Exchange rates for non-Euro EU/EEA currencies on Debit cards

Purchases - Debit Card

Conversion rates
Last Updated : 18 Oct 2021, 15:21
Non-Euro EU Member Currency AIB Rate* (Inclusive of 1.75% bank fee) ECB Rate AIB & ECB % Difference
Bulgaria Lev (BGN) 01.9901 01.9558 01.75
Croatia Kuna (HRK) 07.6602 07.5085 02.02
Czech Republic Koruna (CZK) 25.9088 25.4530 01.79
Denmark Krone (DKK) 07.5718 07.4400 01.77
Hungary Forint (HUF) 368.7739 361.3500 02.05
Iceland Krona (ISK) 152.3818 150.0000 01.59
Liechtenstein Swiss Franc (CHF) 01.0928 01.0712 02.02
Norway Krone (NOK) 10.0043 09.7643 02.46
Poland Zloty (PLN) 04.6621 04.5787 01.82
Romania Leu (RON) 05.0558 04.9490 02.16
Sweden Krona (SEK) 10.2091 10.0375 01.71
United Kingdom Pound Sterling (GBP) 00.8635 00.8444 02.27
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 1.75% bank fee) 01.9901
ECB Rate 01.9558
AIB & ECB % Difference 01.75
Croatia Kuna (HRK)
AIB Rate* (Inclusive of 1.75% bank fee) 07.6602
ECB Rate 07.5085
AIB & ECB % Difference 02.02
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 1.75% bank fee) 25.9088
ECB Rate 25.4530
AIB & ECB % Difference 01.79
Denmark Krone (DKK)
AIB Rate* (Inclusive of 1.75% bank fee) 07.5718
ECB Rate 07.4400
AIB & ECB % Difference 01.77
Hungary Forint (HUF)
AIB Rate* (Inclusive of 1.75% bank fee) 368.7739
ECB Rate 361.3500
AIB & ECB % Difference 02.05
Iceland Krona (ISK)
AIB Rate* (Inclusive of 1.75% bank fee) 152.3818
ECB Rate 150.0000
AIB & ECB % Difference 01.59
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 1.75% bank fee) 01.0928
ECB Rate 01.0712
AIB & ECB % Difference 02.02
Norway Krone (NOK)
AIB Rate* (Inclusive of 1.75% bank fee) 10.0043
ECB Rate 09.7643
AIB & ECB % Difference 02.46
Poland Zloty (PLN)
AIB Rate* (Inclusive of 1.75% bank fee) 04.6621
ECB Rate 04.5787
AIB & ECB % Difference 01.82
Romania Leu (RON)
AIB Rate* (Inclusive of 1.75% bank fee) 05.0558
ECB Rate 04.9490
AIB & ECB % Difference 02.16
Sweden Krona (SEK)
AIB Rate* (Inclusive of 1.75% bank fee) 10.2091
ECB Rate 10.0375
AIB & ECB % Difference 01.71
United Kingdom Pound Sterling (GBP)
AIB Rate* (Inclusive of 1.75% bank fee) 00.8635
ECB Rate 00.8444
AIB & ECB % Difference 02.27

*AIB rate is the Visa rate plus the currency conversion fee

Cash Withdrawals - Debit Card

Conversion rates
Last Updated : 18 Oct 2021, 15:21
Non-Euro EU Member Currency AIB Rate* (Inclusive of 2.50% bank fee) ECB Rate AIB & ECB % Difference
Bulgaria Lev (BGN) 02.0047 01.9558 02.50
Croatia Kuna (HRK) 07.7167 07.5085 02.77
Czech Republic Koruna (CZK) 26.0998 25.4530 02.54
Denmark Krone (DKK) 07.6276 07.4400 02.52
Hungary Forint (HUF) 371.4921 361.3500 02.81
Iceland Krona (ISK) 153.5050 150.0000 02.34
Liechtenstein Swiss Franc (CHF) 01.1009 01.0712 02.77
Norway Krone (NOK) 10.0780 09.7643 03.21
Poland Zloty (PLN) 04.6965 04.5787 02.57
Romania Leu (RON) 05.0931 04.9490 02.91
Sweden Krona (SEK) 10.2844 10.0375 02.46
United Kingdom Pound Sterling (GBP) 00.8699 00.8444 03.02
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 2.50% bank fee) 02.0047
ECB Rate 01.9558
AIB & ECB % Difference 02.50
Croatia Kuna (HRK)
AIB Rate* (Inclusive of 2.50% bank fee) 07.7167
ECB Rate 07.5085
AIB & ECB % Difference 02.77
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 2.50% bank fee) 26.0998
ECB Rate 25.4530
AIB & ECB % Difference 02.54
Denmark Krone (DKK)
AIB Rate* (Inclusive of 2.50% bank fee) 07.6276
ECB Rate 07.4400
AIB & ECB % Difference 02.52
Hungary Forint (HUF)
AIB Rate* (Inclusive of 2.50% bank fee) 371.4921
ECB Rate 361.3500
AIB & ECB % Difference 02.81
Iceland Krona (ISK)
AIB Rate* (Inclusive of 2.50% bank fee) 153.5050
ECB Rate 150.0000
AIB & ECB % Difference 02.34
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 2.50% bank fee) 01.1009
ECB Rate 01.0712
AIB & ECB % Difference 02.77
Norway Krone (NOK)
AIB Rate* (Inclusive of 2.50% bank fee) 10.0780
ECB Rate 09.7643
AIB & ECB % Difference 03.21
Poland Zloty (PLN)
AIB Rate* (Inclusive of 2.50% bank fee) 04.6965
ECB Rate 04.5787
AIB & ECB % Difference 02.57
Romania Leu (RON)
AIB Rate* (Inclusive of 2.50% bank fee) 05.0931
ECB Rate 04.9490
AIB & ECB % Difference 02.91
Sweden Krona (SEK)
AIB Rate* (Inclusive of 2.50% bank fee) 10.2844
ECB Rate 10.0375
AIB & ECB % Difference 02.46
United Kingdom Pound Sterling (GBP)
AIB Rate* (Inclusive of 2.50% bank fee) 00.8699
ECB Rate 00.8444
AIB & ECB % Difference 03.02

*AIB rate is the Visa rate plus the currency conversion fee

Currency Conversion Fees:

For non-euro transactions we apply the following fees to the Debit card.

Transaction Type 

Cash Withdrawals

Using a Debit Card for purchases in a foreign currency
(no minimum fee applies for Contactless transactions)

Currency Conversion Fee (non-euro)

2.50% of euro value

1.75% of euro value
Min. €0.45 – Max. €11.00

 

Key Information:

  • All foreign exchange rates in the above table are updated twice daily, on any business day
  • In addition to the fees above, account transaction fes may also apply
  • When you use your Debit card to pay for something that is not in euro, Visa will convert that payment to euro using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated
  • You will find further information on fees and charges and on how your card works in the Products section of our website.