Everyone needs to dip in to their savings from time to time

With a Personal Demand Deposit Account, you may earn interest on your savings, but still access your money whenever you need to. You have the flexibility to save as little or as much as you want whenever you choose. This account is suitable for both lump sum and regular savings.

Personal Demand Deposit Account

Features & Benefits:

Talk to Us


Call me back


Branch locator 

Help and Guidance

Terms and Conditions
View the AIB Personal Demand Deposit Account Terms and Conditions

Deposit Rates
Find out more about our Deposit Account Rates

The Revenue Commissioners is the primary state body responsible for the assessment and collection of taxes and duties

Help Centre
For all service related queries please visit our Help Centre.

Other Information


AER is annual equivalent rate. Rates quoted are variable. Interest is subject to Deposit Interest Retention Tax (DIRT), at the prevailing rate where applicable (for more information please visit: www.revenue.ie).


Related products:

Savings and Deposits

AIB has a savings account for every type of saver.

Internet Banking 

Bank securely at a time and place that suits you.

Personal Demand Deposit Account FAQs

Click to view our list of FAQs