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Exchange rates for non-Euro EU/EEA currencies on Debit cards

Purchases - Debit Card

Conversion rates
Last Updated : 04 Feb 2025, 22:25
Non-Euro EU Member Currency AIB Rate* (Inclusive of 1.75% bank fee) ECB Rate AIB & ECB % Difference
Bulgaria Lev (BGN) 01.9901 01.9558 01.75
Czech Republic Koruna (CZK) 25.7473 25.1720 02.29
Denmark Krone (DKK) 07.5932 07.4610 01.77
Hungary Forint (HUF) 422.4539 407.1500 03.76
Iceland Krona (ISK) 149.5141 146.8000 01.85
Liechtenstein Swiss Franc (CHF) 00.9586 00.9396 02.02
Norway Krone (NOK) 11.9901 11.7210 02.30
Poland Zloty (PLN) 04.3185 04.2193 02.35
Romania Leu (RON) 05.1367 04.9769 03.21
Sweden Krona (SEK) 11.7462 11.4180 02.87
United Kingdom Pound Sterling (GBP) 00.8500 00.8319 02.18
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 1.75% bank fee) 01.9901
ECB Rate 01.9558
AIB & ECB % Difference 01.75
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 1.75% bank fee) 25.7473
ECB Rate 25.1720
AIB & ECB % Difference 02.29
Denmark Krone (DKK)
AIB Rate* (Inclusive of 1.75% bank fee) 07.5932
ECB Rate 07.4610
AIB & ECB % Difference 01.77
Hungary Forint (HUF)
AIB Rate* (Inclusive of 1.75% bank fee) 422.4539
ECB Rate 407.1500
AIB & ECB % Difference 03.76
Iceland Krona (ISK)
AIB Rate* (Inclusive of 1.75% bank fee) 149.5141
ECB Rate 146.8000
AIB & ECB % Difference 01.85
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 1.75% bank fee) 00.9586
ECB Rate 00.9396
AIB & ECB % Difference 02.02
Norway Krone (NOK)
AIB Rate* (Inclusive of 1.75% bank fee) 11.9901
ECB Rate 11.7210
AIB & ECB % Difference 02.30
Poland Zloty (PLN)
AIB Rate* (Inclusive of 1.75% bank fee) 04.3185
ECB Rate 04.2193
AIB & ECB % Difference 02.35
Romania Leu (RON)
AIB Rate* (Inclusive of 1.75% bank fee) 05.1367
ECB Rate 04.9769
AIB & ECB % Difference 03.21
Sweden Krona (SEK)
AIB Rate* (Inclusive of 1.75% bank fee) 11.7462
ECB Rate 11.4180
AIB & ECB % Difference 02.87
United Kingdom Pound Sterling (GBP)
AIB Rate* (Inclusive of 1.75% bank fee) 00.8500
ECB Rate 00.8319
AIB & ECB % Difference 02.18

*AIB rate is the Visa rate plus the currency conversion fee

Cash Withdrawals - Debit Card

Conversion rates
Last Updated : 04 Feb 2025, 22:25
Non-Euro EU Member Currency AIB Rate* (Inclusive of 2.50% bank fee) ECB Rate AIB & ECB % Difference
Bulgaria Lev (BGN) 02.0047 01.9558 02.50
Czech Republic Koruna (CZK) 25.9371 25.1720 03.04
Denmark Krone (DKK) 07.6492 07.4610 02.52
Hungary Forint (HUF) 425.5678 407.1500 04.52
Iceland Krona (ISK) 150.6162 146.8000 02.60
Liechtenstein Swiss Franc (CHF) 00.9656 00.9396 02.77
Norway Krone (NOK) 12.0785 11.7210 03.05
Poland Zloty (PLN) 04.3503 04.2193 03.10
Romania Leu (RON) 05.1746 04.9769 03.97
Sweden Krona (SEK) 11.8328 11.4180 03.63
United Kingdom Pound Sterling (GBP) 00.8562 00.8319 02.93
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 2.50% bank fee) 02.0047
ECB Rate 01.9558
AIB & ECB % Difference 02.50
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 2.50% bank fee) 25.9371
ECB Rate 25.1720
AIB & ECB % Difference 03.04
Denmark Krone (DKK)
AIB Rate* (Inclusive of 2.50% bank fee) 07.6492
ECB Rate 07.4610
AIB & ECB % Difference 02.52
Hungary Forint (HUF)
AIB Rate* (Inclusive of 2.50% bank fee) 425.5678
ECB Rate 407.1500
AIB & ECB % Difference 04.52
Iceland Krona (ISK)
AIB Rate* (Inclusive of 2.50% bank fee) 150.6162
ECB Rate 146.8000
AIB & ECB % Difference 02.60
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 2.50% bank fee) 00.9656
ECB Rate 00.9396
AIB & ECB % Difference 02.77
Norway Krone (NOK)
AIB Rate* (Inclusive of 2.50% bank fee) 12.0785
ECB Rate 11.7210
AIB & ECB % Difference 03.05
Poland Zloty (PLN)
AIB Rate* (Inclusive of 2.50% bank fee) 04.3503
ECB Rate 04.2193
AIB & ECB % Difference 03.10
Romania Leu (RON)
AIB Rate* (Inclusive of 2.50% bank fee) 05.1746
ECB Rate 04.9769
AIB & ECB % Difference 03.97
Sweden Krona (SEK)
AIB Rate* (Inclusive of 2.50% bank fee) 11.8328
ECB Rate 11.4180
AIB & ECB % Difference 03.63
United Kingdom Pound Sterling (GBP)
AIB Rate* (Inclusive of 2.50% bank fee) 00.8562
ECB Rate 00.8319
AIB & ECB % Difference 02.93

*AIB rate is the Visa rate plus the currency conversion fee

Currency Conversion Fees:

For non-euro transactions we apply the following fees to the Debit card.

Transaction Type 

Cash Withdrawals

Using a Debit Card for purchases in a foreign currency
(no minimum fee applies for Contactless transactions)

Currency Conversion Fee (non-euro)

2.50% of euro value

1.75% of euro value
Min. €0.45 – Max. €11.00

 

Key Information:

 

  • All foreign exchange rates in the above table are updated twice daily, on any business day
  • In addition to the fees above, account transaction fes may also apply
  • When you use your Debit card to pay for something that is not in euro, Visa will convert that payment to euro using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated
  • You will find further information on fees and charges and on how your card works in the Products section of our website.