Exchange rates for non-Euro EU/EEA currencies on Debit cards

Purchases - Debit Card

Conversion rates
Last Updated : 20 Jun 2024, 22:22
Non-Euro EU Member Currency AIB Rate* (Inclusive of 1.75% bank fee) ECB Rate AIB & ECB % Difference
Bulgaria Lev (BGN) 01.9901 01.9558 01.75
Czech Republic Koruna (CZK) 25.3788 24.8980 01.93
Denmark Krone (DKK) 07.5905 07.4581 01.77
Hungary Forint (HUF) 404.9199 397.3900 01.89
Iceland Krona (ISK) 152.4279 149.3000 02.10
Liechtenstein Swiss Franc (CHF) 00.9682 00.9546 01.43
Norway Krone (NOK) 11.5952 11.2915 02.69
Poland Zloty (PLN) 04.4242 04.3210 02.39
Romania Leu (RON) 05.0858 04.9771 02.19
Sweden Krona (SEK) 11.4347 11.1980 02.11
United Kingdom Pound Sterling (GBP) 00.8613 00.8451 01.91
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 1.75% bank fee) 01.9901
ECB Rate 01.9558
AIB & ECB % Difference 01.75
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 1.75% bank fee) 25.3788
ECB Rate 24.8980
AIB & ECB % Difference 01.93
Denmark Krone (DKK)
AIB Rate* (Inclusive of 1.75% bank fee) 07.5905
ECB Rate 07.4581
AIB & ECB % Difference 01.77
Hungary Forint (HUF)
AIB Rate* (Inclusive of 1.75% bank fee) 404.9199
ECB Rate 397.3900
AIB & ECB % Difference 01.89
Iceland Krona (ISK)
AIB Rate* (Inclusive of 1.75% bank fee) 152.4279
ECB Rate 149.3000
AIB & ECB % Difference 02.10
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 1.75% bank fee) 00.9682
ECB Rate 00.9546
AIB & ECB % Difference 01.43
Norway Krone (NOK)
AIB Rate* (Inclusive of 1.75% bank fee) 11.5952
ECB Rate 11.2915
AIB & ECB % Difference 02.69
Poland Zloty (PLN)
AIB Rate* (Inclusive of 1.75% bank fee) 04.4242
ECB Rate 04.3210
AIB & ECB % Difference 02.39
Romania Leu (RON)
AIB Rate* (Inclusive of 1.75% bank fee) 05.0858
ECB Rate 04.9771
AIB & ECB % Difference 02.19
Sweden Krona (SEK)
AIB Rate* (Inclusive of 1.75% bank fee) 11.4347
ECB Rate 11.1980
AIB & ECB % Difference 02.11
United Kingdom Pound Sterling (GBP)
AIB Rate* (Inclusive of 1.75% bank fee) 00.8613
ECB Rate 00.8451
AIB & ECB % Difference 01.91

*AIB rate is the Visa rate plus the currency conversion fee

Cash Withdrawals - Debit Card

Conversion rates
Last Updated : 20 Jun 2024, 22:22
Non-Euro EU Member Currency AIB Rate* (Inclusive of 2.50% bank fee) ECB Rate AIB & ECB % Difference
Bulgaria Lev (BGN) 02.0047 01.9558 02.50
Czech Republic Koruna (CZK) 25.5659 24.8980 02.68
Denmark Krone (DKK) 07.6464 07.4581 02.53
Hungary Forint (HUF) 407.9046 397.3900 02.65
Iceland Krona (ISK) 153.5514 149.3000 02.85
Liechtenstein Swiss Franc (CHF) 00.9754 00.9546 02.17
Norway Krone (NOK) 11.6807 11.2915 03.45
Poland Zloty (PLN) 04.4568 04.3210 03.14
Romania Leu (RON) 05.1233 04.9771 02.94
Sweden Krona (SEK) 11.5190 11.1980 02.87
United Kingdom Pound Sterling (GBP) 00.8676 00.8451 02.66
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 2.50% bank fee) 02.0047
ECB Rate 01.9558
AIB & ECB % Difference 02.50
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 2.50% bank fee) 25.5659
ECB Rate 24.8980
AIB & ECB % Difference 02.68
Denmark Krone (DKK)
AIB Rate* (Inclusive of 2.50% bank fee) 07.6464
ECB Rate 07.4581
AIB & ECB % Difference 02.53
Hungary Forint (HUF)
AIB Rate* (Inclusive of 2.50% bank fee) 407.9046
ECB Rate 397.3900
AIB & ECB % Difference 02.65
Iceland Krona (ISK)
AIB Rate* (Inclusive of 2.50% bank fee) 153.5514
ECB Rate 149.3000
AIB & ECB % Difference 02.85
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 2.50% bank fee) 00.9754
ECB Rate 00.9546
AIB & ECB % Difference 02.17
Norway Krone (NOK)
AIB Rate* (Inclusive of 2.50% bank fee) 11.6807
ECB Rate 11.2915
AIB & ECB % Difference 03.45
Poland Zloty (PLN)
AIB Rate* (Inclusive of 2.50% bank fee) 04.4568
ECB Rate 04.3210
AIB & ECB % Difference 03.14
Romania Leu (RON)
AIB Rate* (Inclusive of 2.50% bank fee) 05.1233
ECB Rate 04.9771
AIB & ECB % Difference 02.94
Sweden Krona (SEK)
AIB Rate* (Inclusive of 2.50% bank fee) 11.5190
ECB Rate 11.1980
AIB & ECB % Difference 02.87
United Kingdom Pound Sterling (GBP)
AIB Rate* (Inclusive of 2.50% bank fee) 00.8676
ECB Rate 00.8451
AIB & ECB % Difference 02.66

*AIB rate is the Visa rate plus the currency conversion fee

Currency Conversion Fees:

For non-euro transactions we apply the following fees to the Debit card.

Transaction Type 

Cash Withdrawals

Using a Debit Card for purchases in a foreign currency
(no minimum fee applies for Contactless transactions)

Currency Conversion Fee (non-euro)

2.50% of euro value

1.75% of euro value
Min. €0.45 – Max. €11.00

 

Key Information:

  • All foreign exchange rates in the above table are updated twice daily, on any business day
  • In addition to the fees above, account transaction fes may also apply
  • When you use your Debit card to pay for something that is not in euro, Visa will convert that payment to euro using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated
  • You will find further information on fees and charges and on how your card works in the Products section of our website.