Taking the first steps to buying a home?
It’s a big step when you’re thinking of your first home. Find out how much you’ll need as a deposit. Get tips to keep your savings on track. Wherever you’re at, it’s easy to talk to one of our mortgage advisors.
For existing AIB mortgage customers
Manage your mortgage, your way – change to a new rate, apply to borrow more or get help if you’re concerned about your ability to make payments.
Check our rates
Green Fixed Rate
For higher energy rated homes, we are offering our lowest fixed rate of interest.
Fixed Rate
A fixed rate mortgage has a rate of interest which doesn’t change for a set period of time, so you know exactly how much you pay every month.
Variable Rate
A variable rate mortgage has a rate of interest which can change.
More information on Variable Rate
Benefits of an AIB mortgage
Great Rates
With AIB you can choose from a combination of Fixed and Variable interest rates, available to new and existing customers.
No Fees
Bank free of transaction and maintenance fees by paying your AIB mortgage from an AIB current account. There may be some other charges, for example if you go overdrawn without agreement.
Manage your application with MyMortgage
Once you have applied for a mortgage, we’ll make all the next steps as easy as we can for you. We’ll provide you with access to MyMortgage which lets you control the rest of your application on your mobile, tablet or desktop, in your own time.
Through MyMortgage you can see the documents required to support and progress the application. It also provides the ability to upload documents, to review and download your Approval in Principle plus other documents and has a message function to contact one of our Mortgage Advisors whenever you need any help.
Useful tools
Jargon buster
Helpful explanations to make sense of all the mortgage-related jargon out there
Useful forms and guides
All the guides and forms you will need in one place
AIB Green Mortgages
We’re supporting our customers and communities in their transitions to a low-carbon economy with an ambition that green/transition lending will account for 70% of all our new lending by 2030.
At AIB we’re committed to sustainability so if you are buying or building a high energy-rated home, we are offering our lowest fixed rate of interest to new and existing customers.
Home Mortgage Regulatory Information
Allied Irish Banks, p.l.c. is an authorised agent and servicer of AIB Mortgage Bank u.c. in relation to origination and servicing of mortgage loans and mortgages. AIB Mortgage Bank u.c. is regulated by the Central Bank of Ireland.
| Lending criteria, terms and conditions apply. Over 18s only. Security may be required. |
| WARNING: If you do not keep up your repayments you may lose your home. |
| WARNING: You may have to pay charges if you pay off a fixed-rate loan early. |
| WARNING: The cost of your monthly repayments may increase. |
| WARNING: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit, a hire- purchase agreement, a consumer-hire agreement or a BNPL (Buy Now Pay Later) agreement in the future. |
Get Started
Before proceeding please read our Site Use Terms and Conditions, Privacy & Cookie statements which apply to your use of this website. AIB and AIB Group are registered business names of Allied Irish Banks, p.l.c. Registered Office: 10 Molesworth Street, Dublin 2.
Tel: +353 (0)1 6600311 Registered in Ireland: Registered No. 24173 Allied Irish Banks, p.l.c. is regulated by the Central Bank of Ireland. Copyright Allied Irish Banks, p.l.c. 1995