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Exchange rates for non-Euro EU/EEA currencies on Debit cards

Purchases - Debit Card

Conversion rates
Last Updated : 25 Apr 2024, 22:22
Non-Euro EU Member Currency AIB Rate* (Inclusive of 1.75% bank fee) ECB Rate AIB & ECB % Difference
Bulgaria Lev (BGN) 01.9901 01.9558 01.75
Czech Republic Koruna (CZK) 25.7231 25.1520 02.27
Denmark Krone (DKK) 07.5910 07.4587 01.77
Hungary Forint (HUF) 402.5793 392.9800 02.44
Iceland Krona (ISK) 153.2490 150.1000 02.10
Liechtenstein Swiss Franc (CHF) 00.9964 00.9792 01.76
Norway Krone (NOK) 11.9818 11.7140 02.29
Poland Zloty (PLN) 04.4158 04.3165 02.30
Romania Leu (RON) 05.0857 04.9761 02.20
Sweden Krona (SEK) 11.8631 11.6390 01.93
United Kingdom Pound Sterling (GBP) 00.8755 00.8568 02.19
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 1.75% bank fee) 01.9901
ECB Rate 01.9558
AIB & ECB % Difference 01.75
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 1.75% bank fee) 25.7231
ECB Rate 25.1520
AIB & ECB % Difference 02.27
Denmark Krone (DKK)
AIB Rate* (Inclusive of 1.75% bank fee) 07.5910
ECB Rate 07.4587
AIB & ECB % Difference 01.77
Hungary Forint (HUF)
AIB Rate* (Inclusive of 1.75% bank fee) 402.5793
ECB Rate 392.9800
AIB & ECB % Difference 02.44
Iceland Krona (ISK)
AIB Rate* (Inclusive of 1.75% bank fee) 153.2490
ECB Rate 150.1000
AIB & ECB % Difference 02.10
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 1.75% bank fee) 00.9964
ECB Rate 00.9792
AIB & ECB % Difference 01.76
Norway Krone (NOK)
AIB Rate* (Inclusive of 1.75% bank fee) 11.9818
ECB Rate 11.7140
AIB & ECB % Difference 02.29
Poland Zloty (PLN)
AIB Rate* (Inclusive of 1.75% bank fee) 04.4158
ECB Rate 04.3165
AIB & ECB % Difference 02.30
Romania Leu (RON)
AIB Rate* (Inclusive of 1.75% bank fee) 05.0857
ECB Rate 04.9761
AIB & ECB % Difference 02.20
Sweden Krona (SEK)
AIB Rate* (Inclusive of 1.75% bank fee) 11.8631
ECB Rate 11.6390
AIB & ECB % Difference 01.93
United Kingdom Pound Sterling (GBP)
AIB Rate* (Inclusive of 1.75% bank fee) 00.8755
ECB Rate 00.8568
AIB & ECB % Difference 02.19

*AIB rate is the Visa rate plus the currency conversion fee

Cash Withdrawals - Debit Card

Conversion rates
Last Updated : 25 Apr 2024, 22:22
Non-Euro EU Member Currency AIB Rate* (Inclusive of 2.50% bank fee) ECB Rate AIB & ECB % Difference
Bulgaria Lev (BGN) 02.0047 01.9558 02.50
Czech Republic Koruna (CZK) 25.9127 25.1520 03.02
Denmark Krone (DKK) 07.6470 07.4587 02.52
Hungary Forint (HUF) 405.5467 392.9800 03.20
Iceland Krona (ISK) 154.3786 150.1000 02.85
Liechtenstein Swiss Franc (CHF) 01.0037 00.9792 02.51
Norway Krone (NOK) 12.0701 11.7140 03.04
Poland Zloty (PLN) 04.4483 04.3165 03.05
Romania Leu (RON) 05.1232 04.9761 02.96
Sweden Krona (SEK) 11.9505 11.6390 02.68
United Kingdom Pound Sterling (GBP) 00.8820 00.8568 02.95
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 2.50% bank fee) 02.0047
ECB Rate 01.9558
AIB & ECB % Difference 02.50
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 2.50% bank fee) 25.9127
ECB Rate 25.1520
AIB & ECB % Difference 03.02
Denmark Krone (DKK)
AIB Rate* (Inclusive of 2.50% bank fee) 07.6470
ECB Rate 07.4587
AIB & ECB % Difference 02.52
Hungary Forint (HUF)
AIB Rate* (Inclusive of 2.50% bank fee) 405.5467
ECB Rate 392.9800
AIB & ECB % Difference 03.20
Iceland Krona (ISK)
AIB Rate* (Inclusive of 2.50% bank fee) 154.3786
ECB Rate 150.1000
AIB & ECB % Difference 02.85
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 2.50% bank fee) 01.0037
ECB Rate 00.9792
AIB & ECB % Difference 02.51
Norway Krone (NOK)
AIB Rate* (Inclusive of 2.50% bank fee) 12.0701
ECB Rate 11.7140
AIB & ECB % Difference 03.04
Poland Zloty (PLN)
AIB Rate* (Inclusive of 2.50% bank fee) 04.4483
ECB Rate 04.3165
AIB & ECB % Difference 03.05
Romania Leu (RON)
AIB Rate* (Inclusive of 2.50% bank fee) 05.1232
ECB Rate 04.9761
AIB & ECB % Difference 02.96
Sweden Krona (SEK)
AIB Rate* (Inclusive of 2.50% bank fee) 11.9505
ECB Rate 11.6390
AIB & ECB % Difference 02.68
United Kingdom Pound Sterling (GBP)
AIB Rate* (Inclusive of 2.50% bank fee) 00.8820
ECB Rate 00.8568
AIB & ECB % Difference 02.95

*AIB rate is the Visa rate plus the currency conversion fee

Currency Conversion Fees:

For non-euro transactions we apply the following fees to the Debit card.

Transaction Type 

Cash Withdrawals

Using a Debit Card for purchases in a foreign currency
(no minimum fee applies for Contactless transactions)

Currency Conversion Fee (non-euro)

2.50% of euro value

1.75% of euro value
Min. €0.45 – Max. €11.00

 

Key Information:

  • All foreign exchange rates in the above table are updated twice daily, on any business day
  • In addition to the fees above, account transaction fes may also apply
  • When you use your Debit card to pay for something that is not in euro, Visa will convert that payment to euro using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated
  • You will find further information on fees and charges and on how your card works in the Products section of our website.