Loan Calculator

This handy loan calculator can give you an estimate of how much you could borrow with a Personal Loan from AIB.

You can also go to our simple Loan Repayment Calculator to calculate monthly repayments.

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Personal Loan Affordability Calculator
Number of Applicants.
  • 1
  • 2
1
Applicant 1
Net Monthly Income
Basic Monthly Income After Tax.
Monthly Guaranteed Overtime After Tax.
Additional Monthly Income
Rental Income.
Social Welfare Monthly Allowances.
Applicant 2
Net Monthly Income
Basic Monthly Income After Tax.
Monthly Guaranteed Overtime After Tax.
Additional Monthly Income.
Rental Income
Social Welfare Monthly Allowances.
Commitments
Monthly Mortgage/Rent Repayments.
Other Monthly Loan Repayments.
Monthly Childcare Cost (creche, childminder, etc.).
Monthly Maintenance Costs (divorce/separation).
No of Dependent Children.
Loan
Term Required (months).
  • 12
  • 24
  • 36
  • 48
  • 60
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Reset
Calculate
We are sorry, but, based on the information provided the maximum amount you could borrow is €0 over the selected term of
. If you require any assistance, please contact us on 1890 724 724.
Based on the information provided the maximum amount you could borrow is
over the selected term of
.
The maximum amounts you could borrow over other loan terms are:
Maximum amount
0
0
0
0
0
Over a term of
0
0
0
0
0
At a monthly repayment of
0
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0

This Loan Calculator will show a maximum affordable amount of €30,000.  For amounts greater than €30,000 please call us on 1890 724 724.

Note: This calculation is an estimate only and is intended only as a guide based on the limited information we have asked for. It does not consider all of your financial circumstances. It does not constitute a contract or application. . The results are based on the current offered rate for Personal Loans, which is variable.

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    Personal Loan - Key Information

    • Flexible loan terms from 1 to 5 years
    • Borrow from €1,000
    • Competitive interest rate for new loan with our standard lending rate at 8.95% APR. The standard lending rate is available up to €50,000
    • No penalty for unscheduled repayments
    • If you hold a Personal Bank Account or AIB Advantage account for more than six months and are registered for AIB Phone & Internet Banking, you can apply for a sole Personal Loan or Loan Top Up online through AIB Internet Banking for amounts up to €30,000. Your salary must be paid directly to your AIB current account.

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Other Information

Lending criteria, terms and conditions apply. Credit facilities are subject to repayment capacity and financial status and are not available to persons under 18 years of age. Security may be required. A typical €1,500 one year loan with a variable interest rate of 8.65% and 8.95% APR(Annual Percentage Rate),  where the APR does not vary during the term, will have monthly repayments of €130.48 and the total cost of credit (the total amount repayable less the amount of the loan) would be €65.76.

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Live Web Chat
Live Web Chat
Call 1890 724 724
Call 1890 724 724