Choose the travel insurance policy that’s right for you
We have polices suited to all travel types from Single Trip, Annual/Multi Trip, Winter sports and Backpacker cover.
Key Benefits |
Key Exclusions |
Maximum Payable
|
Excess |
---|---|---|---|
Cancellation & Curtailment |
If You, or any other Person Insured, were aware of any reason, either at the time a Holiday was booked or at the time You purchased this Policy, why that Holiday might have to be cancelled |
€3,000 |
€65 |
Travel Delay |
Must be delayed for at least 12 hours on the outbound or return journey |
€150 |
Nil (unless the Holiday is abandoned) |
Missed Departure |
Sufficient time not allowed for the journey. Missed departure due to heavy traffic. |
€500 |
€65 |
Compassionate Return |
If the Person Insured knew before travelling that they may have to return to Ireland before the end of the Holiday |
€300 |
Nil |
Pet Care |
Any Holiday in Ireland |
€150 |
Nil |
Personal Accident |
If death, loss or disability is Due To disease or any physical defect, injury or illness which existed before the Holiday |
€30,000 |
Nil |
Medical Expenses |
Travelling against the advice of a Doctor and for any treatment not medically necessary |
Unlimited |
€65 |
Hospital Benefit |
Any institution not recognised as a hospital in country of treatment |
€500 |
Nil |
Personal Property |
Max limit for any one item and valuables in total is €250. Valuables left unattended (check in luggage, back seat of car, out of sight). Dentures, hearing aids, prescription glasses, sunglasses, prescription sunglasses, contact or corneal lenses) |
€1,500 |
€65 |
Lost/Stolen Money (per person) |
If police report/hotel management report is not provided to verify loss/theft of money |
€500 |
€65 |
Loss of Passport/ Driving Licence |
We will not pay unless a loss or theft is reported to the Police (and the hotel management if the loss or theft occurs in a hotel) within 24 hours of discovery and We are provided with a copy of the original written Police report and report to the hotel management as applicable |
€500 |
Nil |
Hijack |
Any criminal act |
€500 |
Nil |
Personal Liability |
Any wilful or malicious act |
€2,500,000 |
Nil |
Overseas Legal Advice & Expenses |
Any criminal or wilful act or any claim reported 24 months after the beginning of the incident which led to the claim |
€30,000 |
Nil |
Winter Sports (if shown as insured on the policy schedule |
If a claim is due to participation in competitive winter sports |
€300 |
Nil |
Car Hire Excess Cover (if shown as insured on the policy schedule) |
Must be aged between 21 and 75 on date of purchase of insurance |
€4,000 |
Nil |
The information above shows only the key benefits and exclusions in relation to Single Trip, Annual Multi Trip & Winter Sports Travel Insurance (excluding Backpacker Cover), you should review the relevant policy documents to find further details on all benefits and exclusions.
AIB Travel Insurance Policies
- Travel Insurance Policy Document (PDF, 46 pages, 936KB)
- Healthcare+ Policy Document (PDF, 46 pages, 636KB)
- Travel Insurance Product Information Document (I.P.I.D.)(PDF, 2 pages, 218KB)
- Backpackers Travel Insurance Policy Document (PDF, 38 pages, 933KB)
- Backpackers Insurance Product Information (PDF, 2 pages, 2.4MB)
Travel Insurance Frequently Asked Questions
Common queries
- Help & Guidance: Coronavirus & AIB Travel Insurance
- What is AIB Travel Insurance?
- What do you mean by the term Irish resident?
- Is it safe to put my personal details online?
- How can I pay?
- Do the limits under the policy apply per person or per policy?
- How do I make a claim?
Policy Inclusions
- What does a Single Trip policy include?
- What does a Backpacker Trip policy include?
- What does an Annual/Multi Trip policy include?
- How do I renew my annual multitrip policy?
- I’m going Skiing/Snowboarding – what’s included in winter sports Travel Insurance?
- Can I get instant cover and policy documents - I'm travelling today?
- Can I change my policy?
Benefits & Exclusions
- When does my cover begin?
- How many days am I actually covered per year under your annual policy?
- Am I covered for holidays in the Republic of Ireland?
- Are there any restrictions to personal belongings cover?
- What am I not covered for?
- I have a medical condition, can I be covered?
- Will I be covered for terrorist activity?
What can we insure
- I live overseas. Can I buy your insurance?
- I am going to live abroad and am not returning to the Republic of Ireland. Can I buy your annual Travel Insurance?
- I am starting my journey from another country, but returning to the Republic of Ireland after 28 days. Will your policy cover me?
- Can I buy AIB Travel Insurance to cover a business related trip?
- I am Irish but my partner does not have Irish citizenship, can we purchase a policy to cover us as a couple?
Additional Cover Options
- What is Car Hire Excess Cover?
- My health insurer covers my Health for overseas trips? Can I get a discount on my travel policy?
Family Policies
- How many children can I insure under your policy?
- I have a child over 18 who still lives at home and is in full time education, can we cover him/her under our family policy?
- We have a 'family' policy, but our children live away from home during term time at college. Are they covered?
- Can children insured under an 'individual and children' or 'family' policy travel on their own?
Travel & Medical Advice
- What happens if my flight is delayed beyond the insurance period?
- What if I have a medical emergency abroad?
- Do I have to pay medical expenses and claim them back or will you pay them directly?