We are making important changes to our terms and conditions.
The changes are because of:

We have also updated our Schedule of International Transaction Charges to provide for incoming SEPA Instant Credit Transfers. SEPA Instant Credit Transfers have not resulted in the introduction of any new, or changes to existing customer fees or charges.
 
A summary of the changes we are making can be found here.
 
To view our current terms and conditions and our updated terms and conditions, which are effective on the 9 January 2025, please click here.
 
To accept these changes, you do not need to do anything, and you can continue to use your accounts and services. We appreciate your business, but if you do not want to accept the changes, you have the option, free of charge, to close your Account, clearing anything you owe on it first, or let us know that you are ending your agreement with us. You can do so by writing to or visiting your local AIB Branch. If we do not hear from you before 9 January 2025, these changes will apply to your accounts and/or services. 
 
Please take some time to read the information. You can save any of the terms and conditions and the summary of changes to keep for future reference, by downloading the PDF file. 
 
If you have a question, please refer to our customer questions and answers by clicking here or call us on 0818 664 015 (Monday-Friday 09:00-17:00, excluding bank holidays). 
 
Thank you for choosing to bank with us.
 

Accounts and Services Terms & Conditions

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Current & Deposit Accounts

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Credit & Debit Cards including Digital Wallets

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Phone & Internet Banking

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Kiosk Banking

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Lodgement Card

Questions & Answers

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General

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SEPA Instant

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Consumer Rights Act

Summary of Changes 

Click here to view the summary of changes.

Credit & Debit Cards including Digital Wallets

Kiosk Banking

Phone & Internet Banking

Lodgement Card