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Exchange rates for non-Euro EU/EEA currencies on Debit cards

Purchases - Debit Card

Conversion rates
Last Updated : 28 Jun 2024, 15:25
Non-Euro EU Member Currency AIB Rate* (Inclusive of 1.75% bank fee) ECB Rate AIB & ECB % Difference
Bulgaria Lev (BGN) 01.9901 01.9558 01.75
Czech Republic Koruna (CZK) 25.5586 25.0250 02.13
Denmark Krone (DKK) 07.5895 07.4575 01.77
Hungary Forint (HUF) 406.4956 395.1000 02.88
Iceland Krona (ISK) 152.0157 148.9000 02.09
Liechtenstein Swiss Franc (CHF) 00.9791 00.9634 01.63
Norway Krone (NOK) 11.6259 11.3965 02.01
Poland Zloty (PLN) 04.4009 04.3090 02.13
Romania Leu (RON) 05.0927 04.9773 02.32
Sweden Krona (SEK) 11.5851 11.3595 01.99
United Kingdom Pound Sterling (GBP) 00.8624 00.8464 01.89
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 1.75% bank fee) 01.9901
ECB Rate 01.9558
AIB & ECB % Difference 01.75
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 1.75% bank fee) 25.5586
ECB Rate 25.0250
AIB & ECB % Difference 02.13
Denmark Krone (DKK)
AIB Rate* (Inclusive of 1.75% bank fee) 07.5895
ECB Rate 07.4575
AIB & ECB % Difference 01.77
Hungary Forint (HUF)
AIB Rate* (Inclusive of 1.75% bank fee) 406.4956
ECB Rate 395.1000
AIB & ECB % Difference 02.88
Iceland Krona (ISK)
AIB Rate* (Inclusive of 1.75% bank fee) 152.0157
ECB Rate 148.9000
AIB & ECB % Difference 02.09
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 1.75% bank fee) 00.9791
ECB Rate 00.9634
AIB & ECB % Difference 01.63
Norway Krone (NOK)
AIB Rate* (Inclusive of 1.75% bank fee) 11.6259
ECB Rate 11.3965
AIB & ECB % Difference 02.01
Poland Zloty (PLN)
AIB Rate* (Inclusive of 1.75% bank fee) 04.4009
ECB Rate 04.3090
AIB & ECB % Difference 02.13
Romania Leu (RON)
AIB Rate* (Inclusive of 1.75% bank fee) 05.0927
ECB Rate 04.9773
AIB & ECB % Difference 02.32
Sweden Krona (SEK)
AIB Rate* (Inclusive of 1.75% bank fee) 11.5851
ECB Rate 11.3595
AIB & ECB % Difference 01.99
United Kingdom Pound Sterling (GBP)
AIB Rate* (Inclusive of 1.75% bank fee) 00.8624
ECB Rate 00.8464
AIB & ECB % Difference 01.89

*AIB rate is the Visa rate plus the currency conversion fee

Cash Withdrawals - Debit Card

Conversion rates
Last Updated : 28 Jun 2024, 15:25
Non-Euro EU Member Currency AIB Rate* (Inclusive of 2.50% bank fee) ECB Rate AIB & ECB % Difference
Bulgaria Lev (BGN) 02.0047 01.9558 02.50
Czech Republic Koruna (CZK) 25.7470 25.0250 02.89
Denmark Krone (DKK) 07.6455 07.4575 02.52
Hungary Forint (HUF) 409.4919 395.1000 03.64
Iceland Krona (ISK) 153.1362 148.9000 02.84
Liechtenstein Swiss Franc (CHF) 00.9863 00.9634 02.38
Norway Krone (NOK) 11.7116 11.3965 02.76
Poland Zloty (PLN) 04.4334 04.3090 02.89
Romania Leu (RON) 05.1302 04.9773 03.07
Sweden Krona (SEK) 11.6705 11.3595 02.74
United Kingdom Pound Sterling (GBP) 00.8687 00.8464 02.64
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 2.50% bank fee) 02.0047
ECB Rate 01.9558
AIB & ECB % Difference 02.50
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 2.50% bank fee) 25.7470
ECB Rate 25.0250
AIB & ECB % Difference 02.89
Denmark Krone (DKK)
AIB Rate* (Inclusive of 2.50% bank fee) 07.6455
ECB Rate 07.4575
AIB & ECB % Difference 02.52
Hungary Forint (HUF)
AIB Rate* (Inclusive of 2.50% bank fee) 409.4919
ECB Rate 395.1000
AIB & ECB % Difference 03.64
Iceland Krona (ISK)
AIB Rate* (Inclusive of 2.50% bank fee) 153.1362
ECB Rate 148.9000
AIB & ECB % Difference 02.84
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 2.50% bank fee) 00.9863
ECB Rate 00.9634
AIB & ECB % Difference 02.38
Norway Krone (NOK)
AIB Rate* (Inclusive of 2.50% bank fee) 11.7116
ECB Rate 11.3965
AIB & ECB % Difference 02.76
Poland Zloty (PLN)
AIB Rate* (Inclusive of 2.50% bank fee) 04.4334
ECB Rate 04.3090
AIB & ECB % Difference 02.89
Romania Leu (RON)
AIB Rate* (Inclusive of 2.50% bank fee) 05.1302
ECB Rate 04.9773
AIB & ECB % Difference 03.07
Sweden Krona (SEK)
AIB Rate* (Inclusive of 2.50% bank fee) 11.6705
ECB Rate 11.3595
AIB & ECB % Difference 02.74
United Kingdom Pound Sterling (GBP)
AIB Rate* (Inclusive of 2.50% bank fee) 00.8687
ECB Rate 00.8464
AIB & ECB % Difference 02.64

*AIB rate is the Visa rate plus the currency conversion fee

Currency Conversion Fees:

For non-euro transactions we apply the following fees to the Debit card.

Transaction Type 

Cash Withdrawals

Using a Debit Card for purchases in a foreign currency
(no minimum fee applies for Contactless transactions)

Currency Conversion Fee (non-euro)

2.50% of euro value

1.75% of euro value
Min. €0.45 – Max. €11.00

 

Key Information:

  • All foreign exchange rates in the above table are updated twice daily, on any business day
  • In addition to the fees above, account transaction fes may also apply
  • When you use your Debit card to pay for something that is not in euro, Visa will convert that payment to euro using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated
  • You will find further information on fees and charges and on how your card works in the Products section of our website.