Rates last reviewed 24th June 2017.
A.E.R. is the Annual Equivalent Rate. Interest is subject to Deposit Interest Retention Tax (DIRT), where applicable, at the prevailing rate on the day interest is paid.
Product |
Rate Bands |
Current Variable Rates |
||
Minimum |
Maximum |
A.E.R % |
Gross% |
|
AIB Saver Account |
€10 |
€1,000 per month* |
1.50% |
1.50% |
Standard Saver Rate |
Balances above the Maximum Monthly Threshold |
No Maximum |
0.01% |
0.01% |
Online Saver |
€10 |
€1,000 per month* |
1.50% |
1.50% |
Standard Online Saver Rate |
Balances above the Maximum Monthly Threshold |
No Maximum |
0.01% |
0.01% |
*The Regular Saver Rate / Online Regular Saver Rate applies to amounts up to the Maximum Monthly Threshold for a 12 month Saver Period. Amounts above the Maximum Monthly Threshold will earn a Standard Saver Rate / Standard Online Saver Rate. See product Terms & Conditions for more information. |
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Product |
Rate Bands |
Current Variable Rates |
||
Minimum |
Maximum |
A.E.R % |
Gross% |
|
| €0 | €1,000,000 | 0.10% | 0.10% | |
€0 |
No Maximum |
0.01% |
0.01% |
|
| Online Personal Demand Deposit Account | €0 | €1,000,000 | 0.05% | 0.05% |
€0 €1,000.01 |
€1,000.00 No Maximum |
2.00% 0.01% |
2.01% 0.01% |
|
| Product |
Minimum |
Maximum |
Current Fixed Rate |
|
€15,000 |
€100,000 |
0.30% |
0.30% |
|
*The rate quoted above is indicative only and the actual rate applicable to the Online Fixed Term Deposit will be the applicable rate prevailing at the time the account is opened or reinvested in. |
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| Select Fixed Term Deposit Accounts (The interest rate is an annual rate and is fixed for the duration of the chosen term) |
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| Term | 1 Month | 3 Months | 6 Months | 9 Months | 12 Months | 18 Months | 2 Years |
| Interest Rate | 0.01% | 0.05% | 0.20% | 0.20% | 0.20% | 0.20% | 0.25% |
| AER | 0.01% | 0.05% | 0.20% | 0.20% | 0.20% | 0.20% | 0.25% |
| All rates are indicative and subject to change without notice. Rates apply to balances from €15,000 up to €100,000. These rates apply to personal balances and non-personal rates may be lower. For today's rates and rates on balances of €100,000 or more, or other offers, please contact your branch. |
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| Example (for illustration purposes only): An investment of €100,000 for 9 months (274 days) @ 0.20% annual rate will earn an approximate gross return of €150.13 i.e. €100,000 x 0.20% x 274/365 = €150.13 |
| A.E.R. is the Annual Equivalent Rate and shows what the interest rate would be if the interest was compounded and paid each year (instead of monthly or over any other period). Interest is subject to Deposit Interest Retention Tax (DIRT), where applicable, at the prevailing rate on the day interest is paid. |
Product |
Rate Bands |
Current Variable Rates |
||
Minimum |
Maximum |
A.E.R % |
Gross% |
|
Youth Savings Account |
€0 €5000.01+ |
€5000 No Maximum |
1.05% 0.01% |
1.05% 0.01% |
Personal Savings Plan 2 |
€20 per month |
€1,000 per month |
0.01% |
0.01% |
Online Personal Savings Plan |
€20 per month |
€1,000 per month |
0.01% |
0.01% |
AIB Regular Saver Account |
€10 per month |
€500 per month |
0.01% |
0.01% |
5 Year Special Term Account |
€6,000 |
€25,000 |
1.50% |
1.50% |
Direct Deposit Access |
€0 |
€1,000,000 |
0.01% |
0.01% |
Access Deposit 30 Account |
€0 |
No Maximum |
0.05% |
0.05% |
Online Notice Deposit 21 |
€0 |
€1,000,000 |
0.15% |
0.15% |
Notice Deposit 7 |
€0 |
No Maximum |
0.05% |
0.05% |
Product |
Rate Bands |
Current Fixed Rates |
||
Minimum |
Maximum |
A.E.R % |
Gross% |
|
Fixed Term Deposit |
€25,000 |
No Max |
For Rates please contact your Branch |
|
Flexi Deposit Account |
€1,000 |
No Max |
For Rates please contact your Branch |
|
Direct Deposit Term (12 month) |
€1,000 |
No Max |
0.15% |
0.15% |