Exchange rates for non-Euro EU/EEA currencies on Debit cards

Purchases - Debit Card

Conversion rates
Last Updated : 24 Mar 2023, 22:33
Non-Euro EU Member Currency AIB Rate* (Inclusive of 1.75% bank fee) ECB Rate AIB & ECB % Difference
Bulgaria Lev (BGN) 01.9901 01.9558 01.75
Czech Republic Koruna (CZK) 24.2116 23.6820 02.24
Denmark Krone (DKK) 07.5804 07.4519 01.72
Hungary Forint (HUF) 397.6242 386.8000 02.80
Iceland Krona (ISK) 153.2846 150.1000 02.12
Liechtenstein Swiss Franc (CHF) 01.0174 00.9874 03.04
Norway Krone (NOK) 11.5795 11.3065 02.41
Poland Zloty (PLN) 04.7768 04.6865 01.93
Romania Leu (RON) 05.0635 04.9305 02.70
Sweden Krona (SEK) 11.4401 11.2080 02.07
United Kingdom Pound Sterling (GBP) 00.9031 00.8794 02.70
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 1.75% bank fee) 01.9901
ECB Rate 01.9558
AIB & ECB % Difference 01.75
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 1.75% bank fee) 24.2116
ECB Rate 23.6820
AIB & ECB % Difference 02.24
Denmark Krone (DKK)
AIB Rate* (Inclusive of 1.75% bank fee) 07.5804
ECB Rate 07.4519
AIB & ECB % Difference 01.72
Hungary Forint (HUF)
AIB Rate* (Inclusive of 1.75% bank fee) 397.6242
ECB Rate 386.8000
AIB & ECB % Difference 02.80
Iceland Krona (ISK)
AIB Rate* (Inclusive of 1.75% bank fee) 153.2846
ECB Rate 150.1000
AIB & ECB % Difference 02.12
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 1.75% bank fee) 01.0174
ECB Rate 00.9874
AIB & ECB % Difference 03.04
Norway Krone (NOK)
AIB Rate* (Inclusive of 1.75% bank fee) 11.5795
ECB Rate 11.3065
AIB & ECB % Difference 02.41
Poland Zloty (PLN)
AIB Rate* (Inclusive of 1.75% bank fee) 04.7768
ECB Rate 04.6865
AIB & ECB % Difference 01.93
Romania Leu (RON)
AIB Rate* (Inclusive of 1.75% bank fee) 05.0635
ECB Rate 04.9305
AIB & ECB % Difference 02.70
Sweden Krona (SEK)
AIB Rate* (Inclusive of 1.75% bank fee) 11.4401
ECB Rate 11.2080
AIB & ECB % Difference 02.07
United Kingdom Pound Sterling (GBP)
AIB Rate* (Inclusive of 1.75% bank fee) 00.9031
ECB Rate 00.8794
AIB & ECB % Difference 02.70

*AIB rate is the Visa rate plus the currency conversion fee

Cash Withdrawals - Debit Card

Conversion rates
Last Updated : 24 Mar 2023, 22:33
Non-Euro EU Member Currency AIB Rate* (Inclusive of 2.50% bank fee) ECB Rate AIB & ECB % Difference
Bulgaria Lev (BGN) 02.0047 01.9558 02.50
Czech Republic Koruna (CZK) 24.3901 23.6820 02.99
Denmark Krone (DKK) 07.6363 07.4519 02.47
Hungary Forint (HUF) 400.5551 386.8000 03.56
Iceland Krona (ISK) 154.4145 150.1000 02.87
Liechtenstein Swiss Franc (CHF) 01.0249 00.9874 03.80
Norway Krone (NOK) 11.6648 11.3065 03.17
Poland Zloty (PLN) 04.8121 04.6865 02.68
Romania Leu (RON) 05.1009 04.9305 03.46
Sweden Krona (SEK) 11.5244 11.2080 02.82
United Kingdom Pound Sterling (GBP) 00.9098 00.8794 03.45
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 2.50% bank fee) 02.0047
ECB Rate 01.9558
AIB & ECB % Difference 02.50
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 2.50% bank fee) 24.3901
ECB Rate 23.6820
AIB & ECB % Difference 02.99
Denmark Krone (DKK)
AIB Rate* (Inclusive of 2.50% bank fee) 07.6363
ECB Rate 07.4519
AIB & ECB % Difference 02.47
Hungary Forint (HUF)
AIB Rate* (Inclusive of 2.50% bank fee) 400.5551
ECB Rate 386.8000
AIB & ECB % Difference 03.56
Iceland Krona (ISK)
AIB Rate* (Inclusive of 2.50% bank fee) 154.4145
ECB Rate 150.1000
AIB & ECB % Difference 02.87
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 2.50% bank fee) 01.0249
ECB Rate 00.9874
AIB & ECB % Difference 03.80
Norway Krone (NOK)
AIB Rate* (Inclusive of 2.50% bank fee) 11.6648
ECB Rate 11.3065
AIB & ECB % Difference 03.17
Poland Zloty (PLN)
AIB Rate* (Inclusive of 2.50% bank fee) 04.8121
ECB Rate 04.6865
AIB & ECB % Difference 02.68
Romania Leu (RON)
AIB Rate* (Inclusive of 2.50% bank fee) 05.1009
ECB Rate 04.9305
AIB & ECB % Difference 03.46
Sweden Krona (SEK)
AIB Rate* (Inclusive of 2.50% bank fee) 11.5244
ECB Rate 11.2080
AIB & ECB % Difference 02.82
United Kingdom Pound Sterling (GBP)
AIB Rate* (Inclusive of 2.50% bank fee) 00.9098
ECB Rate 00.8794
AIB & ECB % Difference 03.45

*AIB rate is the Visa rate plus the currency conversion fee

Currency Conversion Fees:

For non-euro transactions we apply the following fees to the Debit card.

Transaction Type 

Cash Withdrawals

Using a Debit Card for purchases in a foreign currency
(no minimum fee applies for Contactless transactions)

Currency Conversion Fee (non-euro)

2.50% of euro value

1.75% of euro value
Min. €0.45 – Max. €11.00

 

Key Information:

  • All foreign exchange rates in the above table are updated twice daily, on any business day
  • In addition to the fees above, account transaction fes may also apply
  • When you use your Debit card to pay for something that is not in euro, Visa will convert that payment to euro using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated
  • You will find further information on fees and charges and on how your card works in the Products section of our website.