Personal Loan Application

AIB Internet Banking customers

Apply for a Personal Loan or Loan Top Up online through AIB Internet Banking and get a decision on your application within 3 business hours*

*Although we aim to provide a decision within 3 business hours, this period may be extended for technical or other legitimate reasons. Our business hours are Monday to Friday from 9am to 5pm, excluding bank holidays.

Not Registered for AIB Internet Banking?

Please complete the details below and we will ring you back.

You must be over 18 and resident in the Republic of Ireland to apply for an AIB Personal Loan. 

By submitting this request you are confirming that you are eligible to apply.

If you wish to restructure your existing AIB loan, clear your AIB credit card or overdraft, please contact us on 0818 724 725 and one of our lenders will go through your application with you.

We are required by law to collect and verify your Personal Public Service Number (PPSN) or Tax Reference Number (TRN). This is required by the Central Bank of Ireland’s Central Credit Register for customer identification.

In order to verify your PPSN/TRN you may need to provide us with an original or electronic version (for example, a PDF or photo) of a document showing your PPSN/TRN and full name. For a full list of acceptable documents and more information on how to provide it, visit or your local branch.

Loan Details

Personal Details

Personal Details - Second Applicant

Useful legal documentation

We strongly recommend that you read the following documentation if you intend to take a personal loan from AIB: