How to apply through Online Banking for a payment break on your personal loan
If you're registered for Internet Banking, login to your account. (Coming soon to the AIB Mobile App.)
Go to the ‘Services & Settings’ Menu.
Select COVID-19 Payment Break and complete the Application process.
How we are supporting personal loan customers
If your income is impacted due to COVID-19 (or you expect it to be impacted) and you believe you will be unable to make your loan repayments, you can apply for a 3 month personal loan payment break.
In certain circumstances, there are other options available including:
- up to 12 months interest only payments, or;
- 6 month moratorium on repayments.
If you have a Car Finance or Financing & Leasing Facility
We are currently working on specific ways to support you, including scenarios where repayments have already been charged to customer accounts. Please bear with us while we work on this. If you have already been in touch there is no need to re-submit your request. Once these ways of supporting you become available we will be in contact with you. Thank you for your patience and understanding.
For your information, you may be eligible to make a claim if you have 3rd Party Income Protection or Payment Protection Insurance on your Personal Loan. Contact your insurance provider directly for more details and have your policy number to hand.
Some other solutions for our Personal customers