Choose the travel insurance policy that’s right for you

We have polices suited to all travel types from Single Trip, Annual/Multi Trip, Winter sports and Backpacker cover.

 

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Key Benefits

Key Exclusions

Maximum Payable

 

Excess

Cancellation, Curtailment & Rearrangement

If You, or any other Person Insured, were aware of any reason, either at the time a Holiday was booked or at the time You purchased this Policy, why that Holiday might have to be cancelled

€3,000

€65

Travel Delay

Must be delayed for at least 12 hours on the outbound or return journey

€150

Nil (unless the Holiday is abandoned)

Missed Departure

Sufficient time not allowed for the journey.

Missed departure due to heavy traffic.

€500

€65

Compassionate Return

If the Person Insured knew before travelling that they may have to return to Ireland before the end of the Holiday

€300

Nil

Pet Care

Any Holiday in Ireland

€150

Nil

Personal Accident

If death, loss or disability is Due To disease or any physical defect, injury or illness which existed before the Holiday

€30,000

Nil

Medical Expenses

Travelling against the advice of a Doctor and for any treatment not medically necessary

Unlimited

€65

Hospital Benefit

Any institution not recognised as a hospital in country of treatment

€500

Nil

Personal Property

Max limit for any one item and valuables in total is €250.

Valuables left unattended (check in luggage, back seat of car, out of sight).

Dentures, hearing aids, prescription glasses, sunglasses, prescription sunglasses, contact or corneal lenses)

€1,500

€65

Lost/Stolen Money (per person)

If police report/hotel management report is not provided to verify loss/theft of money

€500

€65

Loss of Passport/ Driving Licence

We will not pay unless a loss or theft is reported to the Police (and the hotel management if the loss or theft occurs in a hotel) within 24 hours of discovery and We are provided with a copy of the original written Police report and report to the hotel management as applicable

€500

Nil

Hijack

Any criminal act

€500

Nil

Personal Liability

Any wilful or malicious act

€2,500,000

Nil

Overseas Legal Advice & Expenses

Any criminal or wilful act or any claim reported 24 months after the beginning of the incident which led to the claim

€30,000

Nil

Winter Sports (if shown as insured on the policy schedule 

If a claim is due to participation in competitive winter sports

€300

Nil

Car Hire Excess Cover (if shown as insured on the policy schedule)

Must be aged between 21 and 75 on date of purchase of insurance

€4,000

Nil



The information above shows only the key benefits and exclusions in relation to Single Trip, Annual Multi Trip & Winter Sports Travel Insurance (excluding Backpacker Cover), you should review the relevant policy documents to find further details on all benefits and exclusions.

Travel Insurance Frequently Asked Questions

Common queries

Policy Inclusions

Benefits & Exclusions

What can we insure

Additional Cover Options

Family Policies

Travel & Medical Advice