Kick start the savings habit

Learning to save money can be a lesson for a lifetime. With our Junior Saver Account, you can put money away easily and get to it whenever you want.

To reward your savings, we will give you a higher interest rate on any balances up to €1,000. Our interest rate for balances you save over €1,000 are lower. Check out our interest rates here.

A variable rate of interest will be earned each day and we’ll put it into your account each April and October. 

What it offers

 Easy to use

Whenever you get a bit of extra cash, you can put it into our Junior Saver Account – any amount at any time.

Flexibility

You can take out money at any time.

Great Rates

Competitive savings rates to help you make the most out of your money. More about our competitive savings rates.

How to open a Junior Saver Account

You can open the Junior Saver Account at any AIB branch. You can only open one Junior Saver Account and the account is only available in your own name.

Like opening any account, if you are not currently an AIB customer, you’ll need to prove your identity and address. Because you are not 16 yet, your parent or guardian will need to agree to opening the account. They will need to prove your identity, their identity and your address. Find out more about our identification requirements.

There is no AIB Debit Card issued with a Junior Saver Account.

We don’t charge maintenance or transaction fees on a Junior Saver Account. For certain customer requests there may be service charges. For more information on fees see "A Guide to Fees and Charges for Personal Accounts". 

Looking for more information?

Important information

A.E.R is Annual Equivalent Rate. Rates quoted are variable. Interest is subject to Deposit Interest Retention Tax (DIRT), at the prevailing rate where applicable (Visit the Revenue website).

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