Get Credit with AIB Click
If you're already an AIB customer, apply via Internet Banking.
No matter how well you manage your money, sometimes things come along that just can't wait until the end of the month. A credit card can be a very useful financial tool, giving you the freedom and peace of mind to do what you need to do, when you need to do it.
The AIB Click Credit Card puts you in control, giving you the flexibility to pay for those unexpected purchases. It also has the lowest APR in Ireland*.
The APR (annual percentage rate) is the rate you are charged when you use your credit card to pay for goods or services. APR is an annualised rate taking into account all of the costs including interest and any other regular charges.
When you’re choosing a Credit Card choose AIB Click, the credit card that makes your hard earned money go further.
Low annual interest rate of 9.11% (variable) on purchases (Fees, Charges and Important Information).
No annual bank fee (Government stamp duty of €30.00 is charged annually per credit card account). Other fees and charges may apply (Fees, Charges and Important Information).
Annual Percentage Rate (APR) 13.8% (variable)
Representative Example: Assuming a credit limit on your card of €1,500, you used your full limit to make a single card purchase immediately after receiving your card, and you repaid in equal monthly payments over 12 months at an interest rate of 9.11% variable, (Representative 13.8% APR variable), the total amount you will pay back is €1,574.02 which includes Government stamp duty charge of €30.00. Interest charged would be €74.02.
Second CLICK Card Free
You can have one additional cardholder added to your AIB Credit Card provided that the cardholder is a family member (defined as parent, spouse, partner, sibling or child over 16 years) who normally resides at your address.
Mobile Payments You can pay for your purchases quickly and securely using Google Pay™ and Apple Pay. Simply touch and pay for items that cost €50 or less with Google Pay/Apple Pay. For items over €50 you can pay using Google Pay/Apple Pay depending on the retailer. Just look for the below symbols:
Credit Limit to suit you
You can request an increase in your credit limit using AIB Internet Banking
(Subject to lending criteria)
Spread your repayments
With an AIB CLICK Visa Card, you decide how much you want to repay from the minimum amount (3% or €6.35, whichever is greater) to the full outstanding balance.
Up to 56 days free credit
If you clear your balance in full and on time each month, you can avoid paying interest.
Access your monthly credit card statement online by logging in to AIB Internet Banking (as you will not automatically receive paper statements through the post).
You can use your AIB CLICK Visa Card along with your PIN (Personal Identification Number) to withdraw cash at any ATM (Automatic Teller Machine) or Bank that displays the Visa logo at home and abroad. Annual cash interest rates and fees and charges apply, please view the Important Information for fees and charges for more information.
Emergency Cash Service
In emergency situations, if your credit card is lost or stolen when abroad, we can, on approval, provide you with emergency Cash up to US$5,000.00 (subject to available credit, Cash Advance and Currency Conversion fees & charges may apply). The emergency cash is normally available within 48 hours in most countries. In order to claim emergency cash you will be required to present your passport as proof of identity at a Western Union outlet near your location, as advised by our customer service staff. If your credit card is lost or stolen please call us immediately on (01) 6685500 (or +353 1 668 5500 from abroad).
If you have any queries, contact us on (01) 668 5500 (or +353 1 6685500 from abroad). If your card is Lost or Stolen, please contact us 24 hours a day, 7 days a week on: 1800 24 22 27 within Ireland (or +353 1 269 5022 from abroad). We’re here to help.
Secure Online Shopping
When you’re shopping online, we may need to confirm that it’s really you using your card. This is to keep your card secure. To find out more click here
Click the button below to apply through AIB Internet Banking. Please note this card is only available to existing AIB customers with Internet Banking.
If you already have an AIB Credit Card and you are looking to change it to another one of our credit card products, please call us at 1890 724 724.
Call us on 1890 724 724 or +353 17712424 (Outside Ireland) (lines are open Monday to Friday 9am – 5pm)
Drop into your local branch.
AIB strongly recommends that before purchasing this product you review the Fees, Charges and Important Information below. It's important that you understand the fees and charges and the terms and conditions before taking out your new credit card. If you have any questions, please don't hesitate to contact us and we will talk you through it.
We are required by law to collect and verify your Personal Public Service Number (PPSN) or Tax Reference Number (TRN). This is required by the Central Bank of Ireland’s Central Credit Register for customer identification.
In order to verify your PPSN/TRN you may need to provide us with an original or electronic version (for example, a PDF or photo) of a document showing your PPSN/TRN and full name. For a full list of acceptable documents and more information on how to provide it, visit www.aib.ie/ccr or your local AIB Branch.
The convenient and safe way to access money while abroad.
Managing Your Personal Borrowings
Helping our customers through difficult times.
For all service related queries please visit our Help Centre.
AIB may have other products that are appropriate for your needs, please view our Product Finder for more information.
Lending criteria, terms and conditions apply. Credit facilities are subject to repayment capacity and financial status and are not available to persons under 18 years of age. Government stamp duty of €30 is charged annually per credit card account.
Source* Competition and Consumer Protection Commission Credit Card Comparisons, correct as at 24th August 2020.