When will my free banking take effect and how long will I have it?


It may take us up to five days from when you drawdown your mortgage to apply the benefit. We will write to you to let you know as soon as we have applied the benefit. You’ll also notice the savings on your current account statement which will show as ‘No fees – Mortgage’ every fee quarter.

You’ll have this benefit for as long as you continue to pay your mortgage by direct debit from your AIB personal current account.

There are circumstances where you may have to pay fees again such as when you finish paying back your mortgage or close your mortgage loan account. For further information please refer to the full Terms and Conditions of this offer.

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