Easy bulk payments
Your business can pay wages, expenses or suppliers in the 27 participating EU member states plus additional territories easily. You can also pay utility bills for any property in the SEPA zone from your Irish account. All you need is:
- The IBAN of the account you want to credit
- A SEPA compatible Credit Transfer file *See file specification for more details
Pick from a range of online software options to create your files.*
Payments can be made in a single business day. Simply authorise your SEPA credit transfer file by 4pm on the day you want your account to be debited using your iBB account, and your transfer will go through with credit value to your customers for the next day.
Wide range of locations
You can credit an account in any of the 27 participating EU member states plus additional territories. All transactions happen in euro, even if one of the accounts is in a different currency.
We also support direct debit payments in the SEPA zone.
SEPA credit transfer payment at a glance
- Make bulk payments in 27 EU member states
- All your payments are made in euro
- Pay wages, expenses or utility bills
Who can apply
Any iBB customer can apply to submit SEPA Credit Transfer Files.
How to apply
You can simply complete the form below and return to your Relationship Manager to get started.
Payment Files Credit Transfers – Application and Amendment Form
*You'll need to use online software to create your Credit Transfer file. Services vary across providers so it's important to find the best fit for your business.
See below for lists of available software providers but bear in mind that this list is not exhaustive.
Available software providers
Software Provider: Contact Price Product Name Website Type
Thesaurus Software Ltd
Thesaurus Payroll Manager
Credit Transfer €120* Solutions Plus - Accounts software www.thesaurus.ie Credit Transfer €149* BrightPay Payroll www.thesaurus.ie Credit Transfer
1890 212 811
From €9.60 per month* Sage One Accounting (cloud) https://shop.sage.ie/sage-one-accounting.aspx Credit Transfer From €4.80 per month * Sage One Payroll (cloud) https://shop.sage.ie/sage-one-payroll.aspx Credit Transfer 1890 882 020 From €15 per month * Instant Account https://shop.sage.ie/instant-accounts.aspx Credit Transfer From €35 per month * Sage 50 Account https://shop.sage.ie/sage-50-accounts.aspx
From €65 per month * Sage 50 Account Plus https://shop.sage.ie/sage-50-accounts-plus.aspx Credit Transfer From €95 per month * Sage 50 Account Professional https://shop.sage.ie/sage-50-accounts-professional.aspx Credit Transfer €171 per year* Micropay https://shop.sage.ie/micropay.aspx Credit Transfer €602 per year* Micropay Professional https://shop.sage.ie/micropay-professional.aspx Credit Transfer 1800 882 330 Get a quotation Sage 200 Extra Online (ERP) http://www.sage.ie/software-and-services/business-management-solutions/sage-200-extra-online Credit Transfer Get a quotation Sage 200 Extra (ERP) http://www.sage.ie/software-and-services/business-management-solutions/sage-200-extra Credit Transfer DebaPay Limited firstname.lastname@example.org
01 539 4240
€120* per annum DebaPay SEPA Credit Transfer www.debapay.com/#sct Credit Transfer Lir Software
T : +353-1-8648748
This price is an annual license fee and includes unlimited support and free upgrades
EazyEFT SEPA Edition www.lirsoftware.com Credit Transfer & Direct Debits Business Software Solutions email@example.com
(50% discount if < 50 transactions per month)
SEPA Credit Transfer www.sepadirectdebits.ie Credit Transfer & Direct Debits
Mercury Software Ltd.
€295 Annual Licence Fee, includes support and updates. AutoPay https://mercurysoftware.ie/autopay/ Direct Debits & Credit Transfers
firstname.lastname@example.org Unlimited transactions. *price excludes VAT
Fees and charges
€0.07 per payment, with a minimum charge of €6.35 per month.
To see all costs for SEPA payments, download our Schedule of International Charges and Business Fees and Charges.
- SEPA Credit Transfer Customer Welcome Pack
- Payment Files Credit Transfers - Application and Amendment Form
- SEPA Credit Transfers XML File Specification
- Multi-Currency XML File Specification
- Payment Timings - Credit Transfer Flow
- Autorec File Specification
- SEPA Payment Files Timelines for SEPA payments