Features and Benefits

• Key Benefits

  • The Online Saver is available to open through AIB Internet Banking and AIB branches

  • To use your account, you must be a registered user of AIB Phone & Internet Banking
    

  • Choose a monthly savings amount that suits you, from as little as €10
    

  • This amount will automatically transfer* by way of Standing Order into your Online Saver each month; you can transfer additional amounts up to a maximum balance of €1,000,000 if and when you want to

  • Easy access to your money without penalty. You must transfer your money to a suitable AIB account (AIB Demand Deposit Account or AIB Current Account) featured on your AIB Internet Banking profile. Learn more about AIB Phone & Internet Banking transfer limits and operating hours

  • No branch transactions are allowed on this account
    

  • You can hold up to four Online Savers in your own name or shared with someone else. (The only way to open an account with someone else is to visit your local branch). To run a shared account with someone else the signing instruction is ’Any one to sign’. This means both of you can use the account independently without the other’s permission.
    

  • A variable interest rate applies to your money - we calculate interest each day and pay it to your account in April

  • We don't charge maintenance or transaction fees but there may be other service charges. For details see "A Guide to Fees and Charges for Personal Accounts" 

  • *This payment to the Online Saver Account must come from a suitable payment account such as an AIB Demand Deposit Account or AIB Current Account.