AIB Personal Current Account

The AIB Personal Current Account offers the freedom and flexibility to manage all your everyday banking needs, easily and securely, using our AIB Mobile app.

With an AIB Current Account you have access to the AIB Mobile app. Features & benefits of the AIB app:



The AIB Mobile app makes everyday banking easier. Use it to:

Transfer up to €1,000 directly each day if your contact is an AIB customer and you have their phone number.
Make a one-off payment of up to €1,000 to another Irish bank account*. 
Set up and use Apple Pay, Google Pay & Fitbit Pay in minutes.
View, change and cancel standing orders.
Check or cancel direct debits easily.
View, print, save and share up to seven years of statements.
Making purchases and withdrawing money from your AIB Personal Current Account in Ireland and worldwide is simple with the AIB Debit Card. Use it in shops, at ATMs, online and wherever Visa Debit is accepted.



Safeguarding your banking

Tap your transactions to see more information about each transaction, such as its time, date and type.

Lost your card? Prevent unauthorised access to your money by freezing your card easily. You can also unfreeze it if it’s then found.

Need a replacement card? Use the app to cancel your old one and have a new card posted to you.

Login securely if your smartphone offers Fingerprint Authentication for Android and FaceID or TouchID for Apple.


You can also use the AIB mobile app to:

Open a Savings Account.
No need to visit a branch. You can open a savings account using the AIB Mobile app.
Statement of fees.
You can see your statement of fees in the app. Find out how to minimise your fees here
*Transaction limits apply, learn more here. Transaction fees and charges may apply. AIB Mobile Banking is available 20 hours a day, subject to our Terms and Conditions.

How you can open a current account



Open an account in minutes using the AIB mobile app

Opening a sole AIB Current Account using the AIB Mobile app is simple if you:
 Are aged 16 and over
 Live in the Republic of Ireland.


Not eligible to open a current account using the AIB Mobile app? Here are other ways to open one:


Existing Customers with Internet Banking

If you are already a customer, we have all the details we need and we can open an account for you more easily at the branch or via the "Apply & Open" tab on your AIB Internet Banking.


Open an account at your AIB local branch

Staff at your local AIB branch will be very happy to help you open an AIB Current Account. You can book an appointment to do so here.
When you attend your appointment, you’ll need to bring: 
 One proof of ID.

AIB Personal Current Account



Important documents




Need more support?

Please visit our help centre for commonly asked questions on our servies and accounts management.
If you need extra help for any reason, click here.
If you're a business customer and want to open a business account, click here.

Can't find what you're looking for?

Please talk to one of our staff by contacting any of our branches or our customer service helpline 0818 300 245 (+ 353 1 771 2424 from outside Ireland), lines are open Monday to Friday 9am – 5pm), if you do not possess the documentation outlined above. We’ll be happy to answer any questions you may have and find the right kind of current account for you.

More resources

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Open a current account on your smartphone

branch locator

How to Minimse Fees

Download AIB switchers pack

Download AIB Switchers Pack

branch locator

Branch locator

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Regulatory Information

Do you want to switch your Personal Current Account from AIB to another bank?
If so, you must get a Switching Pack from the bank that you wish to transfer your account into and follow the steps that are outlined. This process is in line with the Central Bank of Ireland's Switching Code. Please contact your branch if you need more information.