Everyone needs to dip in to their savings from time to time.

With a Demand Deposit Account, you may earn interest on your savings, but still access your money whenever you need to. You have the flexibility to save as little or as much as you want whenever you choose. This account is suitable for both lump sum and regular savings.

Demand Deposit Account

Features and Benefits

Talk to Us

We’re ready to help you start saving today. Simply drop into any AIB branch. We’ll be happy to answer any questions you may have and find the right kind of savings account for you.

 phone call

Call me back


Branch locator


AskAib on Twitter

Help and Guidance

Terms and Conditions
View the Demand Deposit Account Terms and Conditions

Deposit Rates
Find out more about our Deposit Account Rates

The Revenue Commissioners is the primary state body responsible for the assessment and collection of taxes and duties

Help Centre
For all service related queries please visit our Help Centre.

Other Information


AER is annual equivalent rate. Rates quoted are variable. Interest is subject to Deposit Interest Retention Tax (DIRT), at the prevailing rate where applicable (for more information please visit: www.revenue.ie).