Kick start the savings habit

Learning to save money can be a lesson for a lifetime. With our Junior Saver Account, you can put money away easily and get to it whenever you want.

To reward your savings, we will give you a higher interest rate on any balances up to €1,000. Our interest rate for balances you save over €1,000 are lower. Check out our interest rates here.

A variable rate of interest will be earned each day and we’ll put it into your account each April and October. 


Junior Saver Account

 A great way to start saving if you are                   aged 7-11

 Save as little or as much as you want 

 Access your money instantly


Check our rates

What it offers

 Easy to use

Whenever you get a bit of extra cash, you can put it into our Junior Saver Account – any amount at any time.


You can take out money at any time.

Great Rates

Competitive savings rates to help you make the most out of your money.

How to open a Junior Saver Account

You can open the Junior Saver Account at any AIB branch. You can only open one Junior Saver Account and the account is only available in your own name.

Like opening any account, if you are not currently an AIB customer, you’ll need to prove your identity and address. Because you are not 16 yet, your parent or guardian will need to agree to opening the account. They will need to prove your identity, their identity and your address. Find out more here.


Open an account in a branch near you

There is no AIB Debit Card issued with a Junior Saver Account.

We don’t charge maintenance or transaction fees on a Junior Saver Account. For certain customer requests there may be service charges. For more information on fees see "A Guide to Fees and Charges for Personal Accounts". 

Looking for more information?


Deposit rates

Find out more about our Deposit Account Rates

Click here


Branch locator

Book a meeting at any branch


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Frequently asked questions

The answer to your questions


Click here

Important information

A.E.R is Annual Equivalent Rate. Rates quoted are variable. Interest is subject to Deposit Interest Retention Tax (DIRT), at the prevailing rate where applicable (for more information please visit:

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