Returning home to Ireland, after living abroad, often involves many complex procedures.


Luckily, with AIB Car Insurance your car insurance doesn’t have to be one of them!


Many expatriates returning to Ireland have difficulties in finding an insurance provider that recognises their previous driving experience in Ireland or their no claims bonus.


In some cases if you’ve been away for more than two years, your no-claims bonus will have expired and you will be treated as having no previous driving experience. Some car insurance companies may even refuse to quote you.


That is why we at AIB, have developed a dedicated offering to help ex-pats get back driving on Irish roads.


AIB will take into account your previous driving experience in Ireland and we will give you an introductory 50% no claims discount (as long as you held a no claims discount when your last Irish policy expired).

 Remember to:

  • Get a copy of your previous Irish no claims discount
  • Change your license back to an Irish license as soon as you can
  • Check the insurance cost of your Irish vehicle before you agree to purchase it
  • Obtain proof of your driving experience abroad (it is always important to maintain such records)

Get in touch! We can talk you through the car insurance options available to you.
Call 1850-27-26-25 (+353 1-8583504 from outside Ireland) now!

Note: Previous Irish driving experience must be in your own name.


Terms & Conditions and underwriting criteria apply.


AIB Car Insurance Key Features and Benefits

  • 15% off your Car Insurance if you are an existing AIB Home Insurance customer
  • Spread your payments over 9 months with only a 15% upfront deposit at no additional cost to your premium
  • No Claims Discount of 75% if you’ve been claims free for 5 years or more
  • New car replacement – Your car will be replaced with a new one if it is damaged beyond repair (provided your car is less than 12 months old)
  • Uninsured driver cover – If your car is damaged by an uninsured driver we will cover the cost of repair over and above any excess.
  • Replacement locks cover up to €750
  • Cover for your personal belongings up to €500


Our Fully Comprehensive cover has all of the above features, plus these extra benefits as standard

  • Unlimited windscreen cover when you use an approved repairer
  • Step back no claims protection – You will only lose part of your no-claims discount if someone makes a claim against you.


Minimum premium of €317 applies to all policies.


For full details on all of the features and benefits of AIB Car Insurance along with all of the limits and exclusions that apply please view our full policy document at the bottom of this page.


Find out more and Call 1850-27-26-25 (+353 1-8583504 from outside Ireland) now!

Help and Guidance

Frequently Asked Questions
View our Car Insurance Frequently Asked Questions


Other Information

Allied Irish Banks, p.l.c. is an agent of AIB Insurance Services Limited in relation to provision of general insurance products. AIB Car Insurance is exclusively underwritten by AXA Insurance dac. AIB Insurance Services Limited is regulated by the Central Bank of Ireland.