.2580
ECB Rate 05.0952
AIB & ECB % Difference 03.19
Sweden Krona (SEK)
AIB Rate* (Inclusive of 2.50% bank fee) 11.2315
ECB Rate 10.7840
AIB & ECB % Difference 04.15
United Kingdom Pound Sterling (GBP)
AIB Rate* (Inclusive of 2.50% bank fee) 00.8958
ECB Rate 00.8689
AIB & ECB % Difference 03.10

*AIB rate is the Visa rate plus the currency conversion fee

Currency Conversion Fees:

For non-euro transactions we apply the following fees to the Debit card.

Transaction Type 

Cash Withdrawals

Using a Debit Card for purchases in a foreign currency
(no minimum fee applies for Contactless transactions)

Currency Conversion Fee (non-euro)

2.50% of euro value

1.75% of euro value
Min. €0.45 – Max. €11.00

 

Key Information:

 

  • All foreign exchange rates in the above table are updated twice daily, on any business day
  • In addition to the fees above, account transaction fes may also apply
  • When you use your Debit card to pay for something that is not in euro, Visa will convert that payment to euro using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated
  • You will find further information on fees and charges and on how your card works in the Products section of our website.