Withdrawing from Your Contract During the Cooling-Off Period (Within 14 Days)
If you purchase an insurance policy and decide it’s not suitable for you, you have the right to withdraw from (cancel) the contract within a specific timeframe, known as the cooling-off period. Here's what you need to know:
How to Cancel: Car Insurance
Contact us using the details below:
Email: aibcontractwithdrawal@Axa.ie
When exercising your right of withdrawal by email we will require the following information included within the email:
- Policy number
- Full name
- Car registration number on the policy you wish to withdraw from
- You must also return your Certificate of Insurance and Motor Disc when cancelling, whether during or after the cooling-off period.
Phone: 0818 27 26 25
What You Get:
If you cancel within 14 working days from when you purchase your policy and have received your policy documents, we will refund your full premium — the total amount you paid.
Cancelling your policy after the Cooling-Off Period (After 14 Days)
How to Cancel:
Contact us using the details below:
Email: aibcancelmypolicy@axa.ie
Phone: 0818 27 26 25
- Policy number
- Full name
- Car registration number of the policy you wish to cancel
What You Receive:
If you cancel after the cooling-off period has ended, we will refund the part of your premium that covers the remaining days of the policy, minus an administration fee.
- We will not refund less than €15.
- If you are paying in instalments, we do not refund any amount unless you made an overpayment.
- No refund is available if a claim has been made on your policy or you have been involved in any incident likely to result in a claim during the current period of insurance.
Special Note for Motor Policies
If your policy covers a vehicle (motor policy), you must also return your Certificate of Insurance and Motor Disc when cancelling, whether during or after the cooling-off period.