Personal Current Accounts FAQs

• Personal Current Account
• Basic Bank Account
• Graduate Account
• Student Plus Account
• Student Account
• Advantage Account

• Personal Current Account
• Advantage Account

New customers that don’t hold any accounts with AIB or who had previously closed accounts with us can open a sole Personal Current Account or Basic Bank Account on the Mobile app if they can prove they: 

• Live in the Republic of Ireland
• Are aged 16 and over
• Have a passport (or other acceptable photographic ID)

1. Simply log in to your AIB Internet Banking and select ‘Current Accounts’ within the ‘Apply & Open’ menu.
2. Select your desired account from under the ‘Current Accounts’ section. Then simply follow the account opening steps

With the AIB Advantage Account you don't have to pay maintenance and transaction fees

 You can visit any of our branches to open a new AIB Advantage Account once you are aged 66 or over.

If you already have a Personal Current Account with us, you can change to an AIB Advantage Account by visiting or writing to any branch to tell us you want to move your Personal Current Account to an AIB Advantage Account.

Once a year we will also write to Personal Current Account holders who are aged 66 or over and eligible to move to an AIB Advantage Account. This will be done within a year of turning 66. We will then automatically move these accounts two months after the date we write to the account holder(s).

If you have a joint account, everyone on the account must be aged 66 or over to qualify for an AIB Advantage Account.