You must ensure that there are available funds in your account to cover the value of any debit card transaction or your transaction may be declined. If any debit card transaction causes your bank account to go overdrawn you may also incur additional charges on your bank account. AIB has the following range of products that can help you keep track of your balance:
Debit Card transactions at non AIB ATM machines will appear in pending transactions on
AIB Internet Phone & Banking / AIB Mobile Banking / AIB Tablet Banking until they are debited to your account.
*Please note: Contactless transactions may not appear in your pending transactions on AIB Phone & Internet Banking/AIB Mobile Banking/AIB Tablet Banking so it's important that you keep track of your Contactless usage. Once the transaction has been debited to your account, you will see this on your bank account statement.
How to identify debit card transactions on your bank account statement.
AIB Debit Card - Visa debit
|Visa debit used at AIB ATM network.
||ATM - "Merchant Name"
|Visa debit ATM (non-AIB Banklink ATM)
||VDA - "Merchant Name"
|Visa debit POS
||VDP - "Merchant name"
|Visa debit Contactless
||VDC - "Merchant Name"
Help and Guidance
The easy and secure way to pay for every day items and access your cash.
Find the answer to any questions you may have on the AIB Debit Card.
Get more information on how you can protect your card against unauthorised use when you shop online.
Get more information on the faster way to pay for everyday items under €30.