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Exchange rates for non-Euro EU/EEA currencies on Debit cards

Purchases - Debit Card

Conversion rates
Last Updated : 14 Mar 2025, 22:22
Non-Euro EU Member Currency AIB Rate* (Inclusive of 1.75% bank fee) ECB Rate AIB & ECB % Difference
Bulgaria Lev (BGN) 01.9901 01.9558 01.75
Czech Republic Koruna (CZK) 25.5480 25.0140 02.13
Denmark Krone (DKK) 07.5919 07.4601 01.77
Hungary Forint (HUF) 410.6742 399.4800 02.80
Iceland Krona (ISK) 149.3120 145.9000 02.34
Liechtenstein Swiss Franc (CHF) 00.9794 00.9641 01.59
Norway Krone (NOK) 11.8490 11.6200 01.97
Poland Zloty (PLN) 04.2770 04.1723 02.51
Romania Leu (RON) 05.1051 04.9768 02.58
Sweden Krona (SEK) 11.2805 11.0538 02.05
United Kingdom Pound Sterling (GBP) 00.8555 00.8418 01.62
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 1.75% bank fee) 01.9901
ECB Rate 01.9558
AIB & ECB % Difference 01.75
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 1.75% bank fee) 25.5480
ECB Rate 25.0140
AIB & ECB % Difference 02.13
Denmark Krone (DKK)
AIB Rate* (Inclusive of 1.75% bank fee) 07.5919
ECB Rate 07.4601
AIB & ECB % Difference 01.77
Hungary Forint (HUF)
AIB Rate* (Inclusive of 1.75% bank fee) 410.6742
ECB Rate 399.4800
AIB & ECB % Difference 02.80
Iceland Krona (ISK)
AIB Rate* (Inclusive of 1.75% bank fee) 149.3120
ECB Rate 145.9000
AIB & ECB % Difference 02.34
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 1.75% bank fee) 00.9794
ECB Rate 00.9641
AIB & ECB % Difference 01.59
Norway Krone (NOK)
AIB Rate* (Inclusive of 1.75% bank fee) 11.8490
ECB Rate 11.6200
AIB & ECB % Difference 01.97
Poland Zloty (PLN)
AIB Rate* (Inclusive of 1.75% bank fee) 04.2770
ECB Rate 04.1723
AIB & ECB % Difference 02.51
Romania Leu (RON)
AIB Rate* (Inclusive of 1.75% bank fee) 05.1051
ECB Rate 04.9768
AIB & ECB % Difference 02.58
Sweden Krona (SEK)
AIB Rate* (Inclusive of 1.75% bank fee) 11.2805
ECB Rate 11.0538
AIB & ECB % Difference 02.05
United Kingdom Pound Sterling (GBP)
AIB Rate* (Inclusive of 1.75% bank fee) 00.8555
ECB Rate 00.8418
AIB & ECB % Difference 01.62

*AIB rate is the Visa rate plus the currency conversion fee

Cash Withdrawals - Debit Card

Conversion rates
Last Updated : 14 Mar 2025, 22:22
Non-Euro EU Member Currency AIB Rate* (Inclusive of 2.50% bank fee) ECB Rate AIB & ECB % Difference
Bulgaria Lev (BGN) 02.0047 01.9558 02.50
Czech Republic Koruna (CZK) 25.7363 25.0140 02.89
Denmark Krone (DKK) 07.6478 07.4601 02.52
Hungary Forint (HUF) 413.7012 399.4800 03.56
Iceland Krona (ISK) 150.4126 145.9000 03.09
Liechtenstein Swiss Franc (CHF) 00.9867 00.9641 02.34
Norway Krone (NOK) 11.9364 11.6200 02.72
Poland Zloty (PLN) 04.3086 04.1723 03.27
Romania Leu (RON) 05.1428 04.9768 03.33
Sweden Krona (SEK) 11.3636 11.0538 02.80
United Kingdom Pound Sterling (GBP) 00.8618 00.8418 02.37
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 2.50% bank fee) 02.0047
ECB Rate 01.9558
AIB & ECB % Difference 02.50
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 2.50% bank fee) 25.7363
ECB Rate 25.0140
AIB & ECB % Difference 02.89
Denmark Krone (DKK)
AIB Rate* (Inclusive of 2.50% bank fee) 07.6478
ECB Rate 07.4601
AIB & ECB % Difference 02.52
Hungary Forint (HUF)
AIB Rate* (Inclusive of 2.50% bank fee) 413.7012
ECB Rate 399.4800
AIB & ECB % Difference 03.56
Iceland Krona (ISK)
AIB Rate* (Inclusive of 2.50% bank fee) 150.4126
ECB Rate 145.9000
AIB & ECB % Difference 03.09
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 2.50% bank fee) 00.9867
ECB Rate 00.9641
AIB & ECB % Difference 02.34
Norway Krone (NOK)
AIB Rate* (Inclusive of 2.50% bank fee) 11.9364
ECB Rate 11.6200
AIB & ECB % Difference 02.72
Poland Zloty (PLN)
AIB Rate* (Inclusive of 2.50% bank fee) 04.3086
ECB Rate 04.1723
AIB & ECB % Difference 03.27
Romania Leu (RON)
AIB Rate* (Inclusive of 2.50% bank fee) 05.1428
ECB Rate 04.9768
AIB & ECB % Difference 03.33
Sweden Krona (SEK)
AIB Rate* (Inclusive of 2.50% bank fee) 11.3636
ECB Rate 11.0538
AIB & ECB % Difference 02.80
United Kingdom Pound Sterling (GBP)
AIB Rate* (Inclusive of 2.50% bank fee) 00.8618
ECB Rate 00.8418
AIB & ECB % Difference 02.37

*AIB rate is the Visa rate plus the currency conversion fee

Currency Conversion Fees:

For non-euro transactions we apply the following fees to the Debit card.

Transaction Type 

Cash Withdrawals

Using a Debit Card for purchases in a foreign currency
(no minimum fee applies for Contactless transactions)

Currency Conversion Fee (non-euro)

2.50% of euro value

1.75% of euro value
Min. €0.45 – Max. €11.00

 

Key Information:

 

  • All foreign exchange rates in the above table are updated twice daily, on any business day
  • In addition to the fees above, account transaction fes may also apply
  • When you use your Debit card to pay for something that is not in euro, Visa will convert that payment to euro using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated
  • You will find further information on fees and charges and on how your card works in the Products section of our website.