Credit Card Interest Rates - Purchases

Rates last reviewed 03 December 2024

*The Representative APR assumes that you make purchases to the full extent of a €1,500 credit limit (inclusive of Government Stamp Duty charge of €30), and you repay in 12 equal monthly repayments and interest rates remain the same.

The Representative APR helps you to quickly compare different products offered by your lender and other lenders, using an assumed credit card usage and credit limit for illustrative purposes.

** Lower Annual Purchase Interest Rate of 14.16% (variable) when you spend over €5,000 in a 12-month period
Lower Annual Interest Rate explained: 
With the 'be' Visa we reward you with a lower annual interest rate based on how much you spend in a 12 month period.

When you spend €5,000 or more on purchases in a 12 month assessment period, the lower annual interest rate of 14.16% (variable), applies.

The higher annual interest rate of 16.79% (variable) applies to cardholders with purchases not exceeding €5,000 in a 12 month assessment period.

Incur any two instances of Late Payment, Returned Payment and Over Limit Fee within a 12-month assessment period and interest will be charged at the higher annual interest rate from the next statement date, regardless of spend. The account spend and penalty fee counters will be reset and a new 12-month assessment period will commence from the next statement date.    

***These products can no longer be opened by Customers.