Apply onlineHow to apply

This is where it all starts.

Applying is a big step, but we’ve made it as easy as possible. Applying online is the quickest and easiest way to find out how much you can borrow. And it’s secure too, because when you send us information, we’ll keep it safe and only for as long as we need it. 

Before you start, if you are relying on any income support for COVID-19 from the Government or your employer, the best way to start your mortgage application to is call us on 1890 24 24 25, book an appointment here, or request a call back here.

To get ready, you’ll need to get a few things together.

✔ What you earn (we’ll ask you to back this up with payslips later).

✔ The big things you spend on like rent and loans.

There’s a handy checklist here, if you need more information.

There’s no commitment, but for our part, the first thing we’ll do is give you an idea of how much we could lend you. We call this Approval in Principle.

When you apply online we’ll set you up with My Mortgage on your mobile so you can upload documents, see what you’ve to do next and message our team. All when it suits you. 


What happens next?

When you apply formally to us for a mortgage, we’ll confirm within three business days that we have all the information we asked you for, or we’ll let you know if there is anything missing. It will take us up to ten business days to tell you our decision about your application. If for any reason it takes us longer we will let you know why - and when we will get back to you.

Other ways to start your application now

AIB Branch
In a local branch

More than 200 branches across Ireland makes us the perfect solution no matter where you are. Find the nearest branch to better serve you

Call us
Over the phone

Monday – Friday:

09:00 - 17:00


Talk to us
Talk to an expert

Or maybe just talk to a Mortgage expert when and where it suits you.