What is a Deferred Start?


  • A deferred start is where you have the option to delay your mortgage repayments for the first 6 months of your mortgage. At the end of the deferred start, your mortgage repayment amounts will be increased to ensure that your mortgage will be repaid (together with interest due) within its original term.
  • The deferred start option is available to new AIB PDH (Private Dwelling House) mortgage customers*, subject to approval.
  • To avail of the deferred start option, please speak with your AIB Mortgage Advisor who is managing your mortgage application.

       *New owner occupier mortgages only. Excludes movers in negative equity and self builds.

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