Earn fixed interest on your lump sum and access your money at the end of the term.

At certain times in your life, you may have a lump sum of money to put away. It could be from an inheritance, a retirement fund or even from savings built up over the years. If you can manage to put your money away for a fixed term, then you can benefit from the security of a fixed rate of interest. With an AIB Personal Fixed Term Deposit Account, you can lodge money for a fixed term and withdraw it at the end of the term. We will calculate interest on the daily balance in the account at the rate applied on the day you open your account.

Personal Fixed Term Deposit Account

Features and Benefits

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Help and Guidance

Important Information
View the AIB Personal Fixed Term Deposit Account Important Information

Terms and Conditions
View the AIB Personal Fixed Term Deposit Account Terms and Conditions

Deposit Rates
Find out more about our Deposit Account Rates

The Revenue Commissioners is the primary state body responsible for the assessment and collection of taxes and duties

Frequently Asked Questions
View our Personal Fixed Term Deposit Accounts Frequently Asked Questions 

Help Centre
For all service related queries please visit our Help Centre.


Other Information


You can ask us to end the agreement within 14 days of opening the account or on reinvestment at the end of the term. We will not charge you to close the account, however, we will not pay you interest for the time you were invested

AER is annual equivalent rate. Rates quoted are variable. Interest is subject to Deposit Interest Retention Tax (DIRT), at the prevailing rate where applicable (for more information please visit: www.revenue.ie).


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