Easy access to your money.
Pay for goods and services with our AIB Debit Card
in store or online or use your card to make cash withdrawals at ATMs in Ireland and anywhere in the world where Visa Debit is accepted. The AIB Debit Card available with the AIB Basic Bank Account does not have contactless functionality.
Terms and conditions apply. Debit cards are liable to annual Government Stamp Duty. Government Stamp Duty will be charged at a rate of €0.12 per ATM transaction. Government Stamp Duty only applies to ATM transactions carried out within Ireland (excluding Northern Ireland). This charge is capped at €2.50 if you only use your debit card for ATM transactions and capped at €5 if you use your debit card for both purchases and ATM transactions. Government Stamp Duty charge on debit cards is applied in January, for the previous year.
Manage your bills on the go.
Pay your bills in any AIB branch or through AIB Phone & Internet Banking, if you are registered for Phone & Internet Banking. Manage your money on the move and download our mobile banking app. See our full range of Ways to Bank
Never miss a payment.
Use your AIB Current Account to set up Direct Debits
to automate the scheduling of your regular payments.
Stay in Control.
Receive regular statements and fee advices by post or sign up for a free, convenient and secure method of receiving your eStatements
and eFee Advices
Before you can switch to eStatements and eFee Advices you will need to be registered for AIB Phone & Internet Banking.
Benefits for you as an AIB Basic Bank Account holder:
All AIB Basic Bank Account holders are eligible for the following benefits for not less than the first 12 months:
- No maintenance fees
- No transaction fees
Note: Other charges are still applicable (including certain service charges and international transaction charges).
We will convert your AIB Basic Bank Account to another account to which additional fees and charges will apply where:
- on any annual anniversary of the date of opening of your AIB Basic Bank Account the total annual value of lodgements to your AIB Basic Bank Account in the previous year exceeds the national minimum wage threshold; or
- your AIB Basic Bank Account has been open for 5 years or more (regardless of the total annual value of lodgements to your AIB Basic Bank Account).
Terms and conditions apply.
How to obtain these Benefits and the General Conditions that apply.
- Subject to terms & conditions, customers legally resident in the EU aged 16 or over who do not hold a personal payment account with any bank in Ireland or who have received notice that their Personal Payment Account (or all of them if they have more than one) will be closed are eligible for the benefits specified above.
- For further information on our fees and charges, refer to our the AIB Fees & Charges and Schedule of International Transaction Charges booklets
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