Collection of Personal Public Service Number (PPSN) Details

Personal Public Service Number (PPSN) Details

The Return of Payments (Banks, Building Societies, Credit Unions and Savings Banks) Regulations 2008 (S.I. No.136 of 2008), which give effect to S.891B of the Taxes Consolidation Act 1997, requires a financial institution to make return to Revenue of interest paid, and as part of this process to seek the collection of a Tax Reference Number (also known as PPSN) when opening a new current or deposit account. When you apply to open a new current or deposit account, you will be asked to provide this number.


As your account is being opened online, you will also be asked to confirm that you “self-certify” the PPSN. This means that you have checked the number which you have provided against a suitable document. This would be any document issued by the Department of Social and Family Affairs, the Revenue Commissioners, or your employer, which states your PPSN, examples of which include: P60, P45, P21 Balancing statement, Payslip (where employer is identified by name or tax number), Drug payment scheme card.

If you do not have your PPSN to hand, or are not in a position to check it against appropriate documentation, you can proceed with the account opening by leaving both the number field and the self-certify box empty. You can then forward the number, along with a copy of the relevant document, at any stage to your nearest branch.

Interest Reporting

When we pay interest to customers, we are required to report the interest and customer details including PPSN where provided to us, to the Irish Revenue Commissioners, subjection to certain exclusions. We will also indicate whether or not the number has been verified. The number will be regarded as verified where you have self-certified the number or provided the Bank with a copy of a suitable document. If you do not provide the number, or it has not been verified, this will be indicated on the return to Revenue.