I am self-employed / Sole Trader Director of a Company/Partnerships – can I get a mortgage?

 

Yes - provided your income is sufficient and you provide documentation to support your application. If you are Self-Employed, a Sole Trader, a Director of a Company/Partnerships, you will need :

  • 3 years (2 years if you are switching to AIB or Topping Up your AIB mortgage) audited accounts or trading accounts certified by your accountant

  • Please send us the following Revenue documents to confirm your declared level of income:

        - your 3 (2 if you are switching to AIB or Topping Up your AIB mortgage) most recent Revenue Forms 11

  • Confirmation of tax position from your accountant or ROS Charges & Payments Statement

  • Minimum 6 months (3 months if you are switching to AIB or Topping Up your AIB mortgage) recent current account bank statements not held with AIB for the business accounts

  • We require minimum 6 months most recent statements for any borrowings not held with AIB for the business accounts

You will find the complete list of all the documentation you need to apply for an AIB Mortgage here on our Checklist.

 

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