Save easily through the AIB Mobile App

Secure and flexible, an Online Saver Account is the perfect solution if you want to save a regular amount in the easiest way.

Once the account is opened you can manage your savings instantly through the AIB Mobile App or Internet Banking.

A variable rate of interest will be earned each day and we’ll put it into your account each April.


Online Saver Account

 Open your account online in minutes or in           branch 

 Save from as little as €10 a month

 Manage your money in the AIB Mobile App

 Open up to four accounts

Check our rates

What it offers

Great Rates

 Competitive savings rates to help you make the most of your money.


Save a regular amount by standing order into your account, from €10 to €1,000 a month. You can change this amount whenever you like; you can also save additional amounts up to a maximum balance of €1,000,000.

Easy to use

Move your savings into your current account or demand deposit account anytime you like. It’s easy to do online, through our AIB Mobile App or Internet Banking.

How does it Work?

The Online Saver Account allows you to earn a competitive rate of interest on an increasing amount each month. The monthly balance threshold is €1,000 in month 1 rising by €1,000 per month until it reaches €12,000 in month 12. In month 13, it reverts back to €1,000 and the cycle starts again. 


How to open an Online Saver Account

If you use our AIB Mobile App or AIB Internet Banking service, you can open an Online Saver Account online in your own name and start saving straight away. You can also open an Online Saver Account in any branch but the account can only be used online.

You will need to set up a standing order from an AIB Current Account or our Demand Deposit Account into your Online Saver Account.

Like opening any account, if you are not currently an AIB customer, you’ll need to prove your identity and address. Find out more here.

You can open up to four Online Saver Accounts in your own name or shared with someone else. You can open an account with someone else in any branch.


Open an account in the AIB Mobile App


Open an account through Internet Banking


Open an account in a branch near you

There is no AIB Debit Card issued with an Online Saver Account.

We don’t charge maintenance or transaction fees on an Online Saver Account. For certain customer requests there may be service charges. For more information on fees see ‘A Guide to Fees and Charges for Personal Accounts

Looking for more information?


Deposit rates

Find out more about our Deposit Account Rates

Click here


Branch locator

Book a meeting at any branch


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Frequently asked questions

The answer to your questions


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Important information

AER is annual equivalent rate. Rates quoted are variable. Interest is subject to Deposit Interest Retention Tax (DIRT), at the prevailing rate where applicable (for more information please visit:

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