AIB Family Finance Budgeting Tool


AIB’s Family Finance Budgeting Tool is an exciting and easy to use online tool from AIB that can bring your household budget to life. Through the use of colour coded charts, you can see what portion of your spending is going where, and you can then put plans in place to organise your family budget.

How does it work?

  • Start by detailing your net monthly income, such as your salary and any other income sources if appropriate.

  • Next, itemise your expenditure, starting with your Household spend and then continue for each of the other categories by clicking on each icon as appropriate.

  • As you input your information the tool will update to reflect your circumstances and will automatically calculate if you are in surplus or shortfall.

  • Use the analysis section to adjust your planned monthly spending to see how changes you make can impact on your Family’s Finances.

  • Income
  • Expenditure
  • Analysis
Income
Expenditure
Analysis

Enter your income either monthly or annually

Household Wages, Salary (After Tax)
Children's Allowance
Other Benefits / Allowances
Rental Income
Other Income
Other

Total income monthly 0.00


Your browser does not support HTML5

Enter your expenditure for each of the categories below


Household


Essentials


Utilities


Health


Family


Transport


Entertainment


Financial

Mortgage
Rent
Home Insurance
Property Maintenance Fee
Home Improvements, Garden
Other
Groceries
Clothing
School Uniforms
Footwear
Childcare
Other
Electricity
Gas
Heating eg. Oil, Coal
Phone, Internet, Television
Water, Waste Management
Other
Medical
Dental
Health Insurance
Opticians Costs
Medicines, Pharmacy
Other
School Fees & Books
College Fees & Books
Family Outings
School Trips & Activities
Weddings, Christmas, Birthdays, etc
Other
Car Loan
Car Insurance
Car Tax
Fuel, Public Transport
Maintenance, Repairs
Other
Holidays, Weekends Away
Gym, Club Membership
Mobiles, Laptops, Technology, etc
Coffees, Snacks, Takeaways
Eating Out, Nights Out/In
Other
Savings
Pension Contributions
Personal Loans
Life Assurance
Other Debt Repayments
Other

Total Monthly Expenditure 0.00

Household

Mortgage
Rent
Home Insurance
Property Maintenance Fee
Home Improvements, Garden
Other
Your browser does not support HTML5

Click the pie chart for more information

Essentials

Groceries
Clothing
School Uniforms
Footwear
Childcare
Other
Your browser does not support HTML5

Click the pie chart for more information

Utilities

Electricity
Gas
Heating eg. Oil, Coal
Phone, Internet, Television
Water, Waste Management
Other
Your browser does not support HTML5

Click the pie chart for more information

Health

Medical
Dental
Health Insurance
Opticians Costs
Medicines, Pharmacy
Other
Your browser does not support HTML5

Click the pie chart for more information

Family

School Fees & Books
College Fees & Books
Family Outings
School Trips & Activities
Weddings, Christmas, Birthdays, etc
Other
Your browser does not support HTML5

Click the pie chart for more information

Transport

Car Loan
Car Insurance
Car Tax
Fuel, Public Transport
Maintenance, Repairs
Other
Your browser does not support HTML5

Click the pie chart for more information

Entertainment

Holidays, Weekends Away
Gym, Club Membership
Mobiles, Laptops, Technology, etc
Coffees, Snacks, Takeaways
Eating Out, Nights Out/In
Other
Your browser does not support HTML5

Click the pie chart for more information

Financial

Savings
Pension Contributions
Personal Loans
Life Assurance
Other Debt Repayments
Other
Your browser does not support HTML5

Click the pie chart for more information

Get a clearer view of your family's finances

Total income monthly
0.00
Total Monthly Expenditure
0.00

Click on each circle to see what percentage of your expenditure relates to each expenditure category, to get a further breakdown of your spend in each category and, if required, change any of the amounts already entered.

Household
0.00
Mortgage
Rent
Home Insurance
Property Maintenance Fee
Home Improvements, Garden
Other
Your browser does not support HTML5
Essentials
0.00
Groceries
Clothing
School Uniforms
Footwear
Childcare
Other
Your browser does not support HTML5
Utilities
0.00
Electricity
Gas
Heating eg. Oil, Coal
Phone, Internet, Television
Water, Waste Management
Other
Your browser does not support HTML5
Health
0.00
Medical
Dental
Health Insurance
Opticians Costs
Medicines, Pharmacy
Other
Your browser does not support HTML5
Family
0.00
School Fees & Books
College Fees & Books
Family Outings
School Trips & Activities
Weddings, Christmas, Birthdays, etc
Other
Your browser does not support HTML5
Transport
0.00
Car Loan
Car Insurance
Car Tax
Fuel, Public Transport
Maintenance, Repairs
Other
Your browser does not support HTML5
Entertainment
0.00
Holidays, Weekends Away
Gym, Club Membership
Mobiles, Laptops, Technology, etc
Coffees, Snacks, Takeaways
Eating Out, Nights Out/In
Other
Your browser does not support HTML5
Financial
0.00
Savings
Pension Contributions
Personal Loans
Life Assurance
Other Debt Repayments
Other
Your browser does not support HTML5
Your browser does not support HTML5
Total Monthly Shortfall
0.00

Your income matches your expenditure this month

Some options to consider:

*Lending Criteria, terms & conditions apply

It appears that you have a surplus this month

Some options to consider:

*Lending Criteria, terms & conditions apply

It appears that you have a shortfall this month

Some options to consider:

*Lending Criteria, terms & conditions apply

Note: This information is provided for illustrative purposes only. It does not constitute a contract. We are not recording and will not use the information quoted by you in our tool.