AIB Student Plus Account

Who can apply for an AIB Student Plus Account?

The AIB Student Plus Account is available to any person enrolling or currently enrolled in any full time third level educational course. Courses must have a minimum duration of one academic year. Eligible students include:

• Irish students going abroad;

• Students coming from abroad; and

• Students completing post graduate courses.

AIB Student Plus Account Benefits:

• No quarterly maintenance and transaction fees which includes,

  • ATM withdrawals

  • Debit Card Transactions (Purchases including Contactless)

  • Direct Debits & Standing Orders.

  • Other fees and charges may apply. Full details of our fees and charges are published in our booklet 'A Guide to Fees and Charges for Personal Accounts' (PDF)

• No Charge on Duplicate Statements*

• No Charge for Bank Drafts* payable in euro for use in Ireland**

• Competitive interest rates on Student loans and overdrafts.

  • First and second year students can apply for an overdraft of up to €1,000 interest free

  • Third and fourth year students can apply for an overdraft of up to €1,500 interest free

• AIB Debit Card which can be used at home and abroad

• Commission-free purchase and sale of foreign currency notes* Details available in our 'Schedule of International Transaction Charges'(PDF) brochure.

• Option of AIB Student Visa Card

• Useful advice from our Student Officers and a dedicated Student Centre

Note: The preferential benefits on a Student Interest Free Overdraft, student loans, AIB Student Visa Card and foreign currency are only available to AIB Student Plus Account holders.

*To avail of these additional benefits, you must advise staff at the time of each transaction that you are an AIB Student Plus Account holder. These additional financial benefits are only available on face to face transactions undertaken at the branch and are not available on any transactions undertaken at an ATM, AIB Self Service banking or through any other electronic means.

**Medallion Stamp Duty of €0.50 applies on this transaction.

Additional Services

AIB Phone & Internet Banking and AIB Mobile Banking give you the flexibility of banking at a time and location that suits you.

On your Smartphone

All we need to see is proof that you:

• Live in the Republic of Ireland

• Have an EEA Passport

• Are in a full time third level educational course

Read more details about opening a current account on your mobile.

In your local branch

Speak to a Student Officer in your local AIB branch and apply for a new AIB Student Plus Account or convert your existing Student Account today. Alternatively you can fill out our AIB Student Plus Account Application Form (PDF) and then call into or send this application form to any AIB branch along with your proof of identity/address (see below).

Gather together your identification documents.

In order to comply with legislation to combat money laundering and terrorist financing, we will need to see suitable documentation to verify both your identity and your current permanent address.

What you need:

Proof of Identity: a valid Passport, Driver’s Licence or EU National, Identity Card

Proof of Current Permanent Address (documents must be no more than 6 months old): utility bill, correspondence from a regulated financial institution (insurance/assurance co., bank, building society, credit card co.), correspondence from a government department/body, letter from the Central Applications Office (CAO).

Remember, we can’t accept photocopies of documents, so please bring the originals!

Personal Identification Requirements