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Exchange rates for non-Euro EU/EEA currencies on Debit cards

Purchases - Debit Card

Conversion rates
Last Updated : 15 Apr 2025, 22:21
Non-Euro EU Member Currency AIB Rate* (Inclusive of 1.75% bank fee) ECB Rate AIB & ECB % Difference
Bulgaria Lev (BGN) 01.9901 01.9558 01.75
Czech Republic Koruna (CZK) 25.7061 25.0640 02.56
Denmark Krone (DKK) 07.5982 07.4641 01.80
Hungary Forint (HUF) 421.9632 407.7300 03.49
Iceland Krona (ISK) 148.4633 145.5300 02.02
Liechtenstein Swiss Franc (CHF) 00.9521 00.9242 03.01
Norway Krone (NOK) 12.3555 11.9726 03.20
Poland Zloty (PLN) 04.3872 04.2844 02.40
Romania Leu (RON) 05.1270 04.9778 03.00
Sweden Krona (SEK) 11.3251 11.0611 02.39
United Kingdom Pound Sterling (GBP) 00.8847 00.8557 03.39
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 1.75% bank fee) 01.9901
ECB Rate 01.9558
AIB & ECB % Difference 01.75
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 1.75% bank fee) 25.7061
ECB Rate 25.0640
AIB & ECB % Difference 02.56
Denmark Krone (DKK)
AIB Rate* (Inclusive of 1.75% bank fee) 07.5982
ECB Rate 07.4641
AIB & ECB % Difference 01.80
Hungary Forint (HUF)
AIB Rate* (Inclusive of 1.75% bank fee) 421.9632
ECB Rate 407.7300
AIB & ECB % Difference 03.49
Iceland Krona (ISK)
AIB Rate* (Inclusive of 1.75% bank fee) 148.4633
ECB Rate 145.5300
AIB & ECB % Difference 02.02
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 1.75% bank fee) 00.9521
ECB Rate 00.9242
AIB & ECB % Difference 03.01
Norway Krone (NOK)
AIB Rate* (Inclusive of 1.75% bank fee) 12.3555
ECB Rate 11.9726
AIB & ECB % Difference 03.20
Poland Zloty (PLN)
AIB Rate* (Inclusive of 1.75% bank fee) 04.3872
ECB Rate 04.2844
AIB & ECB % Difference 02.40
Romania Leu (RON)
AIB Rate* (Inclusive of 1.75% bank fee) 05.1270
ECB Rate 04.9778
AIB & ECB % Difference 03.00
Sweden Krona (SEK)
AIB Rate* (Inclusive of 1.75% bank fee) 11.3251
ECB Rate 11.0611
AIB & ECB % Difference 02.39
United Kingdom Pound Sterling (GBP)
AIB Rate* (Inclusive of 1.75% bank fee) 00.8847
ECB Rate 00.8557
AIB & ECB % Difference 03.39

*AIB rate is the Visa rate plus the currency conversion fee

Cash Withdrawals - Debit Card

Conversion rates
Last Updated : 15 Apr 2025, 22:21
Non-Euro EU Member Currency AIB Rate* (Inclusive of 2.50% bank fee) ECB Rate AIB & ECB % Difference
Bulgaria Lev (BGN) 02.0047 01.9558 02.50
Czech Republic Koruna (CZK) 25.8956 25.0640 03.32
Denmark Krone (DKK) 07.6542 07.4641 02.55
Hungary Forint (HUF) 425.0735 407.7300 04.25
Iceland Krona (ISK) 149.5576 145.5300 02.77
Liechtenstein Swiss Franc (CHF) 00.9591 00.9242 03.77
Norway Krone (NOK) 12.4466 11.9726 03.96
Poland Zloty (PLN) 04.4196 04.2844 03.16
Romania Leu (RON) 05.1648 04.9778 03.76
Sweden Krona (SEK) 11.4086 11.0611 03.14
United Kingdom Pound Sterling (GBP) 00.8912 00.8557 04.15
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 2.50% bank fee) 02.0047
ECB Rate 01.9558
AIB & ECB % Difference 02.50
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 2.50% bank fee) 25.8956
ECB Rate 25.0640
AIB & ECB % Difference 03.32
Denmark Krone (DKK)
AIB Rate* (Inclusive of 2.50% bank fee) 07.6542
ECB Rate 07.4641
AIB & ECB % Difference 02.55
Hungary Forint (HUF)
AIB Rate* (Inclusive of 2.50% bank fee) 425.0735
ECB Rate 407.7300
AIB & ECB % Difference 04.25
Iceland Krona (ISK)
AIB Rate* (Inclusive of 2.50% bank fee) 149.5576
ECB Rate 145.5300
AIB & ECB % Difference 02.77
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 2.50% bank fee) 00.9591
ECB Rate 00.9242
AIB & ECB % Difference 03.77
Norway Krone (NOK)
AIB Rate* (Inclusive of 2.50% bank fee) 12.4466
ECB Rate 11.9726
AIB & ECB % Difference 03.96
Poland Zloty (PLN)
AIB Rate* (Inclusive of 2.50% bank fee) 04.4196
ECB Rate 04.2844
AIB & ECB % Difference 03.16
Romania Leu (RON)
AIB Rate* (Inclusive of 2.50% bank fee) 05.1648
ECB Rate 04.9778
AIB & ECB % Difference 03.76
Sweden Krona (SEK)
AIB Rate* (Inclusive of 2.50% bank fee) 11.4086
ECB Rate 11.0611
AIB & ECB % Difference 03.14
United Kingdom Pound Sterling (GBP)
AIB Rate* (Inclusive of 2.50% bank fee) 00.8912
ECB Rate 00.8557
AIB & ECB % Difference 04.15

*AIB rate is the Visa rate plus the currency conversion fee

Currency Conversion Fees:

For non-euro transactions we apply the following fees to the Debit card.

Transaction Type 

Cash Withdrawals

Using a Debit Card for purchases in a foreign currency
(no minimum fee applies for Contactless transactions)

Currency Conversion Fee (non-euro)

2.50% of euro value

1.75% of euro value
Min. €0.45 – Max. €11.00

 

Key Information:

 

  • All foreign exchange rates in the above table are updated twice daily, on any business day
  • In addition to the fees above, account transaction fes may also apply
  • When you use your Debit card to pay for something that is not in euro, Visa will convert that payment to euro using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated
  • You will find further information on fees and charges and on how your card works in the Products section of our website.