Personal Lending Interest Rates
Rates charged on lendings are correct as of 24th December 2024
Personal Lendings |
Variable Interest Rate |
APR |
|---|---|---|
Personal Loans New Student Loans New Student Contribution Charge Loans New Green Personal Loans
*These rates are a discount off the Bank's variable 'A' loan rate (currently 11.45%). We may lend at a rate expressed to be lower or higher than our variable 'A' Loan rate. Existing customers should refer to their most recent loan statement for details of the current interest rate applying to their loan. |
8.65%* 8.15%* |
8.95% 8.45% 6.40%
|
Strategic Banking Corporation of Ireland (SBCI) Home Energy Upgrade Loan Scheme Loans
|
3.50% | 3.55% |
Overdraft
Current Accounts and Personal Bank Accounts |
11.85% |
|
Masterplan *Not available for new applications after 1 April 2022. Existing product holders only. |
7.50% |
|
** Term Loan < 1 year ** Term Loan > 1 year
** Product discontinued since June 1996, but these rates may still apply to certain facilities. |
11.75% 11.45% |
12.29% 11.96% |
Personal Lendings |
Interest |
Base Lending Rate# #This rate is only available for facilities in excess of €50,000 Facilities based on this rate are also subject to an agreed interest margin |
3.119% |
Personal Lendings |
Interest |
Prime*** ***This rate is not available for new loan facilities Facilities based on this rate are also subject to an agreed interest margin |
3.375%
|
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