Step 1. Use your Registration Number and Personal Access Code (PAC) to login to the AIB Mobile app.
Step 2. Follow the steps on screen to set up Strong Customer Authentication on the AIB app. This is an extra layer of security to confirm that it’s you that’s using your account.
Step 3. Transfer some money into your new account.
Step 4. Share your new AIB account details like your Business Identifier Code (BIC) and International Bank Account Number (IBAN) with your employer, or anyone else that pays you.
Step 5. Download all of your previous statements from your old bank and make a list of all your existing direct debits and standing orders like mortgage payments, local property tax, insurance premiums, utility bills and any other regular payments.
Step 6. On the same day change any regular direct debits or debit card payments like gym membership or subscriptions. Make sure to contact any companies that you had Direct Debits with and give them your new AIB Account BIC and IBAN.
Step 7. For some services on Internet Banking you’ll need a Card Reader. You can order a card reader in the ‘services and setting’ tab on AIB Internet Banking. If you’re an Ulster Bank Customer you can use your existing card reader.
Step 8. Set up new payees and standing orders on your new AIB account on a day when payments aren’t being made into and out of your old account. You can do this easily on AIB Internet Banking by using your Card Reader.
Step 9. Contact your old bank and tell them to close your account and transfer your balance to your new account.