Personal Overdraft

If you would like to apply for an overdraft and your salary hasn’t been paid into your AIB account for the last six months, you can contact our team on 0818 724 725 (9.00-17.00 Monday to Friday). You will need to provide the following documents:

  • Last three months of your bank statements for the account that you use for your salary
  • Your last 3 payslips
  • A document to verify your PPSN (payslip or letter from the government that shows your PPSN) 

Knowing you can use more money if you need it.

A Personal Overdraft gives you an extra balance on your current account that you can use temporarily.

Help and Guidance

About our loans
General Information about our personal loans.

Personal Lending Interest Rates
These are the rates we charge.

Important information on your Distance Contract
We recommend you read this before you borrow. 

Help Centre
For service please visit our Help Centre.