Features & Benefits:

• Fees and Rates

  • Special introductory annual interest rate of 3.83% (variable) on purchases for the first 12 months from account opening (Fees, Charges and Important Information).

  • Annual interest rate of 14.85% (variable)

  • Annual Percentage (APR)  20.5% (variable)
    Representative Example: Assuming a credit limit on your card of €1,500, you used your full limit to make a single card purchase immediately after receiving your card, and you repaid in equal monthly payments over 12 months at an interest rate of 14.85% variable, (Representative 20.5% APR variable), the total amount you will pay back is €1,620.66 which includes Government stamp duty charge of €30.00. Interest charged would be €120.66.

  • No annual bank fee
    (Government stamp duty of €30.00 is charged annually per credit card account). Other fees and Charges may apply (Fees, Charges and Important Information).

  • Up to 56 days interest free credit
    If you clear your balance in full and on time each month, you can avoid paying interest.

• Mobile Pay or Tap to Pay

  • Contactless Payment
    The card is enabled for Contactless payments. When the transaction is less than €50, you can choose to touch and pay where you see the contactless symbol  For more information click here

  • Mobile Payments You can pay for your purchases quickly and securely using Google Pay™ and Apple Pay. Simply touch and pay for items that cost €50 or less with Google Pay/Apple Pay. For items over €50 you can pay using Google Pay/Apple Pay depending on the retailer. Just look for the below symbols: 

    
    

• Minimum Qualifying Criteria

  • Be a third level student in full time education

  • Have an AIB Student Plus account

  • Be over 18

  • Have held a bank account for a minimum of 3 months

• Repayments

  • Spread your repayments
    With an AIB Student Visa Card, you decide how much you want to repay from the minimum amount (3 % or €6.35, whichever is greater) to the full outstanding balance by direct debit. The Student Visa Card must be paid by direct debit.

• Services

  • Customer Service
    If you have any queries, contact us on (01) 668 5500 (or +353 1 668 5500 from abroad). If your card is Lost or Stolen, please contact us 24 hours a day, 7 days a week on: 1800 24 22 27 within Ireland (or +353 1 269 5022 from abroad). We’re here to help.

  • Secure Online Shopping
    When you're shopping online, we may need to confirm that it's really you using your card. This is to keep your card secure. To find out more click here.

  • Instant cash
    You can use your AIB Student Visa Card along with your PIN (Personal Identification Number) to withdraw cash at any ATM (Automatic Teller Machine) or Bank that displays the Visa logo at home and abroad. Annual cash interest rates and fees and charges apply, please view Important Information for fees and charges for more information.

  • Emergency Cash Facility
    In emergency situations, if your credit card is lost or stolen when abroad, we can, on approval, provide you with emergency Cash up to US$5,000.00 (subject to available credit, Cash Advance and Currency Conversion fees and charges may apply). The emergency cash is normally available within 48 hours in most countries. In order to claim emergency cash you will be required to present your passport as proof of identity at a Western Union outlet near your location, as advised by our customer service staff. If your credit card is lost or stolen please call us immediately on (01) 668 5500 (or +353 1 668 5500 from abroad).