Personal Overdraft

If you would like to apply for an overdraft and your salary hasn’t been paid into your AIB account for the last six months, you can contact our team on 0818 724 725 (9.00-17.00 Monday to Friday). You will need to provide the following documents:

  • Last three months of your bank statements for the account that you use for your salary
  • Your last 3 payslips
  • A document to verify your PPSN (Personal Public Service Number)  (payslip or letter from the government that shows your PPSN) 

Knowing you can use more money if you need it.

A Personal Overdraft gives you an extra balance on your current account that you can use temporarily.