Card Protection is an optional insurance product provided by Pinnacle Insurance plc, branded as Cardiff Pinnacle Card Protection (CPCP), with an annual premium of €16.
CPCP contains a number of features including:
Communication costs incurred when notifying CPCP that registered cards have been lost or stolen;
Personal money lost or stolen whilst travelling outside your permanent country of residence up to €200 per incident, limited to €200 in a 12 month period from the start of your cover;
Emergency cash advance of up to €1,000 available while stranded away from your permanent country of residence;
Emergency cash advance to pay for replacement travel tickets up to €3,000;
Emergency cash advance to pay for hotel bills or other accommodation charges up to €3,000;
Emergency cash advance to pay for transport charges which have to be paid to complete journey up to €750; (For all emergency cash cover, cash advance is subject to funds available on cardholders AIB credit card account and limited to one request per incident);
Costs of obtaining temporary travel documentation up to €100 for any one claim if your passport is lost or stolen whilst travelling outside your permanent country of residence;
Costs of locating emergency medical assistance of up to €100 for any one claim; and,
Communication costs of up to €100 for any one claim to (i) get property and documents back; or (ii) to assist the police with their enquires; or (iii) to make a claim on any personal insurance policy which provides cover for loss or theft in respect of registered property and documents recorded by the cardholder and listed on a valuable property document held by CPCP.