Personal Lending Interest Rates

 

 

 

Rates charged on lendings are correct as of 25th April 2017.

 

Personal Lendings Variable Interest Rate APR

Personal Loans

New Personal Loans

 

New Student Loans

 

New Student Contribution Charge Loans

 

*These rates are a discount off the Bank's variable 'A' loan rate (currently 11.45%). We may lend at a rate expressed to be lower or higher than our variable 'A' Loan rate. 

 

Existing customers should refer to their most recent loan statement for details of the current interest rate applying to their loan.

 

 

8.65%*


8.15%*

8.15%*




 

 

8.95%


8.45%

8.45%




Overdraft


Current Accounts and Personal Bank Accounts



11.85%









Masterplan

9.00%




** Term Loan < 1 year
** Term Loan > 1 year

** Product discontinued since June 1996, but these rates may still apply to certain facilities.

11.75%
11.45%




12.29%
11.96%



 

 

Personal Lendings Interest
Rate

Base Lending Rate#

#This rate is only available for facilities in excess of €50,000

Facilities based on this rate are also subject to an agreed interest margin

0.000%



 

Personal Lendings Interest
Rate

Prime***

***This rate is not available for new loan facilities

Facilities based on this rate are also subject to an agreed interest margin

0.125%