Find a branch

Exchange rates for non-Euro EU/EEA currencies on Debit cards

Purchases - Debit Card

Conversion rates
Last Updated : 27 May 2025, 15:21
Non-Euro EU Member Currency AIB Rate* (Inclusive of 1.75% bank fee) ECB Rate AIB & ECB % Difference
Bulgaria Lev (BGN) 01.9901 01.9558 01.75
Czech Republic Koruna (CZK) 25.3688 24.9070 01.85
Denmark Krone (DKK) 07.5914 07.4591 01.77
Hungary Forint (HUF) 414.5855 404.2800 02.55
Iceland Krona (ISK) 148.1160 144.0000 02.86
Liechtenstein Swiss Franc (CHF) 00.9547 00.9386 01.71
Norway Krone (NOK) 11.7548 11.5060 02.16
Poland Zloty (PLN) 04.3385 04.2475 02.14
Romania Leu (RON) 05.2044 05.0608 02.84
Sweden Krona (SEK) 11.0907 10.8785 01.95
United Kingdom Pound Sterling (GBP) 00.8566 00.8381 02.21
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 1.75% bank fee) 01.9901
ECB Rate 01.9558
AIB & ECB % Difference 01.75
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 1.75% bank fee) 25.3688
ECB Rate 24.9070
AIB & ECB % Difference 01.85
Denmark Krone (DKK)
AIB Rate* (Inclusive of 1.75% bank fee) 07.5914
ECB Rate 07.4591
AIB & ECB % Difference 01.77
Hungary Forint (HUF)
AIB Rate* (Inclusive of 1.75% bank fee) 414.5855
ECB Rate 404.2800
AIB & ECB % Difference 02.55
Iceland Krona (ISK)
AIB Rate* (Inclusive of 1.75% bank fee) 148.1160
ECB Rate 144.0000
AIB & ECB % Difference 02.86
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 1.75% bank fee) 00.9547
ECB Rate 00.9386
AIB & ECB % Difference 01.71
Norway Krone (NOK)
AIB Rate* (Inclusive of 1.75% bank fee) 11.7548
ECB Rate 11.5060
AIB & ECB % Difference 02.16
Poland Zloty (PLN)
AIB Rate* (Inclusive of 1.75% bank fee) 04.3385
ECB Rate 04.2475
AIB & ECB % Difference 02.14
Romania Leu (RON)
AIB Rate* (Inclusive of 1.75% bank fee) 05.2044
ECB Rate 05.0608
AIB & ECB % Difference 02.84
Sweden Krona (SEK)
AIB Rate* (Inclusive of 1.75% bank fee) 11.0907
ECB Rate 10.8785
AIB & ECB % Difference 01.95
United Kingdom Pound Sterling (GBP)
AIB Rate* (Inclusive of 1.75% bank fee) 00.8566
ECB Rate 00.8381
AIB & ECB % Difference 02.21

*AIB rate is the Visa rate plus the currency conversion fee

Cash Withdrawals - Debit Card

Conversion rates
Last Updated : 27 May 2025, 15:21
Non-Euro EU Member Currency AIB Rate* (Inclusive of 2.50% bank fee) ECB Rate AIB & ECB % Difference
Bulgaria Lev (BGN) 02.0047 01.9558 02.50
Czech Republic Koruna (CZK) 25.5558 24.9070 02.60
Denmark Krone (DKK) 07.6473 07.4591 02.52
Hungary Forint (HUF) 417.6414 404.2800 03.31
Iceland Krona (ISK) 149.2078 144.0000 03.62
Liechtenstein Swiss Franc (CHF) 00.9617 00.9386 02.46
Norway Krone (NOK) 11.8415 11.5060 02.92
Poland Zloty (PLN) 04.3705 04.2475 02.90
Romania Leu (RON) 05.2427 05.0608 03.59
Sweden Krona (SEK) 11.1725 10.8785 02.70
United Kingdom Pound Sterling (GBP) 00.8629 00.8381 02.96
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 2.50% bank fee) 02.0047
ECB Rate 01.9558
AIB & ECB % Difference 02.50
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 2.50% bank fee) 25.5558
ECB Rate 24.9070
AIB & ECB % Difference 02.60
Denmark Krone (DKK)
AIB Rate* (Inclusive of 2.50% bank fee) 07.6473
ECB Rate 07.4591
AIB & ECB % Difference 02.52
Hungary Forint (HUF)
AIB Rate* (Inclusive of 2.50% bank fee) 417.6414
ECB Rate 404.2800
AIB & ECB % Difference 03.31
Iceland Krona (ISK)
AIB Rate* (Inclusive of 2.50% bank fee) 149.2078
ECB Rate 144.0000
AIB & ECB % Difference 03.62
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 2.50% bank fee) 00.9617
ECB Rate 00.9386
AIB & ECB % Difference 02.46
Norway Krone (NOK)
AIB Rate* (Inclusive of 2.50% bank fee) 11.8415
ECB Rate 11.5060
AIB & ECB % Difference 02.92
Poland Zloty (PLN)
AIB Rate* (Inclusive of 2.50% bank fee) 04.3705
ECB Rate 04.2475
AIB & ECB % Difference 02.90
Romania Leu (RON)
AIB Rate* (Inclusive of 2.50% bank fee) 05.2427
ECB Rate 05.0608
AIB & ECB % Difference 03.59
Sweden Krona (SEK)
AIB Rate* (Inclusive of 2.50% bank fee) 11.1725
ECB Rate 10.8785
AIB & ECB % Difference 02.70
United Kingdom Pound Sterling (GBP)
AIB Rate* (Inclusive of 2.50% bank fee) 00.8629
ECB Rate 00.8381
AIB & ECB % Difference 02.96

*AIB rate is the Visa rate plus the currency conversion fee

Currency Conversion Fees:

For non-euro transactions we apply the following fees to the Debit card.

Transaction Type 

Cash Withdrawals

Using a Debit Card for purchases in a foreign currency
(no minimum fee applies for Contactless transactions)

Currency Conversion Fee (non-euro)

2.50% of euro value

1.75% of euro value
Min. €0.45 – Max. €11.00

 

Key Information:

 

  • All foreign exchange rates in the above table are updated twice daily, on any business day
  • In addition to the fees above, account transaction fes may also apply
  • When you use your Debit card to pay for something that is not in euro, Visa will convert that payment to euro using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated
  • You will find further information on fees and charges and on how your card works in the Products section of our website.