Offering a competitive rate for your savings with only 7 days’ notice to take your money out

 

Secure and flexible, an Online Notice Deposit 7 Account is the perfect solution if you want flexibility in the amount you save while getting quick access with only 7 days’ notice needed to take money out.

You can manage your savings through the AIB Mobile App, Internet Banking or at a kiosk in branch.

A variable interest rate will be earned each day and we’ll put it into your account each April and October.

AER is annual equivalent rate. Rates quoted are variable, that means the rate can increase or decrease. Interest is subject to Deposit Interest Retention Tax (DIRT), at the prevailing rate where applicable (for more information please visit the Revenue site.).

What it offers

Great Rates

Check the interest you can earn from your savings with our Saving Calculator.

Easy Access

Manage your account online. You will need to serve 7 days’ notice to access your money.

Flexibility

You can save money into your account as often as you like from your other AIB accounts online or electronically from accounts in other financial institutions. 

How to open an Online Notice Deposit 7 Account

You can open an Online Notice Deposit 7 Account through AIB Internet banking, the AIB Mobile App or in any branch and start saving straight away.

You can hold up to four Online Notice Deposit 7 Accounts in your own name or shared with someone else. If you want to open an account with someone else, you will need to visit a branch.

Like opening any account, if you are not currently an AIB customer, you’ll need to prove your identity and address. Find out more about identification requirements.

There is no AIB Debit Card issued with a Online Notice Deposit 7 Account.

We don’t charge maintenance or transaction fees on an Online Notice Deposit 7 Account. For certain customer requests there may be service charges. For details see "A Guide to Fees and Charges for Personal Accounts". 

Additional information on serving notice

You can take your money out in one transaction or multiple transactions (up to the amount you told us when you served notice), for 7 days after you have served notice on the account. If you don’t take your money out during these 7 days, you’ll need to serve another 7 days’ notice to access your money.

Alternatively, you can ask us to move your money for you by selecting a suitable AIB account available when confirming your 7 days’ notice. Your money will then be moved on the day that notice period is served in full. If this day is a non-business day, we will move your money the next business day instead.

You can cancel your 7 days’ notice at any time up to the business day before the notice period is served in full. 

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