Deposit Rates

Rates applicable from 19th September 2023.

A.E.R. is the Annual Equivalent Rate. Interest is subject to Deposit Interest Retention Tax (DIRT), where applicable, at the prevailing rate on the day interest is paid.


For more detailed information on DIRT, visit www.revenue.ie  

Product

Rate Bands

Current Variable Rates

Minimum

Maximum

Gross%

A.E.R. % 

Online Saver
Online Regular Saver Rate

€10

€1,000 per month*

3.00%

3.00%

Online Standard Saver Rate

Balances above the Maximum Monthly Threshold

No Maximum

0.25%

0.25%

*The Online Regular Saver Rate applies to amounts up to the Maximum Monthly Threshold for a 12 month Saver Period. Amounts above the Maximum Monthly Threshold will attract an Online Standard Saver Rate. See product Terms & Conditions for more information.

 

 

Product

Rate Bands

Current Variable Rates

Minimum

Maximum

Gross %

A.E.R. %

Online Notice Deposit 7

€0

€1,000,000

0.75%

0.75%

Demand Deposit Account

(for Sole Traders only)

€0

No Maximum

0.25%

0.25%

Personal Demand Deposit Account

€0

€1,000,000

0.25%

0.25%

Junior / Student Saver Account

€0

€1,000.01

€1,000.00

No Maximum

3.00%

0.25%

3.02%

0.25%

 

 

Product

Minimum Balance

Term

Gross%

A.E.R.%

Gross Return at Maturity % 

Personal Fixed Term Deposit

€15,000

6 Months

1.50%

1.50%

0.75%

1 Year

2.50%

2.50%

2.50%

2 Years

3.00%

3.02%

6.09%

 

Product

Minimum Balance

Term

Gross%

A.E.R.%

Gross Return at Maturity %

Business Fixed Term Deposit**

€15,000

6 Months

1.50%

1.50%

0.75%

1 Year

2.50%

2.50%

2.50%

2 Years

3.00%

3.02%

6.09%

**For Sole Traders only

 

No longer available to open

Product

Rate Bands

Current Variable Rates     

Minimum

Maximum

Gross%

A.E.R. %

Youth Savings Account

€0 

€5,000.01

€5,000

No Maximum

1.50%

 0.25% 

1.503%

 0.25% 

Direct Deposit Access

€0

€1,000,000

0.00%

0.00%

 

A.E.R. is the Annual Equivalent Rate and shows what the interest rate would be if the interest was compounded and applied each year (instead of monthly or over any other period).

Interest is subject to Deposit Interest Retention Tax (DIRT), where applicable, at the prevailing rate on the day interest is paid.