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Savings Calculator

 

Even the small amount you save can add up to achieve your goals. You can use our Savings Calculator if you are planning to open a savings account or just want to check the interest you can earn from your savings. If you are looking to save regularly or if you have a lump sum to save, our savings calculator will help you to find the savings account for you.

  • Our Save Regularly option will show you how monthly saving can help you reach a financial goal.
  • With our Lump Sum to Save option, you can choose to keep your money within reach or lock it away for a higher fixed rate of interest.

Note: The returns in the calculator shown below are illustrations only and do not relate to the return on any specific account. 

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Savings Calculator

How much would you like to save each month?

How long do you want to borrow for?

The calculations below are illustrations only. The amounts shown are gross returns, before Deposit Interest Retention Tax. Your actual return will depend on the tax that will apply, the prevailing interest rate (which may be variable) and the amount you save. Please refer to the product page on aib.ie for full terms and conditions.

A.E.R stands for Annual Equivalent Rate and shows the interest rate if interest was paid and compounded once each year.

Learn more about our Savings and Deposits Interest Rates here

How much would you like to put away?

How long do you want to borrow for?

What do you value most?

The calculations below are illustrations only. The amounts shown are gross returns, before Deposit Interest Retention Tax. Your actual return will depend on the tax that will apply, the prevailing interest rate (which may be variable) and the amount you save. Please refer to the product page on aib.ie for full terms and conditions

A.E.R stands for Annual Equivalent Rate and shows the interest rate if interest was paid and compounded once each year.

Learn more about our Savings and Deposits Interest Rates here.

Please provide a value for all the required fields

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Online Saver

Amount saved with Interest
Interest earned @ Regular Saver Rate*
Amount saved
Period
Interest earned @ Standard Saver Rate**
Account features
  • Open your account online in minutes or in any branch 
  • Save from as little as €10 a month
  • Manage your money in the AIB mobile App
  • Open up to four accounts
  • Name your account to match your savings goal

*The higher Online Regular Saver rate applies to amounts up to €1,000 per month (Maximum Monthly Threshold) for a 12 month Saver Period.

**Amounts above the Maximum Monthly Threshold will earn a lower Online Standard Saver Rate. See product terms and conditions for more information.

Kick start a Savings habit 

An Online Saver Account is the perfect solution if you want to save a regular amount in the easiest way 

AIB Personal Demand Deposit

Amount saved with interest
Yearly interest *
Amount saved
Variable Interest Rate %
Gross Interest Rate %
Period
Account features
  • Open your account online in minutes or in any branch 
  • Save a lump sum or put in money whenever you want
  • Access your money instantly
  • Open up to four accounts

Kick start a Savings habit 

The Personal Demand Deposit Account is ideal for saving a lump sum all at once or putting away a little as often as you want 

AIB Online Notice Deposit 7

Amount saved with interest
Yearly interest
Amount saved
Variable Interest Rate %
Gross interest rate %
Period
Account features
  • Open your account online in minutes 
  • Just seven days’ notice to take money out
  • Manage your money in the AIB mobile App
  • Save extra whenever you like, up to a maximum balance of €1,000,000
  • You can speak to our Savings and Deposits advisors in branch for more information on savings and deposits.

Kick Start a Savings habit

An Online Notice Deposit 7 Account is the perfect solution if you want flexibility in the amount you save with only 7 days’ notice needed to take money out.

AIB Personal Fixed Term Deposit - 6 Months

Amount saved with Interest
Interest for the term
Amount saved
Gross Rate %
Annual Equivalent Rate %
Gross Return at Maturity %
Account features
  • Put away €5,000 or more
  • Earn a fixed rate of interest on your lump sum and access your money at the end of the term, or a certain percentage of your money during the term if needed
  • Open up to four accounts
  • Open in your own name using the AIB Mobile App 

All rates displayed are Fixed Interest rates for the term.

Put a Lump Sum away 

A Personal Fixed Term Deposit Account is perfect if you can manage to put your money away for a fixed term and you can benefit from the security of a fixed rate of interest.

AIB Personal Fixed Term Deposit - 1 Year

Amount saved with interest
Interest for the term
Amount saved
Gross rate %
Annual Equivalent Rate %
Gross return at maturity %
Account features
  • Put away €5,000 or more
  • Earn a fixed rate of interest on your lump sum and access your money at the end of the term, or a certain percentage of your money during the term if needed.
  • Open up to four accounts
  • Open in your own name using the AIB Mobile App 

All rates displayed are Fixed Interest rates for the term.

Put a Lump Sum away

A Personal Fixed Term Deposit Account is perfect if you can manage to put your money away for a fixed term and you can benefit from the security of a fixed rate of interest.

AIB Personal Fixed Term Deposit - 2 Years

Amount saved with interest
Interest for the term
Amount saved
Gross rate %
Annual Equivalent Rate %
Gross return at maturity %
Account features
  • Put away €5,000 or more
  • Earn a fixed rate of interest on your lump sum and access your money at the end of the term, or a certain percentage of your money during the term if needed.
  • Open up to four accounts
  • Open in your own name using the AIB Mobile App 

All rates displayed are Fixed Interest rates for the term.

Put a Lump Sum away

A Personal Fixed Term Deposit Account is perfect if you can manage to put your money away for a fixed term and you can benefit from the security of a fixed rate of interest.