Choose the policy that’s right for you

We insure all drivers from beginners to the experienced and those Returning to Ireland from abroad. Choose from 3 levels of cover – Comprehensive, Third Party Fire & Theft or Third Party Only.

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Third Party Only


Call 0818 27 26 25

Third party, Fire & Theft


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Monthly Direct Debit at no extra cost - Pay a 15% deposit upfront and the balance of your premium in monthly instalments and at no extra cost

75% No Claims Discount - If you’ve been claims free for 5 years or more

Accident forgiveness - Stepback No Claims Discount so you won’t lose your full discount if you have an accident, or if someone makes a claim against you.

Drive other cars - Your cover extends to you driving other cars you don’t own, with the owner’s permission. You must be over 25 years.

Travel Europe - Up to 90 days in the UK and other EU/EEA countries.

Medical expenses and emergency treatments - Up to €200 per person.

Replacement Car - 7 days car hire while your car is being repaired by an approved repairer.


Pick-up and Delivery - We pick up your damaged car, provide a courtesy car, and deliver your car back to you when it’s fixed. Includes a lifetime guarantee on parts.


Excess-free claims on windscreen, fire and theft claims


Personal belongings - Up to €750 and a claim won’t affect your No Claims Discount


Replacement locks - Up to €750


Fire brigade services - Up to €1500


Uninsured driver promise - Claim Without Blame - if an identified uninsured driver hits your car, you won’t lose your No Claims Discount.



Accidental damage or loss of your car



Windscreen cover    

Misfuelling Cover - Cover for damage caused by putting the wrong type of fuel in the car.



Child Seats - We will pay up to €600 cover for loss or damage to child seats and related equipment.



Electric Vehicle Charging Points -Cover for accidental damage to home-charging points, up to €650.



AIB Car Insurance Policies

For full details on all of the features and benefits along with all of the limits and exclusions that apply, please visit our Document Library. For details on remunerations, please visit our insurance remunerations page.

Car Insurance Frequently Asked Questions

Common queries

Benefits & Exclusions

Driver Options


Replacement Car, Car Rescue & Theft