AIB partner with AXA to provide Car Insurance. By clicking; get a quote, retrieve your quote or visiting our document library you will be brought to an AXA managed website to complete your journey.
Click and Protect with AIB Car Insurance
You needn’t go far to protect your car. Whatever your age, experience or whether you need comprehensive or just third party cover, AIB offers flexible and affordable Car Insurance options. Get a Car Insurance quote in seconds and choose from a range of options that ensure your cover is exactly right for your needs.
Key benefits
- Accident Forgiveness: You won’t lose your full No Claims Discount if you claim.
- A range of discounts available depending on your driving experience.
- Pay monthly instalments at no extra cost over 9 months when you pay 15% at the start.
- Drive other cars with the owner’s permission*.
- Cover for electric cars including loss or damage to home-charging points**.
Common Car Insurance FAQs
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Does this policy cover me to drive other people’s cars?
Generally, AIB Car insurance policies cover the policyholder to drive other cars*. The level of cover is determined by whether you have third party cover or comprehensive cover on your policy.
If you have third party insurance, this cover applies when driving other cars in respect of your legal responsibility to others.
Additionally, if you have comprehensive insurance you are covered for loss of or damage to the car you are driving. The most we will pay under this extended cover is €75,000.
*For cover to apply you must be over 25 and you must have the owner’s permission to drive the car. You are only covered if the car does not belong to or is not hired or leased under a hire purchase or leasing agreement, to you, your husband, wife, partner or employer.
Terms and conditions apply. For full details on all of the features and benefits along with all of the limits and exclusions that apply, please visit our Document Library. For details on remunerations, please visit our insurance remunerations page.
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What is Accident Forgiveness & how does it work?
With our Accident Forgiveness feature, you can keep some of your no claims discount if you have an accident, or if someone makes a claim against you.
If a claim has been made or has arisen, your no claims discount may be reduced at the next renewal in accordance with the step-back scale applicable at the time of the renewal. The step-back scale can be seen in the policy booklet available in our Document Library.
If you make two or more claims in the previous insurance year, we will reduce your no claims discount to 0% .
We will reduce your no claims discount to 0% if you make a claim and the driver is convicted of dangerous driving or charged with drink-driving or a drug offence in connection with the same incident.
For full details on this feature along with all of the limits and exclusions that apply, please read the full policy booklet available in our Document Library.
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How do I make a claim?
The easiest way is to ring us on 0818 27 26 25. We will handle everything and try to make things as painless as possible.
Your Car Insurance cover details
Need some help? You’ll find answers to important questions about AIB Car Insurance here.
For full details on all of the features and benefits along with all of the limits and exclusions that apply, please visit our Document Library.
Need to talk?
To get a new quote or to change or renew an existing policy, call 0818 27 26 25, (Lines open Monday to Friday, 8:00 to 18:00, Saturday, 10:00 to 14:00 excluding bank holiday weekends).
To make a claim, call 0818 27 26 25, select option 3 (Lines open 24 hours).
Regulatory information
* To qualify to drive other cars, a policy holder must be over 25 years.
**Home charging point cover, to a maximum of €650, is limited to comprehensive policies only.
Click to begin the quotation process to get insurance cover.
Some of the links above bring you to external websites. Your use of an external website is subject to the terms of that site. Allied Irish Banks, p.l.c. is an agent of AIB Insurance Services Limited for the provision of general insurance products. AIB Car Insurance is exclusively underwritten by AXA Insurance dac. AIB Insurance Services Limited and Allied Irish Banks, p.l.c. are regulated by the Central Bank of Ireland.
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