Exchange rates for non-Euro EU/EEA currencies on Debit cards

Purchases - Debit Card

Conversion rates
Last Updated : 28 Jun 2022, 22:22
Non-Euro EU Member Currency AIB Rate* (Inclusive of 1.75% bank fee) ECB Rate AIB & ECB % Difference
Bulgaria Lev (BGN) 01.9901 01.9558 01.75
Croatia Kuna (HRK) 07.6720 07.5320 01.86
Czech Republic Koruna (CZK) 25.2217 24.7260 02.00
Denmark Krone (DKK) 07.5726 07.4394 01.79
Hungary Forint (HUF) 413.5627 398.5500 03.77
Iceland Krona (ISK) 142.6562 139.5000 02.26
Liechtenstein Swiss Franc (CHF) 01.0335 01.0101 02.32
Norway Krone (NOK) 10.7316 10.3370 03.82
Poland Zloty (PLN) 04.8161 04.6905 02.68
Romania Leu (RON) 05.0708 04.9443 02.56
Sweden Krona (SEK) 10.9189 10.6543 02.48
United Kingdom Pound Sterling (GBP) 00.8782 00.8635 01.70
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 1.75% bank fee) 01.9901
ECB Rate 01.9558
AIB & ECB % Difference 01.75
Croatia Kuna (HRK)
AIB Rate* (Inclusive of 1.75% bank fee) 07.6720
ECB Rate 07.5320
AIB & ECB % Difference 01.86
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 1.75% bank fee) 25.2217
ECB Rate 24.7260
AIB & ECB % Difference 02.00
Denmark Krone (DKK)
AIB Rate* (Inclusive of 1.75% bank fee) 07.5726
ECB Rate 07.4394
AIB & ECB % Difference 01.79
Hungary Forint (HUF)
AIB Rate* (Inclusive of 1.75% bank fee) 413.5627
ECB Rate 398.5500
AIB & ECB % Difference 03.77
Iceland Krona (ISK)
AIB Rate* (Inclusive of 1.75% bank fee) 142.6562
ECB Rate 139.5000
AIB & ECB % Difference 02.26
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 1.75% bank fee) 01.0335
ECB Rate 01.0101
AIB & ECB % Difference 02.32
Norway Krone (NOK)
AIB Rate* (Inclusive of 1.75% bank fee) 10.7316
ECB Rate 10.3370
AIB & ECB % Difference 03.82
Poland Zloty (PLN)
AIB Rate* (Inclusive of 1.75% bank fee) 04.8161
ECB Rate 04.6905
AIB & ECB % Difference 02.68
Romania Leu (RON)
AIB Rate* (Inclusive of 1.75% bank fee) 05.0708
ECB Rate 04.9443
AIB & ECB % Difference 02.56
Sweden Krona (SEK)
AIB Rate* (Inclusive of 1.75% bank fee) 10.9189
ECB Rate 10.6543
AIB & ECB % Difference 02.48
United Kingdom Pound Sterling (GBP)
AIB Rate* (Inclusive of 1.75% bank fee) 00.8782
ECB Rate 00.8635
AIB & ECB % Difference 01.70

*AIB rate is the Visa rate plus the currency conversion fee

Cash Withdrawals - Debit Card

Conversion rates
Last Updated : 28 Jun 2022, 22:22
Non-Euro EU Member Currency AIB Rate* (Inclusive of 2.50% bank fee) ECB Rate AIB & ECB % Difference
Bulgaria Lev (BGN) 02.0047 01.9558 02.50
Croatia Kuna (HRK) 07.7286 07.5320 02.61
Czech Republic Koruna (CZK) 25.4077 24.7260 02.76
Denmark Krone (DKK) 07.6285 07.4394 02.54
Hungary Forint (HUF) 416.6110 398.5500 04.53
Iceland Krona (ISK) 143.7077 139.5000 03.02
Liechtenstein Swiss Franc (CHF) 01.0411 01.0101 03.07
Norway Krone (NOK) 10.8107 10.3370 04.58
Poland Zloty (PLN) 04.8516 04.6905 03.43
Romania Leu (RON) 05.1082 04.9443 03.31
Sweden Krona (SEK) 10.9994 10.6543 03.24
United Kingdom Pound Sterling (GBP) 00.8847 00.8635 02.45
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 2.50% bank fee) 02.0047
ECB Rate 01.9558
AIB & ECB % Difference 02.50
Croatia Kuna (HRK)
AIB Rate* (Inclusive of 2.50% bank fee) 07.7286
ECB Rate 07.5320
AIB & ECB % Difference 02.61
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 2.50% bank fee) 25.4077
ECB Rate 24.7260
AIB & ECB % Difference 02.76
Denmark Krone (DKK)
AIB Rate* (Inclusive of 2.50% bank fee) 07.6285
ECB Rate 07.4394
AIB & ECB % Difference 02.54
Hungary Forint (HUF)
AIB Rate* (Inclusive of 2.50% bank fee) 416.6110
ECB Rate 398.5500
AIB & ECB % Difference 04.53
Iceland Krona (ISK)
AIB Rate* (Inclusive of 2.50% bank fee) 143.7077
ECB Rate 139.5000
AIB & ECB % Difference 03.02
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 2.50% bank fee) 01.0411
ECB Rate 01.0101
AIB & ECB % Difference 03.07
Norway Krone (NOK)
AIB Rate* (Inclusive of 2.50% bank fee) 10.8107
ECB Rate 10.3370
AIB & ECB % Difference 04.58
Poland Zloty (PLN)
AIB Rate* (Inclusive of 2.50% bank fee) 04.8516
ECB Rate 04.6905
AIB & ECB % Difference 03.43
Romania Leu (RON)
AIB Rate* (Inclusive of 2.50% bank fee) 05.1082
ECB Rate 04.9443
AIB & ECB % Difference 03.31
Sweden Krona (SEK)
AIB Rate* (Inclusive of 2.50% bank fee) 10.9994
ECB Rate 10.6543
AIB & ECB % Difference 03.24
United Kingdom Pound Sterling (GBP)
AIB Rate* (Inclusive of 2.50% bank fee) 00.8847
ECB Rate 00.8635
AIB & ECB % Difference 02.45

*AIB rate is the Visa rate plus the currency conversion fee

Currency Conversion Fees:

For non-euro transactions we apply the following fees to the Debit card.

Transaction Type 

Cash Withdrawals

Using a Debit Card for purchases in a foreign currency
(no minimum fee applies for Contactless transactions)

Currency Conversion Fee (non-euro)

2.50% of euro value

1.75% of euro value
Min. €0.45 – Max. €11.00

 

Key Information:

  • All foreign exchange rates in the above table are updated twice daily, on any business day
  • In addition to the fees above, account transaction fes may also apply
  • When you use your Debit card to pay for something that is not in euro, Visa will convert that payment to euro using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated
  • You will find further information on fees and charges and on how your card works in the Products section of our website.