Choose the Home Insurance that’s right for you


1. Buildings & Contents Insurance

Covers both your property and the items belonging to you. This is the most comprehensive cover for your home and everything you own.


2. Buildings Only Insurance

Cover your house, sheds and domestic out buildings. Includes cover for permanent fixtures, such as kitchen units and bathroom fittings.


3. Contents Only Insurance

If you own an apartment or are renting your home, consider keeping your valuable contents secure in case of theft, storm, flood, water and fire damage. Learn More.

No matter which cover you choose, you will get these benefits;


Emergency Home Assistance

Get up to 4 call-outs per year, free of charge. Learn more

Alternative Accommodation

If your home is damaged and unfit to live in, we’ll pay for alternative accommodation while repairs are carried out

Monthly Payments

Spread your payments over 12 months at no extra cost


Check out a summary of all our Home Insurance benefits. For full details on all of the features and benefits along with all of the limits and exclusions that apply please read our Smart Residence Home Insurance policy document.



Discounts Available

30% Discount

If you have been claims free for 3 years or more.

10% Discount

If you have a working intruder alarm.

30% Discount

Introductory no claims discount for First Time Buyers*.

All discounts are applied on a reducing balance basis and are subject to a minimum premium of €157.50 for Buildings & Contents Insurance and €105 for Contents Only.


*If you’re a First Time Buyer and haven’t claimed on a home insurance policy in the last 3 years we will give you a 30% discount.

We also offer cover for holiday homes, rental properties and for houses that are being built or renovated. Insurance for Holiday Homes, Landlord Insurance and Insurance for Homes under Construction or Renovation.


Need to talk to us about your Home Insurance? You can ...


For Emergency Home Assistance – Contact 1890 247 365 (24 hour helpline)


To make a Home Insurance claim – Contact 1850 65 53 43 (24 hour claims line)


To make a change to an existing policy or to renew an existing policy contact 1850 27 26 25 (Monday to Friday 8am to 8pm, Saturday 10am to 2pm).

AIB Home Insurance Downloads


Help and Guidance

Frequently Asked Questions
All the answers about Home Insurance Questions


Other Information

Some of the links above bring you to external websites. Your use of an external website is subject to the terms of that site. Allied Irish Banks, p.l.c. is an agent of AIB Insurance Services Limited in relation to provision of general insurance products. AIB Home Insurance is exclusively underwritten by AXA Insurance dac. AIB Insurance Services Limited is regulated by the Central Bank of Ireland.


Allied Irish Banks, p.l.c. is regulated by the Central Bank of Ireland.

Related Products