I’ve heard of the Local Authority Affordable Purchase Scheme or LAAPS, where can I find out more?


As part of the Governments Housing for All Plan, the Local Authority Affordable Purchase Scheme (LAAPS) has been introduced with the aim of supporting households which, using their combined deposit and their approved maximum mortgage, cannot afford the home at its open market value. Local Authorities will identify suitable customers and will agree a discounted purchase price with them for a new property, based on their affordability.  

Through the scheme, a local authority takes a percentage equity stake (share of the ownership) in the home equal to the difference between the open market value of the property and the discounted price paid by the purchaser, for further information on the Local Authority Affordable Purchase Scheme please visit


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