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Credit Card Interest Rates - Purchases

 

Rates last reviewed 14 April 2025

 

 

 

Card Type

 Annual Purchase Interest Rate (variable)

*Representative Annual Percentage Rate (variable)

CLICK Visa Card

 9.11% 13.8%

AIB Student Visa Card

 14.85% 20.5%

Platinum Visa Card

 11.84% 17.0%

'be' Visa**

 Higher Annual Purchase Interest Rate (variable)
16.79%		 Lower Annual Purchase Interest Rate (variable)
14.16%		 22.9%

Ascent Visa

 9.48% 34.7%

***Gold Visa

 14.72% 20.4%

***Standard Visa

 14.16% 19.7%

***AIB Visa Card

 14.16% 19.7%

***Classic Visa

 14.16% 19.7%

 

*The Representative APR assumes that you make purchases to the full extent of a €1,500 credit limit (inclusive of Government Stamp Duty charge of €30), and you repay in 12 equal monthly repayments and interest rates remain the same.

The Representative APR helps you to quickly compare different products offered by your lender and other lenders, using an assumed credit card usage and credit limit for illustrative purposes.

** ‘be’ Visa has two annual purchase interest rates (variable) Find out more about ‘be’ Visa here

***These products can no longer be opened by Customers.