Find a branch

Save all at once, or little by little

 

We call it demand so that you can get to your money whenever you want.  This account is ideal for saving a lump sum all at once or putting away a little as often as you want.

You can access your money through the AIB Mobile App, Internet Banking and at any of our branches.

A variable rate of interest will be earned each day and we’ll put it into your account each April and October.

AER is annual equivalent rate. Rates quoted are variable, that means the rate can increase or decrease. Interest is subject to Deposit Interest Retention Tax (DIRT), at the prevailing rate where applicable (for more information please visit the Revenue site).

Personal Demand Deposit Account

 Open your account online in minutes or in           any branch

 Save a lump sum or put in money                         whenever you want

 Access your money instantly

 Open up to 4 accounts

Check our rates

What it offers

Great Rates

Check the interest you can earn from your savings with our Saving Calculator.

Easy to use

You can pay money into your account or take money out as often as you like online through the AIB Mobile App, Internet Banking and in branch.

Flexible

You have the flexibility to save as little or as much as you like.

How to open a Personal Demand Deposit Account

If you use our AIB Mobile Banking App or the AIB Internet Banking service, you can open a Personal Demand Deposit account online and start saving straight away. You can also open a Personal Demand Deposit Account in any branch.

It’s easy to save, you can put money into the account online from any other account; or with cash or cheques through one of our branches.

Like opening any account, if you are not currently an AIB customer, you’ll need to prove your identity and address. More about identification requirements.

You can open up to four Personal Demand Deposit Accounts in your own name or shared with someone else. You can open an account with someone else in any branch.

There is no AIB Debit Card issued with a Personal Demand Deposit Account.

We don’t charge maintenance or transaction fees on a Personal Demand Deposit Account. For certain customer requests there may be service charges. For more information on fees see "A Guide to Fees and Charges for Personal Accounts". 

Looking for more information?


Live Web Chat

We are open for chat
Chat is busy at the moment
Chat is out of service
We are closed for the bank holiday
Chat is closed
We are closed due to an emergency
Chat is unavailable
If you wish to chat, you will need to enable functional cookies.
proactive webchat

We’re here to help

Our support chat is open

Close

Important information

You might also be interested in