Data Protection at AIB

Your information, our duty and your rights.

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Terms & Conditions


Existing Clauses


Changes & Additions to Existing Clauses (effective as of 25 May 2018)


Summary of Changes

 

 

 

 

 

 

 

 

 

 

 

 

Terms and Conditions for Current, Demand Deposit and Masterplan Accounts


14.1 We will comply with our obligations under all relevant data protection legislation in relation to the personal data we hold about you. For more information in relation to how we hold, process and disclose your information please see our data protection notice provided to you when you opened your Account. 

 

14.2 The Belgium based Society for Worldwide Interbank Financial Telecommunications (SWIFT) processes payments on behalf of financial services providers worldwide and is currently the only organisation providing such a service. All transactions processed in Belgium are replicated in a back-up system (known as a ‘mirror site’) in the United States of America (US). Maintaining a geographically separated back-up infrastructure to ensure continued operation is in line with international standards and supervisory requirements. On foot of official subpoenas, transaction data held in the US ‘mirror site’ may be disclosed to US or other authorities for the purposes of combating terrorism and other serious crimes. Therefore, any information you provide to us in order to effect a payment instruction could potentially be disclosed to the US authorities, and by instructing us to execute a payment instruction, you are implicitly giving your consent to such disclosure. 

 

 

14.4 We may be required to disclose certain information about you and your accounts with us to the Irish Revenue Commissioners and / or any other tax authority, either directly or via the Irish Revenue Commissioners, under any laws and regulations we are required to comply with.

 

  


14.1 For information in relation to how we collect personal information about you, how we use it and how you can interact with us about it, see our data protection notice in branches and online. It may change from time to time.

 

 

14.2 The Belgium based Society for Worldwide Interbank Financial Telecommunications (SWIFT) processes payments on behalf of financial services providers worldwide and is currently the only organisation providing such a service. All transactions processed in Belgium are replicated in a back-up system (known as a ‘mirror site’) in the United States of America (US). Maintaining a geographically separated back-up infrastructure to ensure continued operation is in line with international standards and supervisory requirements. On foot of official subpoenas, transaction data held in the US ‘mirror site’ may be disclosed to US or other authorities for the purposes of combating terrorism and other serious crimes. Therefore, by instructing us to execute a payment instruction, any information you provide to us in order to effect a payment instruction could potentially be disclosed to the US authorities. We reserve the right to amend this notice at any time. You should regularly check for any amendments.


14.1 (amended)

 

 

 

 

 

14.2 (amended)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

14.4 (deleted)

 

 

 

 

 

 

AIB Online Fixed Term Deposit Account Terms and Conditions


17.1 We will comply with our obligations under the Data Protection Acts, 1988 and 2003 (as amended from time to time) as regards relevant data in our possession relating to you. Subject to you paying any applicable fee, you have the right under those Acts to obtain a copy of the personal data that we hold about you.

 

17.2 You agree that we may hold and process information about you for the purposes of operating your Account and can disclose such information to third parties and agents involved directly or indirectly in the provision of such services. We may also disclose information about you and your Account to our other group companies.

 

17.3 We will make all disclosures and provide all information required to the Irish Revenue Commissioners and all other relevant authorities in accordance with applicable laws and regulations.

    

   


17.1 For information in relation to how we collect personal information about you, how we use it and how you can interact with us about it, see our data protection notice in branches and online. It may change from time to time.


17.1 (amended)

 

 

 

 

 

17.2 (deleted)

 

 

 

 

 

 

17.3 (deleted)

 

 

 

 

 

 

 

 

 

AIB Select Fixed Term Deposit Account Terms and Conditions


17.1 We will comply with our obligations under the Data Protection Acts, 1988 and 2003 (as amended from time to time) as regards relevant data in our possession relating to you. Subject to you paying any applicable fee, you have the right under those Acts to obtain a copy of the personal data that we hold about you.

 

17.2 You agree that we may hold and process information about you for the purposes of operating your Account and can disclose such information to third parties and agents involved directly or indirectly in the provision of such services. We may also disclose information about you and your

Account to our other group companies.

 

17.3 We will make all disclosures and provide all information required to the Irish Revenue Commissioners and all other relevant authorities in accordance with applicable laws and regulations.

 

     


17.1 For information in relation to how we collect personal information about you, how we use it and how you can interact with us about it, see our Data Protection Notice in branches and online. It may change from time to time.


17.1 (amended)

 

 

 

 

 

17.2 (deleted)

 

 

 

 

 

 

17.3 (deleted)

 

 

 

 

Terms and Conditions for the Online Notice Deposits 7 & 21 Accounts


11.5 We will comply with our obligations under the Data Protection Acts 1988 and 2003 (as amended from time to time) as regards relevant data in our possession relating to you. Subject to you paying any applicable fee, you have the right under those Acts to obtain a copy of the personal data that we hold about you.

 

11.6 You agree that we may hold and process information about you for the purposes of operating your Account and can disclose such information to third parties or agents involved directly or indirectly in the provision of such services. We may disclose information about you and your Account to our other group companies.

      


11.5 For information in relation to how we collect personal information about you, how we use it and how you can interact with us about it, see our data protection notice in branches and online. It may change from time to time.


11.5 (amended)

 

 

 

 

 

11.6 (deleted)

 


 

 

 

 

 

 

 

 

 

 

Allied Irish Bank plc. Customer Treasury Services Terms and Conditions for Treasury Deposits


8.2 All telephone calls are recorded and you consent to calls being recorded. We may rely on such recordings in the event of a dispute or for any other reason.

 

21.7 We will comply with our obligations under the Data Protection Acts, 1988 and 2003 as regards relevant data in our possession relating to you. Subject to you paying any applicable fee, you have the right under those Acts to obtain a copy of the personal data that we hold about you.

 

21.8 The Belgium-based Society for Worldwide Interbank Financial Telecommunications (SWIFT) processes payments on behalf of Financial Institutions worldwide and is currently the only organisation providing such a service. All transactions processed in Belgium are replicated in a back-up system (“mirror site”) in the United States of America (US). Maintaining a geographically separated backup infrastructure to ensure continued operation is in line with international standards and supervisory requirements. On foot of official subpoena(s), transaction data held in the US “mirror site” may be disclosed to US or other authorities for the purposes of combating terrorism and other serious crimes. Therefore, any information you provide to us in order to effect a payment instruction could potentially be disclosed to the US authorities, and by instructing us to execute a payment instruction, you are implicitly giving your consent to such a disclosure. We reserve the right to amend this notice at any time and you should regularly check for any amendments.

 

        


8.2 All telephone calls are recorded.  We may rely on such recordings in the event of a dispute or for any other reason.

 

21.7 For information in relation to how we collect personal information about you, how we use it and how you can interact with us about it, see our data protection notice in branches and online. It may change from time to time.

 

 

21.8 The Belgium based Society for Worldwide Interbank Financial Telecommunications (SWIFT) processes payments on behalf of financial services providers worldwide and is currently the only organisation providing such a service. All transactions processed in Belgium are replicated in a back-up system (known as a ‘mirror site’) in the United States of America (US). Maintaining a geographically separated back-up infrastructure to ensure continued operation is in line with international standards and supervisory requirements. On foot of official subpoenas, transaction data held in the US ‘mirror site’ may be disclosed to US or other authorities for the purposes of combating terrorism and other serious crimes. Therefore, by instructing us to execute a payment instruction, any information you provide to us in order to effect a payment instruction could potentially be disclosed to the US authorities. We reserve the right to amend this notice at any time. You should regularly check for any amendments.


8.2 (amended)

 

 

21.7(amended)

 

 

 

 

 

 

 

21.8 (amended)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

AIB Private Banking Demand Deposit Account


15.1 We will comply with our obligations under the Data Protection Acts, 1988 and 2003 (as amended from time to time) as regards relevant data in our possession relating to you. Subject to you paying any applicable fee, you have the right under those Acts to obtain a copy of the personal data that we hold about you.

 

15.2 You agree that we may hold and process information about you for the purposes of operating your Account and can disclose such information to third parties and agents involved directly or indirectly in the provision of such services. We may also disclose information about you and your Account to our other group companies.

 

16.6 We will make all disclosures and provide all information required to the Irish Revenue Commissioners and any other relevant authorities in accordance with applicable laws and regulation.  

    

    


15.1 For information in relation to how we collect personal information about you, how we use it and how you can interact with us about it, see our data protection notice in branches and online. It may change from time to time.


15.1 (amended)

 

 

 

 

 

15.2 (deleted)

 

 

 

 

 

 

16.6 (deleted)

 

 

 

 

 

 

 

 

 

 

 

AIB Direct Deposit Access Accounts Terms and Conditions


16.1 We will comply with our obligations under the Data Protection Acts 1988 and 2003 as regards relevant data in our possession relating to you. Subject to you paying any applicable fee, you have the right under those Acts to obtain a copy of the personaldata that we hold about you.

 

16.2 You agree that we may hold and process information about you for the purposes of operating your Account and can disclose such information to other AIB group companies and any other third parties or agents involved directly or indirectly in the provision of such services.

 

16.3 The Belgium based Society for Worldwide Interbank Financial Telecommunications (SWIFT) processes payments on behalf of Financial Institutions worldwide and is currently the only organisation providing such a service. All transactions processed in Belgium are replicated in a back-up system (‘mirror site’) in the United States of America (US). Maintaining a geographically separated back-up infrastructure to ensure continued operation is in line with international standards and supervisory requirements. On foot of official subpoena(s), transaction data held in the US ‘mirrorsite’ may be disclosed to US or other authorities for the purposes of combating terrorism and other serious crimes. Therefore, any information you provide to us in order to effect a payments instruction could potentially be disclosed to the US authorities, and by instructing us to execute a payment instruction, you are implicitly giving your consent to such a disclosure. We reserve the right to amend this notice at any time and you should regularly check for any amendments. 

 

     


16.1 For information in relation to how we collect personal information about you, how we use it and how you can interact with us about it, see our data protection notice in branches and online. It may change from time to time.

 

 

 

 

 

 

 

 

 

16.3 The Belgium based Society for Worldwide Interbank Financial Telecommunications (SWIFT) processes payments on behalf of financial services providers worldwide and is currently the only organisation providing such a service. All transactions processed in Belgium are replicated in a back-up system (known as a ‘mirror site’) in the United States of America (US). Maintaining a geographically separated back-up infrastructure to ensure continued operation is in line with international standards and supervisory requirements. On foot of official subpoenas, transaction data held in the US ‘mirror site’ may be disclosed to US or other authorities for the purposes of combating terrorism and other serious crimes. Therefore, by instructing us to execute a payment instruction, any information you provide to us in order to effect a payment instruction could potentially be disclosed to the US authorities. We reserve the right to amend this notice at any time. You should regularly check for any amendments.


16.1 (amended)

 

 

 

 

 

16.2 (deleted)

 

 

 

 

 

16.3 (amended)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

AIB Direct Deposit Term Account Terms and Conditions


15.1 We will comply with our obligations under the Data Protection Acts 1988 and 2003 as regards relevant data in our possession relating to you. Subject to you paying any applicable fee, you have the right under those Acts to obtain a copy of the personal data that we hold about you.

 

15.2 You agree that we may hold and process information about you for the purposes of operating your Account and can disclose such information to other AIB group companies and any other third parties or agents involved directly or indirectly in the provision of such services.

 

15.3 The Belgium based Society for Worldwide Interbank Financial Telecommunications (SWIFT) processes payments on behalf of Financial Institutions worldwide and is currently the only organisation providing such a service. All transactions processed in Belgium are replicated in a back-up system (‘mirror site’) in the United States of America (US). Maintaining a geographically separated back-up infrastructure to ensure continued operation is in line with international standards and supervisory requirements. On foot of official subpoena(s), transaction data held in the US ‘mirror site’ may be disclosed to US or other authorities for the purposes of combating terrorism and other serious crimes. Therefore, any information you provide to us in order to effect a payments instruction could potentially be disclosed to the US authorities, and by instructing us to execute a payment instruction, you are implicitly giving your consent to such a disclosure. We reserve the right to amend this notice at any time and you should regularly check for any amendments.

 

     


15.1 For information in relation to how we collect personal information about you, how we use it and how you can interact with us about it, see our data protection notice in branches and online. It may change from time to time.

 

 

 

 

 

 

 

 

 

15.3 The Belgium based Society for Worldwide Interbank Financial Telecommunications (SWIFT) processes payments on behalf of financial services providers worldwide and is currently the only organisation providing such a service. All transactions processed in Belgium are replicated in a back-up system (known as a ‘mirror site’) in the United States of America (US). Maintaining a geographically separated back-up infrastructure to ensure continued operation is in line with international standards and supervisory requirements. On foot of official subpoenas, transaction data held in the US ‘mirror site’ may be disclosed to US or other authorities for the purposes of combating terrorism and other serious crimes. Therefore, by instructing us to execute a payment instruction, any information you provide to us in order to effect a payment instruction could potentially be disclosed to the US authorities. We reserve the right to amend this notice at any time. You should regularly check for any amendments.


15.1 (amended)

 

 

 

 

 

15.2 (deleted)

 

 

 

 

 

15.3 (amended)


 

 

 

 

 

 

 

AIB Online Fixed Term Deposit Account Terms and Conditions


17.1 We will comply with our obligations under the Data Protection Acts, 1988 and 2003 (as amended from time to time) as regards relevant data in our possession relating to you. Subject to you paying any applicable fee, you have the right under those Acts to obtain a copy of the personal data that we hold about you.

 

17.2 You agree that we may hold and process information about you for the purposes of operating your Account and can disclose such information to third parties and agents involved directly or indirectly in the provision of such services. We may also disclose information about you and your Account to our other group companies.

 

17.3 We will make all disclosures and provide all information required to the Irish Revenue Commissioners and all other relevant authorities in accordance with applicable laws and regulations.

       

   


17.1 For information in relation to how we collect personal information about you, how we use it and how you can interact with us about it, see our data protection notice in branches and online. It may change from time to time.


17.1 (amended)

 

 

 

 

 

17.2 (deleted)

 

 

 

 

 

17.3 (deleted)


AIB Visa, Corporate, Business and Purchasing Card Terms and Conditions of Use

 


107. For information in relation to how we collect personal information about you, how we use it and how you can interact with us about it, see our data protection notice in branches and online. It may change from time to time.

  


New clause 107 added


Personal Credit Card Terms and Conditions of Use

 

101. For information in relation to how we collect personal information about you, how we use it and how you can interact with us about it, see our data protection notice in branches and online. It may change from time to time.


New clause 101 added


Debit Card Terms and Conditions of Use

 

12.6 For information in relation to how we collect personal information about you, how we use it and how you can interact with us about it, see our data protection notice in branches and online. It may change from time to time.

 


New clause 12.6 added

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Terms and Conditions for AIB Phone & Internet Banking


16.1 We will comply with our obligations under all relevant data protection legislation in relation to the personal data we hold about you. For more information in relation to how we hold, process and disclose your information please see our data protection - use of information notice online.

 

16.2 Subject to the terms  of the Privacy and  Security Policy, and  except to the extent that  such disclosure is required under compulsion of law or pursuant to a direction or request issued by the Central Bank of Ireland or other competent statutory or regulatory authority, we shall ensure that  all your confidential personal data held by us in relation to AIB Phone & Internet Banking shall only be accessible to AIB Group, its or their agents or a company controlled by us (or by Ark Life as applicable) and  shall be processed or used by them for purposes and  in a way compatible with the discharge of our obligations to you under the Agreement.                                              

 

16.4 The Belgium based Society for Worldwide Interbank Financial Telecommunications (SWIFT) processes payments on behalf of financial services providers worldwide and is currently the only organisation providing such a service. All transactions processed in Belgium are replicated in a back-up system (‘mirror site’) in the United States of America (US). Maintaining a geographically separated back-up infrastructure to ensure continued operation is in line with international standards and supervisory requirements. On foot of official subpoenas, transaction data held in the US ‘mirror site’ may be disclosed to US or other authorities for the purposes of combating terrorism and other serious crimes. Therefore, any information you provide to us in order to effect a payment instruction could potentially be disclosed to the US authorities, and by instructing us to make a paymentment you are implicitly giving your consent to such a disclosure. 

 


16.1: For information in relation to how we collect personal information about you, how we use it and how you can interact with us about it, see our data protection notice in branches and online. It may change from time to time.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

16.4 The Belgium based Society for Worldwide Interbank Financial Telecommunications (SWIFT) processes payments on behalf of financial services providers worldwide and is currently the only organisation providing such a service. All transactions processed in Belgium are replicated in a back-up system (known as a ‘mirror site’) in the United States of America (US). Maintaining a geographically separated back-up infrastructure to ensure continued operation is in line with international standards and supervisory requirements. On foot of official subpoenas, transaction data held in the US ‘mirror site’ may be disclosed to US or other authorities for the purposes of combating terrorism and other serious crimes. Therefore, by instructing us to execute a payment instruction, any information you provide to us in order to effect a payment instruction could potentially be disclosed to the US authorities. We reserve the right to amend this notice at any time. You should regularly check for any amendments.

 


16.1 (amended)

 

 

 

 

 

16.2 (deleted)

 

 

 

 

 

 

 

 

 

 

 

 

16.4 (amended)       

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Terms and Conditions for AIB Kiosk Banking


14.1 We will comply with our obligations under all relevant data protection legislation in relation to the personal data we hold about you. For more information in relation to how we hold, process and disclose your information please see our data protection - use of information notice online. 

 

14.2 Subject to the terms  of the Privacy and  Security Policy, and  except to the extent that  such disclosure is required under compulsion of law or pursuant to a direction or request issued by the Central Bank of Ireland or other competent statutory or regulatory authority, we shall ensure that  all your confidential personal data held by us in relation to AIB Phone & Internet Banking shall only be accessible to AIB Group, its or their agents or a company controlled by us (or by Ark Life as applicable) and  shall be processed or used by them for purposes and  in a way compatible with the discharge of our obligations to you under the Agreement.

 

14.4 The Belgian based Society for Worldwide Interbank Financial Telecommunications (SWIFT) processes payments on behalf of financial institutions worldwide and is currently the only organisation providing such a service. All transactions processed in Belgium are replicated in a back-up system ('mirror site') in the United States of America (US). Maintaining a geographically separated back-up infrastructure to ensure continued operation is in line with international standards and supervisory requirements. On foot of official subpoena(s), transaction data held in the US 'mirror site' may be disclosed to US or other authorities for the purposes of combating terrorism and other serious crimes. Therefore, any information you provide to us in order to effect a payment instruction could potentially be disclosed to the US authorities, and by instructing us to make a payment, you are implicitly giving your consent to such a disclosure. We reserve the right to amend this notice at any time. You should regularly check for any amendments. 

      


14.1 For information in relation to how we collect personal information about you, how we use it and how you can interact with us about it, see our data protection notice in branches and online. It may change from time to time.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

14.4 The Belgium based Society for Worldwide Interbank Financial Telecommunications (SWIFT) processes payments on behalf of financial services providers worldwide and is currently the only organisation providing such a service. All transactions processed in Belgium are replicated in a back-up system (known as a ‘mirror site’) in the United States of America (US). Maintaining a geographically separated back-up infrastructure to ensure continued operation is in line with international standards and supervisory requirements. On foot of official subpoenas, transaction data held in the US ‘mirror site’ may be disclosed to US or other authorities for the purposes of combating terrorism and other serious crimes. Therefore, by instructing us to execute a payment instruction, any information you provide to us in order to effect a payment instruction could potentially be disclosed to the US authorities. We reserve the right to amend this notice at any time. You should regularly check for any amendments.

 


14.1 (amended)

 

 

 

 

 

14.2 (deleted)

 

 

 

 

 

 

 

 

 

 

 

 

14.4 (amended) 

 

 

 

 

 

 

 

 

 

 

 

Terms and Conditions governing iBusiness Banking (iBB)

 

20.1 We will comply with our obligations under all relevant data protection legislation in relation to the personal data we hold about you. For more information in relation to how we hold, process and disclose your information please see our data protection - use of information notice online. 

 

20.2 Some payments are currently made by us via the Belgium based Society of Worldwide Interbank Financial Telecommunications (SWIFT). SWIFT processes payments on behalf of financial institutions worldwide and is currently the only organisation providing such a service. All transactions processed in Belgium are replicated in a back-up system ('mirror site') in the United States of America (US). Maintaining a geographically separated back-up infrastructure to make sure continued operation is in line with international standards and supervisory requirements. On foot of official subpoena(s) transaction data held in the US 'mirror site' may be disclosed to US or other authorities for the purposes of combating terrorism and other serious crimes. Therefore, any information you provide to us in order to carry out a payment instruction could potentially be disclosed to the US authorities, and by instructing us to make a payment instruction you are implicitly giving your consent to such disclosure. 

    

   


20.1 For information in relation to how we collect personal information about you, how we use it and how you can interact with us about it, see our data protection notice in branches and online. It may change from time to time.

 

 

20.2 The Belgium based Society for Worldwide Interbank Financial Telecommunications (SWIFT) processes payments on behalf of financial services providers worldwide and is currently the only organisation providing such a service. All transactions processed in Belgium are replicated in a back-up system (known as a ‘mirror site’) in the United States of America (US). Maintaining a geographically separated back-up infrastructure to ensure continued operation is in line with international standards and supervisory requirements. On foot of official subpoenas, transaction data held in the US ‘mirror site’ may be disclosed to US or other authorities for the purposes of combating terrorism and other serious crimes. Therefore, by instructing us to execute a payment instruction, any information you provide to us in order to effect a payment instruction could potentially be disclosed to the US authorities. We reserve the right to amend this notice at any time. You should regularly check for any amendments.

     


20.1 (amended)

 

 

 

 

 

20.2 (amended)

 

Flexi Deposit Accounts - Terms And Conditions

 

 

9.6 The Bank may disclose information about the Customer and the Account to any of the Companies in the AIB Group. 

 

9.6 For information in relation to how we collect personal information about you, how we use it and how you can interact with us about it, see our data protection notice in branches and online. It may change from time to time. 


9.6 (amended)

 

Terms And Conditions Of Notice Deposit Accounts

 

 

10.6 Information provided by you will only be used by us for the purposes requested under the Data Protection Acts, including business purposes, making credit decisions and marketing.

 

10.7 We may disclose information about you and your account to our other group companies.

 

10.10 We will make disclosures and provide all information required to the Irish Revenue Commissioners and any othe relevant authorities in accordance with applicable law and regulations. 

 

10.6 For information in relation to how we collect personal information about you, how we use it and how you can interact with us about it, see our data protection notice in branches and online. It may change from time to time. 

 

 

 

 

 

 

 

 

 

10.6 (amended)

 


10.7 (deleted)

 


10.10 (deleted) 

 

 

 

 

 

 

 

 

 

 

 

 

Sterling Current Account Terms and Conditions 

 

19.1 We will comply with our obligations under the Data Protection Act 1988 and any analogous legislation as regards relevant data in our possession relating to you. Subject to you paying any applicable fee, you have the right under this Act to obtain a copy of the personal data we hold about you.

 

19.2 You agree that we may hold and process information about you for the purposes of operating your Account and can disclose such information to other AIB group companies and any other third parties or agents involved directly or indirectly in the provision of such services.

 

19.3 Some payments are made by us via the Belgium based Society for Worldwide Interbank Financial Telecommunications (SWIFT). SWIFT processes payments on behalf of Financial Institutions worldwide and is currently the only organisation providing such a service. All transactions processed in Belgium are replicated in a back-up system (‘mirror site’) in the United States of America (US). Maintaining a geographically separated back-up infrastructure to ensure continued operation is in line with international standards and supervisory requirements. On foot of official subpoena(s), transaction data held in the US ‘mirror site’ may be disclosed to US or other authorities for the purposes of combating terrorism and other serious crimes. Therefore, any information you provide to us in order to effect a payment instruction could potentially be disclosed to the US authorities, and by instructing us to execute a payment instruction, you are implicitly giving your consent to such a disclosure. We reserve the right to amend this notice at any time and you should regularly check for any amendments.  

 

 

19.1 For information in relation to how we collect personal information about you, how we use it and how you can interact with us about it, see our data protection notice in branches and online. It may change from time to time.

 

 

 

 

 

 

 

 

 

19.3 Some payments are made by us via the Belgium based Society for Worldwide Interbank Financial Telecommunications (SWIFT). SWIFT processes payments on behalf of Financial Institutions worldwide and is currently the only organisation providing such a service. All transactions processed in Belgium are replicated in a back-up system (‘mirror site’) in the United States of America (US). Maintaining a geographically separated back-up infrastructure to ensure continued operation is in line with international standards and supervisory requirements. On foot of official subpoena(s), transaction data held in the US ‘mirror site’ may be disclosed to US or other authorities for the purposes of combating terrorism and other serious crimes. We reserve the right to amend this notice at any time and you should regularly check for any amendments. 

 

19.1 (amended)

 

 

 

 

 

19.2 (deleted)

 

 

 

 

 

 

 

19.3 (amended) 

 

 

 

Currency Fixed Term Deposit Account Terms and Conditions

 

 

10.6 We will comply with our obligations under the Data Protection Acts, 1988 and 2003 (as amended from time to time) as regards relevant data in our possession relating to you. Subject to you paying any applicable fee, you have the right under those Acts to obtain a copy of the personal data that we hold about you.

 

10.7 You agree that we may hold and process information about you for the purposes of operating your Account and can disclose such information to other AIB Group companies and any other third parties or agents involved directly or indirectly in the provision of such services. 

 

 

10.6 For information in relation to how we collect personal information about you, how we use it and how you can interact with us about it, see our data protection notice in branches and online. It may change from time to time. 

 

 

 

 

 

 

10.6 (amended)

 

 

 

 

10.7 (deleted) 

The updated terms and conditions will apply from 25th May 2018.

 

We will assume that you accept the changes to the terms and conditions when you use the products and services affected by these changes after 25th May 2018. If you do not wish to accept the updated terms and conditions, you are entitled to cancel your account or card or service in accordance with the existing terms and conditions.

 

In relation to existing Fixed Term Deposit Accounts which mature after 25th May 2018, if you do not wish to accept the updated terms and conditions, you are entitled to remain on the existing terms and conditions until the maturity date. At the maturity date, if your account rolls over, the relevant updated terms and conditions will apply to that account.