We understand that things change. Maybe things are different now from when you first got your mortgage, loan or credit card.
Sometimes it can be hard to make ends meet, let alone your payments. You’re not on your own. We have helped lots of customers in similar situations. The important thing is not to ignore money problems, as they usually get worse if you don’t act. So, the first step is always to realise that if you’re worried, you need to do something.
That could be taking stock of all your earnings and outgoings (you can use our budgeting tool). You could also talk to someone such as an independent advisor. Have a read one of the sections below, and if you feel you need more specific information, you can call us on 1890 252008.