If you are a Junior Saver between the ages of 7 – 11 inclusive, you can open a Junior Saver Account. We will need to make sure that your Parent/Guardian is happy for you to start saving with us.
This Account is only available as a sole account in your name.
You can only open one Junior Saver Account.
You can save as little or as much as you like, there is no minimum or maximum limit.
You can save an amount that suits you monthly or just top up your balance as you choose.
You have the flexibility to withdraw any amount, any time.
To reward your savings, we will give you a great interest rate on balances up to €1,000. All amounts above €1,000 will earn a lesser rate of interest.
Interest is variable, calculated daily and paid into your Account in April and October.
When you reach the age of 12, the name of your Account will change from ‘Junior Saver’ to ‘Student Saver’. All other features of your Account will stay the same.
When you reach the age of 19, your Account will automatically change to a suitable demand deposit account. We will give two months' notice before this change is made
We don't charge maintenance or transaction fees but there may be other service charges. For details see "A Guide to Fees and Charges for Personal Accounts".