Zippay is a new, fast and secure way to pay family and friends from within our mobile app. You can use it for payments to and from your contacts.
You can send money to family and friends, they can send you money and you can split payments with them, like the restaurant bill. It works with any contact who is signed up for Zippay and who banks with AIB, Bank of Ireland or PTSB. Other banks and providers may join later.
Zippay removes the need for setting up payees, using IBAN’s or setting up a new payment account. You can use Zippay with any of your personal payment accounts which are viewable in your AIB mobile app.
- When can I get Zippay?
- Who can use Zippay?
- Do I need to do anything to set Zippay up?
- What is a verified mobile number?
- What is happening from 28 October 2025?
- How will I know when Zippay is ready?
- How do I contact AIB if I have a question about Zippay?
- Are AIB using a third party to provide Zippay?
- I don’t want to be automatically set up for Zippay. How do I switch it off?
- I switched Zippay off in my mobile app. How do I switch it back on?
- What personal information will you be sharing with the Zippay partner?
- Why are you sharing my personal information with the Zippay partner?
- How often will you be sharing my personal information with the Zippay partner?
- How long will the Zippay partner have my personal information for?
- Where can I find a copy of AIB’s Data Protection Notice?
- What is the difference between Zippay and SEPA Instant payments?
- Who can I send money to with Zippay and SEPA Instant?
- How fast can I make Zippay payments versus SEPA Instant payments?
- Where can I make Zippay and SEPA Instant payments?
- Are there any fees for using Zippay and SEPA Instant payments?
- Is Verification of Payee (VoP) used when I make Zippay and SEPA Instant payments?
More information can be found on the Zippay webpage.