International and certain domestic payments are made by AIB via the Belgium- based Society for Worldwide Interbank Financial Telecommunication (SWIFT).
The Belgium based Society for Worldwide Interbank Financial Telecommunications (SWIFT) processes payments on behalf of financial services providers worldwide and is currently the only organisation providing such a service. All transactions processed in Belgium are replicated in a backup system (known as 'mirror site') in the United States of America (US).
Maintaining a geographically separated back-up infrastructure to ensure continued operation is in line with international standards and supervisory requirements.
On foot of official subpoenas, transaction data held in the US ‘mirror site’ may be disclosed to US or other authorities for the purposes of combating terrorism and other serious crimes. Therefore, by instructing us to execute a payment instruction, any information you provide to us in order to effect a payment instruction could potentially be disclosed to the US authorities. We reserve the right to amend this notice at any time. You should regularly check for any amendments.
International Payments FAQs - Personal Customers