How can I get a Green Fixed Rate
AIB offer a suite of Green Fixed Rate mortgages.
You can get our Green 2 Year or Green 5 Year Fixed Rates if:
You are buying a home with a Building Energy Rating (BER) rating between A1 and B3. We’ll need your BER Cert to confirm this.
You are building your own home. We’ll need Building Certs that show the build work meets nearly Zero Energy Building (nZEB) standards.
You are undertaking renovations that don’t require planning permission. We’ll need your BER Cert to confirm the home has a BER rating of between A1 and B3 before starting the work. Or, if the work being done is intended to improve the BER of the home to at least B3 then a BER Cert can be provided after the work is done and the mortgage loan can then be changed to the Green 2 Year or the Green 5 Year Fixed Rate.
You are undertaking renovations that require planning permission. We’ll need Building Certs that show the build work meets nZEB standards.
You can get our GreenA 3 Year Fixed Rate if:
You are buying a home with a BER rating between A1 and A3. We’ll need your BER Certificate to confirm this.
You are building your own home. We’ll need an AIB Building Certificate that shows the build work meets nearly Zero Energy Building (nZEB) standards.
You are undertaking renovations. We’ll need your BER Certificate to confirm the home has a BER Rating of between A1 and A3 before starting the work. Or, if the work being done is intended to improve the BER of the home to at least A3, then a BER Certificate can be provided after the work is done and the mortgage loan can then be changed to the GreenA 3 Year Fixed Rate.
More Info on Green Mortgages.