Deposit Rates
Rates applicable from 23 January 2025.
Unsure about which account would best suit your savings goals? Visit Savings and Deposits to help you select the account which suits your needs or check out our Five Saving Tips.
If you have €3 million or more to deposit, there may be alternative deposit options available to you through our Treasury team. Please contact your Relationship Manager or your branch for further details.
Product |
Rate Bands |
Current Variable Rates |
||
Minimum |
Maximum |
Gross % |
A.E.R. % |
|
Online Saver |
€10 |
€1,000 per month* |
3.00% |
3.00% |
Online Standard Saver Rate |
Balances above the Maximum Monthly Threshold |
No Maximum |
0.25% |
0.25% |
*The Online Regular Saver Rate applies to amounts up to the Maximum Monthly Threshold for a 12 month Saver Period. Amounts above the Maximum Monthly Threshold will attract an Online Standard Saver Rate. See product Terms & Conditions for more information. |
||||
Product |
Rate Bands |
Current Variable Rates |
||
Minimum |
Maximum |
Gross % |
A.E.R. % |
|
€0 |
€1,000,000 |
0.75% |
0.75% |
|
€0 |
€1,000,000 |
0.25% |
0.25% |
|
| Junior / Student Saver Account | €0 €1,000.01 |
€1,000.00 No Maximum |
3.00% 0.25% |
3.02% 0.25% |
Product |
Minimum Balance |
Term |
Gross % |
A.E.R. % |
Gross Return at Maturity % (Total Return) |
€15,000 |
6 Months |
1.50% |
1.50% |
0.75% |
|
1 Year |
2.25% |
2.25% |
2.25% |
||
2 Years |
2.75% |
2.77% |
5.58% |
If you are a personal customer acting as a sole trader, please see below business savings products which are also available to you.
Product |
Rate Bands |
Current Variable Rates |
||
Minimum |
Maximum |
Gross % |
A.E.R. % |
|
€0 |
No Maximum |
0.25% |
0.25% |
|
|
Balance |
Minimum Notice Period |
Gross % |
A.E.R % |
|
|
All Balances | 31 Days | 1.50% | 1.50% |
Product |
Minimum Balance |
Term |
Gross % |
A.E.R. % |
Gross Return at Maturity % (Total Return) |
€15,000 |
6 Months |
1.50% |
1.50% |
0.75% |
|
1 Year |
2.25% |
2.25% |
2.25% |
||
2 Years |
2.75% |
2.77% |
5.58% |
These products are no longer available to open
Product |
Rate Bands |
Current Variable Rates |
||
Minimum |
Maximum |
Gross % |
A.E.R. % |
|
Youth Savings Account |
€0 €5,000.01 |
€5,000 No Maximum |
1.50% 0.25% |
1.50% 0.25% |
Direct Deposit Access |
€0 |
€1,000,000 |
0.00% |
0.00% |
A.E.R. is the Annual Equivalent Rate and shows what the interest rate would be if the interest was compounded and applied each year (instead of monthly or over any other period). Interest is subject to Deposit Interest Retention Tax (DIRT), where applicable, at the prevailing rate on the day interest is paid. For more detailed information on DIRT, visit the Revenue site. |
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