If you want to choose a name that helps you save it's easy to do on your mobile app or on Interent Banking. On your online accounts balance page click the piggy bank icon and follow the steps.
Maybe an icon will help to motivate your savings. If you want to pick an icon for your savings account, you can see how to here.
You can change the name of your account as often as you like. Some customers change the name of their account when they are getting close to their savings goal or when they set a new one.
Yes. Either of you can do this at any time. It's easy to do on the AIB mobile app or on Internet Banking. On your online accounts balance page click the piggy bank icon and follow the steps. And whatever you chose only you can see it, so each of you can chose different names. For Deposit Accounts you can select different icons for the same joint account also.
To make sure your savings account shows up on online banking, go to How do I add my account to view online and follow the easy steps.
It's simple to do. Just register for AIB Internet Banking through your local branch, through www.aib.ie or by phoning 0818 724 725. Once you have access to AIB Internet Banking, you can follow the steps outlined here.
When you select the Home icon, we will offer you practical hints and tips to help you save for you home. You can opt out of these if you want to.
There’s more than just the deposit involved in buying a home. There are fees for solicitors and valuations for example. To get a good idea of how much you’ll need, why not try our calculator? It breaks it down into a monthly saving amount for you.
AIB can help you save for your future by giving you everything you need to know about getting started on your savings journey. Whether you are looking to save for a car, holiday, wedding or maybe your own home one day, we can help.
We have a savings account for every type of saver. It all comes down to you and whether you are saving for something in particular, have a lump sum to put away, or just want to build an ‘emergency fund’ to give yourself a little peace of mind.
To view what account would suit you, click here. You can also use our My Money Manager tool in your internet banking and our Savings Calculator to help you achieve your savings goal.
There are many tips we share and a few changes you can make that will help you on your savings journey. For tips click here.
By using a Standing Order you can put the money you are saving into your savings account without having to think about it because it will be put into your savings automatically for the same amount and at the same time each month. It is also a great way to show us that you can save a certain amount every month. Keeping control of your savings is easy; you can amend or cancel your Standing Order online or by giving notice in writing to your AIB Branch.
A budget is a useful way to see what you can save each month after all your spending is out of the way. Whatever your situation, having a budget is the best way to keep spending under control and improve your financial situation. Visit AIB I am Budgeting for a range of easy to use tools and expert advice to help you set your budget.
You don’t necessarily need to be planning to buy a home right now but saving is a good habit to get into anyway. Try saving a small amount every week or month and build up a saving habit. Ultimately, the aim is to save the equivalent of what you estimate your monthly mortgage payments will be.
You should keep your savings separate from any account that you use for spending money, like your current account. It will let you see your savings grow and help you to keep saving. It also helps you to avoid the temptation of dipping into your savings. We have many different types of savings accounts you can use, please click here to find one that suits you.
Sometimes without warning life can throw something unexpected at you. Starting to save early on helps you to develop good savings habits but it also helps you in case you experience a rainy day or your car decides to die. Having savings in situations like these means you won't have to wait to pay day to fix the problem. The sooner you start, the more you will save.
How much you save each month will depend on the type of savings account you have but be sure to choose a realistic amount that is right for you. To help you work out what how much you can save each month you can use AIB Savings Calculator.
We have savings and deposit accounts for every type of saver. To view which option suits your needs click here.
If you are registered for AIB Phone & Internet Banking you can open the Personal Demand Deposit Account online. You can also open and use the Personal Demand Deposit Account in a local branch.
Once you have access to AIB Internet Banking, you can open a Personal Demand Deposit Account by following the steps as outlined above, under 'How do I open a Personal Demand Deposit Account?’
For information on our deposit interest rates, please click here.
Yes, you can have an account on you own or shared with someone else. If you are opening one with someone else, you have to do so in your local branch. To run a shared account with someone else online you need to set the signing instruction at ’Any one to sign’. This means both of you can use the account independently without the other’s permission.
You can hold up to four Personal Demand Deposit accounts in your own name or shared with someone else.
You can contact our Customer Service Adviser team on 0818 724 724 (International +353 1 771 2424).
No fees apply to your account. However, certain other charges may still apply to your savings account. Please refer to AIB’s booklet 'A Guide to Fees and Charges for Personal Accounts' available at any AIB branch or at www.aib.ie.
You can view your savings balance, account transactions and debit and credit your account via AIB Phone & Internet Banking.
To close the Personal Demand Deposit Account, you can close your account through AIB Internet Banking by following the required steps outlined under ‘Account Management’. You can also visit your branch and provide us with a signed instruction to close your account.
AIB Phone and Internet Banking customers can open the Online Notice Deposit 7.
Customers must also have a suitable AIB Payment Account (AIB Demand Deposit Account or AIB Current Account) to open this account.
If you are an existing AIB customer, but not yet a customer of AIB Phone and Internet Banking, you can apply for AIB Phone and Internet Banking through your local branch, through www.aib.ie or by phoning 0818 724 724. Once you have access to AIB Phone and Internet Banking, you can then open an Online Notice Deposit 7 by following the steps as outlined below, under 'How do I open an Online Notice Deposit 7'. Existing customers must also have a suitable AIB Payment Account (for example, Demand Deposit Account or Current Account). If you do not hold an AIB Payment Account, please see 'What if I do not have an AIB Payment Account but wish to open an Online Notice Deposit 7?'
To open an Online Notice Deposit 7, you must open a suitable AIB Payment Account such as a Demand Deposit or a Personal Current Account at your local AIB branch. We recommend that you open a Demand Deposit account as no transaction fees apply on this type of account. In order to comply with the Criminal Justice Act 1994, be sure to bring two forms of identification (ideally a passport or driver's license and an up to date utility bill or recent bank statement), so that we can open a Payment Account for you.
For information on AIB's most up to date online deposit interest rates, please visit www.aib.ie.
Simply log in to your AIB Internet Banking Profile and click ‘Apply & Open’. Under the 'Savings' section, select 'Online Notice Deposit 7'. Then simply follow the account opening steps.
You can also open the Online Notice Deposit 7 Account in AIB branches.
Accounts opened through AIB Internet Banking can only be opened in your sole name.
If you choose to open an account by visiting an AIB branch, you can open the account in either your sole name or in joint names. By agreeing to open an account in joint names, either party on the account will be able to independently carry out instructions through their AIB Phone and Internet Banking.
You can hold up to 4 Online Notice Deposit 7 Accounts whether, sole, or joint, or a combination of sole and joint.
Your account will be opened in your AIB branch. However, no branch transactions are allowed on this account. If you wish to talk to someone about your account, please call a Customer Service Adviser on 0818 724 724.
You can contact our Customer Service Adviser team on 0818 724 724 (International +353 1 771 2424).
If you are an AIB customer, but not yet registered for AIB Internet Banking, you can apply for AIB Internet Banking through your local branch, through www.aib.ie or by phoning 0818 724 724. You can then open an Online Saver by following the steps below, under 'How do I open an Online Saver Account'?
You also need an AIB Demand Deposit Account or an AIB Current Account. If you do not have one of these, see 'What if I do not have an AIB Current or Demand Deposit Account but want to open an Online Saver?'
Yes, you can have an account on your own or shared with someone else. If you are opening one with someone else, you have to do so in your local branch. To run a shared account with someone else means both of you can use the account independently without the other’s permission.
You can hold up to four Online Savers in your own name or shared with someone else.
Your account is held in your local AIB branch. If you wish to talk to someone about your account, please call a Customer Service Adviser on 0818 724 724.
For information on our deposit interest rates, please click here.
You can contact our Customer Service Adviser team on 0818 724 724 (International +353 1 771 2424).
No fees apply to your account. However, certain other charges may still apply to your savings account. Please refer to AIB’s booklet 'A Guide to Fees and Charges for Personal Accounts' available at any AIB branch or at www.aib.ie.
Yes, you can see your savings balance, account transactions, debit and credit your account through AIB Phone & Internet Banking. For new customers, click here to find out how to register for Internet Banking.
