Exchange rates for non-Euro EU/EEA currencies on Debit cards

Purchases - Debit Card

Conversion Rates
Last Updated: 28 Sep 2020, 22:21
Non-Euro EU Member Currency AIB Rate* (Inclusive of 1.75% bank fee) ECB Rate AIB & ECB % Difference
Bulgaria Lev (BGN) 01.9901 01.9558 01.75
Croatia Kuna (HRK) 07.7304 07.5500 02.39
Czech Republic Koruna (CZK) 27.6621 27.1330 01.95
Denmark Krone (DKK) 07.5784 07.4459 01.78
Hungary Forint (HUF) 372.3232 364.1200 02.25
Iceland Krona (ISK) 165.5358 162.4000 01.93
Liechtenstein Swiss Franc (CHF) 01.1011 01.0816 01.81
Norway Krone (NOK) 11.3829 11.0580 02.94
Poland Zloty (PLN) 04.6454 04.5502 02.09
Romania Leu (RON) 04.9950 04.8743 02.48
Sweden Krona (SEK) 10.8498 10.5863 02.49
United Kingdom Pound Sterling (GBP) 00.9337 00.9051 03.16
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 1.75% bank fee) 01.9901
ECB Rate 01.9558
AIB & ECB % Difference 01.75
Croatia Kuna (HRK)
AIB Rate* (Inclusive of 1.75% bank fee) 07.7304
ECB Rate 07.5500
AIB & ECB % Difference 02.39
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 1.75% bank fee) 27.6621
ECB Rate 27.1330
AIB & ECB % Difference 01.95
Denmark Krone (DKK)
AIB Rate* (Inclusive of 1.75% bank fee) 07.5784
ECB Rate 07.4459
AIB & ECB % Difference 01.78
Hungary Forint (HUF)
AIB Rate* (Inclusive of 1.75% bank fee) 372.3232
ECB Rate 364.1200
AIB & ECB % Difference 02.25
Iceland Krona (ISK)
AIB Rate* (Inclusive of 1.75% bank fee) 165.5358
ECB Rate 162.4000
AIB & ECB % Difference 01.93
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 1.75% bank fee) 01.1011
ECB Rate 01.0816
AIB & ECB % Difference 01.81
Norway Krone (NOK)
AIB Rate* (Inclusive of 1.75% bank fee) 11.3829
ECB Rate 11.0580
AIB & ECB % Difference 02.94
Poland Zloty (PLN)
AIB Rate* (Inclusive of 1.75% bank fee) 04.6454
ECB Rate 04.5502
AIB & ECB % Difference 02.09
Romania Leu (RON)
AIB Rate* (Inclusive of 1.75% bank fee) 04.9950
ECB Rate 04.8743
AIB & ECB % Difference 02.48
Sweden Krona (SEK)
AIB Rate* (Inclusive of 1.75% bank fee) 10.8498
ECB Rate 10.5863
AIB & ECB % Difference 02.49
United Kingdom Pound Sterling (GBP)
AIB Rate* (Inclusive of 1.75% bank fee) 00.9337
ECB Rate 00.9051
AIB & ECB % Difference 03.16

* AIB rate is the Visa rate plus the currency conversion fee

 

 

Cash Withdrawals - Debit Card

Conversion Rates
Last Updated: 28 Sep 2020, 22:21
Non-Euro EU Member Currency AIB Rate* (Inclusive of 2.50% bank fee) ECB Rate AIB & ECB % Difference
Bulgaria Lev (BGN) 02.0047 01.9558 02.50
Croatia Kuna (HRK) 07.7874 07.5500 03.14
Czech Republic Koruna (CZK) 27.8660 27.1330 02.70
Denmark Krone (DKK) 07.6343 07.4459 02.53
Hungary Forint (HUF) 375.0676 364.1200 03.01
Iceland Krona (ISK) 166.7559 162.4000 02.68
Liechtenstein Swiss Franc (CHF) 01.1092 01.0816 02.56
Norway Krone (NOK) 11.4668 11.0580 03.70
Poland Zloty (PLN) 04.6797 04.5502 02.85
Romania Leu (RON) 05.0318 04.8743 03.23
Sweden Krona (SEK) 10.9297 10.5863 03.24
United Kingdom Pound Sterling (GBP) 00.9406 00.9051 03.92
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 2.50% bank fee) 02.0047
ECB Rate 01.9558
AIB & ECB % Difference 02.50
Croatia Kuna (HRK)
AIB Rate* (Inclusive of 2.50% bank fee) 07.7874
ECB Rate 07.5500
AIB & ECB % Difference 03.14
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 2.50% bank fee) 27.8660
ECB Rate 27.1330
AIB & ECB % Difference 02.70
Denmark Krone (DKK)
AIB Rate* (Inclusive of 2.50% bank fee) 07.6343
ECB Rate 07.4459
AIB & ECB % Difference 02.53
Hungary Forint (HUF)
AIB Rate* (Inclusive of 2.50% bank fee) 375.0676
ECB Rate 364.1200
AIB & ECB % Difference 03.01
Iceland Krona (ISK)
AIB Rate* (Inclusive of 2.50% bank fee) 166.7559
ECB Rate 162.4000
AIB & ECB % Difference 02.68
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 2.50% bank fee) 01.1092
ECB Rate 01.0816
AIB & ECB % Difference 02.56
Norway Krone (NOK)
AIB Rate* (Inclusive of 2.50% bank fee) 11.4668
ECB Rate 11.0580
AIB & ECB % Difference 03.70
Poland Zloty (PLN)
AIB Rate* (Inclusive of 2.50% bank fee) 04.6797
ECB Rate 04.5502
AIB & ECB % Difference 02.85
Romania Leu (RON)
AIB Rate* (Inclusive of 2.50% bank fee) 05.0318
ECB Rate 04.8743
AIB & ECB % Difference 03.23
Sweden Krona (SEK)
AIB Rate* (Inclusive of 2.50% bank fee) 10.9297
ECB Rate 10.5863
AIB & ECB % Difference 03.24
United Kingdom Pound Sterling (GBP)
AIB Rate* (Inclusive of 2.50% bank fee) 00.9406
ECB Rate 00.9051
AIB & ECB % Difference 03.92

* AIB rate is the Visa rate plus the currency conversion fee

 

 

Currency Conversion Fees:

For non-euro transactions we apply the following fees to the Debit card.

 

Transaction Type 

Cash Withdrawals

Using a Debit Card for purchases in a foreign currency
(no minimum fee applies for Contactless transactions)

Currency Conversion Fee (non-euro)

2.50% of euro value

1.75% of euro value
Min. €0.45 – Max. €11.00

 

Key Information:

  • All foreign exchange rates in the above table are updated twice daily, on any business day

  • In addition to the fees above, account transaction fes may also apply

  • When you use your Debit card to pay for something that is not in euro, Visa will convert that payment to euro using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated

  • You will find further information on fees and charges and on how your card works in the Products section of our website.