Deposit Rates

Rates last reviewed 23rd January 2021.

A.E.R. is the Annual Equivalent Rate. Interest is subject to Deposit Interest Retention Tax (DIRT), where applicable, at the prevailing rate on the day interest is paid.
 

Product

Rate Bands

Current Variable Rates

Minimum

Maximum

A.E.R %

Gross%

Online Saver
Online Regular Saver Rate

€10

€1,000 per month*

0.10%

0.10%

Online Standard Saver Rate

Balances above the Maximum Monthly Threshold

No Maximum

0.00%

0.00%

*The Online Regular Saver Rate applies to amounts up to the Maximum Monthly Threshold for a 12 month Saver Period. Amounts above the Maximum Monthly Threshold will attract an Online Standard Saver Rate. See product Terms & Conditions for more information.

 

 

Product

Rate Bands

Current Variable Rates

Minimum

Maximum

A.E.R %

Gross%

Online Notice Deposit 7

€0

€1,000,000

0.00%

0.00%

Demand Deposit Account

(for Sole Traders only)

€0

No Maximum

0.00%

0.00%

Personal Demand Deposit Account

€0

€1,000,000

0.00%

0.00%

Junior Saver Account and

Student Saver Account

€0

€1,000.01

€1,000.00

No Maximum

1.00%

0.00%

1.00%

0.00%

 

No longer available to open

Product

Rate Bands

Current Variable Rates     

Minimum

Maximum

A.E.R %

Gross %

Youth Savings Account

€0 

€5,000.01

€5,000

No Maximum

0.55%

0.00% 

0.55%

0.00% 

Direct Deposit Access

€0

€1,000,000

0.00%

0.00%

Access Deposit 30 Account

€0

No Maximum

0.00%

0.00%

Online Notice Deposit 21

€0

€1,000,000

0.00%

0.00%

Demand Deposit Account

(for Personal Customers only)

€0

No Maximum

0.00% 0.00%

AIB Saver Account
Regular Saver Rate

€10

€1,000 per month

0.10%

0.10%

Standard Saver Rate

Balances above the Maximum Monthly Threshold

No Maximum

0.00%

0.00%

*The Regular Saver Rate applies to amounts up to the Maximum Monthly Threshold for a 12 month Saver Period. Amounts above the Maximum Monthly Threshold will attract a Standard Saver Rate. See product Terms & Conditions for more information.

 

A.E.R. is the Annual Equivalent Rate and shows what the interest rate would be if the interest was compounded and applied each year (instead of monthly or over any other period).

Interest is subject to Deposit Interest Retention Tax (DIRT), where applicable, at the prevailing rate on the day interest is paid.