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Exchange rates for non-Euro EU/EEA currencies on Debit cards

Purchases - Debit Card

Conversion rates
Last Updated : 30 Dec 2024, 15:20
Non-Euro EU Member Currency AIB Rate* (Inclusive of 1.75% bank fee) ECB Rate AIB & ECB % Difference
Bulgaria Lev (BGN) 01.9901 01.9558 01.75
Czech Republic Koruna (CZK) 25.6744 25.2260 01.78
Denmark Krone (DKK) 07.5931 07.4600 01.78
Hungary Forint (HUF) 420.8702 411.5300 02.27
Iceland Krona (ISK) 147.3754 143.9000 02.42
Liechtenstein Swiss Franc (CHF) 00.9586 00.9435 01.61
Norway Krone (NOK) 12.1016 11.8455 02.16
Poland Zloty (PLN) 04.3584 04.2655 02.18
Romania Leu (RON) 05.0868 04.9765 02.22
Sweden Krona (SEK) 11.7648 11.4865 02.42
United Kingdom Pound Sterling (GBP) 00.8486 00.8295 02.30
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 1.75% bank fee) 01.9901
ECB Rate 01.9558
AIB & ECB % Difference 01.75
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 1.75% bank fee) 25.6744
ECB Rate 25.2260
AIB & ECB % Difference 01.78
Denmark Krone (DKK)
AIB Rate* (Inclusive of 1.75% bank fee) 07.5931
ECB Rate 07.4600
AIB & ECB % Difference 01.78
Hungary Forint (HUF)
AIB Rate* (Inclusive of 1.75% bank fee) 420.8702
ECB Rate 411.5300
AIB & ECB % Difference 02.27
Iceland Krona (ISK)
AIB Rate* (Inclusive of 1.75% bank fee) 147.3754
ECB Rate 143.9000
AIB & ECB % Difference 02.42
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 1.75% bank fee) 00.9586
ECB Rate 00.9435
AIB & ECB % Difference 01.61
Norway Krone (NOK)
AIB Rate* (Inclusive of 1.75% bank fee) 12.1016
ECB Rate 11.8455
AIB & ECB % Difference 02.16
Poland Zloty (PLN)
AIB Rate* (Inclusive of 1.75% bank fee) 04.3584
ECB Rate 04.2655
AIB & ECB % Difference 02.18
Romania Leu (RON)
AIB Rate* (Inclusive of 1.75% bank fee) 05.0868
ECB Rate 04.9765
AIB & ECB % Difference 02.22
Sweden Krona (SEK)
AIB Rate* (Inclusive of 1.75% bank fee) 11.7648
ECB Rate 11.4865
AIB & ECB % Difference 02.42
United Kingdom Pound Sterling (GBP)
AIB Rate* (Inclusive of 1.75% bank fee) 00.8486
ECB Rate 00.8295
AIB & ECB % Difference 02.30

*AIB rate is the Visa rate plus the currency conversion fee

Cash Withdrawals - Debit Card

Conversion rates
Last Updated : 30 Dec 2024, 15:20
Non-Euro EU Member Currency AIB Rate* (Inclusive of 2.50% bank fee) ECB Rate AIB & ECB % Difference
Bulgaria Lev (BGN) 02.0047 01.9558 02.50
Czech Republic Koruna (CZK) 25.8636 25.2260 02.53
Denmark Krone (DKK) 07.6490 07.4600 02.53
Hungary Forint (HUF) 423.9724 411.5300 03.02
Iceland Krona (ISK) 148.4617 143.9000 03.17
Liechtenstein Swiss Franc (CHF) 00.9657 00.9435 02.35
Norway Krone (NOK) 12.1908 11.8455 02.91
Poland Zloty (PLN) 04.3905 04.2655 02.93
Romania Leu (RON) 05.1243 04.9765 02.97
Sweden Krona (SEK) 11.8515 11.4865 03.18
United Kingdom Pound Sterling (GBP) 00.8549 00.8295 03.06
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 2.50% bank fee) 02.0047
ECB Rate 01.9558
AIB & ECB % Difference 02.50
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 2.50% bank fee) 25.8636
ECB Rate 25.2260
AIB & ECB % Difference 02.53
Denmark Krone (DKK)
AIB Rate* (Inclusive of 2.50% bank fee) 07.6490
ECB Rate 07.4600
AIB & ECB % Difference 02.53
Hungary Forint (HUF)
AIB Rate* (Inclusive of 2.50% bank fee) 423.9724
ECB Rate 411.5300
AIB & ECB % Difference 03.02
Iceland Krona (ISK)
AIB Rate* (Inclusive of 2.50% bank fee) 148.4617
ECB Rate 143.9000
AIB & ECB % Difference 03.17
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 2.50% bank fee) 00.9657
ECB Rate 00.9435
AIB & ECB % Difference 02.35
Norway Krone (NOK)
AIB Rate* (Inclusive of 2.50% bank fee) 12.1908
ECB Rate 11.8455
AIB & ECB % Difference 02.91
Poland Zloty (PLN)
AIB Rate* (Inclusive of 2.50% bank fee) 04.3905
ECB Rate 04.2655
AIB & ECB % Difference 02.93
Romania Leu (RON)
AIB Rate* (Inclusive of 2.50% bank fee) 05.1243
ECB Rate 04.9765
AIB & ECB % Difference 02.97
Sweden Krona (SEK)
AIB Rate* (Inclusive of 2.50% bank fee) 11.8515
ECB Rate 11.4865
AIB & ECB % Difference 03.18
United Kingdom Pound Sterling (GBP)
AIB Rate* (Inclusive of 2.50% bank fee) 00.8549
ECB Rate 00.8295
AIB & ECB % Difference 03.06

*AIB rate is the Visa rate plus the currency conversion fee

Currency Conversion Fees:

For non-euro transactions we apply the following fees to the Debit card.

Transaction Type 

Cash Withdrawals

Using a Debit Card for purchases in a foreign currency
(no minimum fee applies for Contactless transactions)

Currency Conversion Fee (non-euro)

2.50% of euro value

1.75% of euro value
Min. €0.45 – Max. €11.00

 

Key Information:

 

  • All foreign exchange rates in the above table are updated twice daily, on any business day
  • In addition to the fees above, account transaction fes may also apply
  • When you use your Debit card to pay for something that is not in euro, Visa will convert that payment to euro using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated
  • You will find further information on fees and charges and on how your card works in the Products section of our website.