Call 1800 24 24 67

Travel Insurance

Travel Insurance Key Benefits Table

 

There are some situations that you are not covered for. Generally, these involve anything you already know about, or that is caused by deliberate or illegal acts on your part. Full details of these are in the policy document.

 

* The discount is based on the price you would have got over the phone.

 

Key Benefits

Key Exclusions

Maximum Payable

Excess

 

Cancellation

Illness or death of anyone not insured under the policy (Immediate Family Members) if You, or any other Person Insured, were aware of any reason, either at the time a Holiday was booked or at the time You purchased this Policy, why that Holiday might have to be cancelled

 

€3,000

 

€65

 

Travel Delay

Must be delayed for at least 12 hours on the outbound or return journey

 

€150

Nil (unless the Holiday is abandoned)

Missed Departure

If the Person Insured has not allowed sufficient time for the journey

 

€500

 

€65

Compassionate Return

If the Person Insured knew before travelling that they may have to return to Ireland before the end of the Holiday

 

€300

 

Nil

Pet Care

Any Holiday in Ireland

€150

Nil

Personal Accident

If death, loss or disability is Due To disease or any physical defect, injury or illness which existed before the Holiday

 

€30,000

 

Nil

Medical Expenses

Travelling against the advice of a Doctor and for any treatment not medically necessary

 

Unlimited

 

€65

Hospital Benefit

Any institution not recognised as a hospital in country of treatment

€500

Nil

Personal Property

Max limit of any one item is €250 Items that are left unattended (eg. on the beach whilst swimming)

 

€1,500

 

€65

Lost/Stolen Money (per person)

If police report/hotel management report is not provided to verify loss/theft of money

 

€500

 

€65

 

Loss of Passport/ Driving Licence

We will not pay unless a loss or theft is reported to the Police (and the hotel management if the loss or theft occurs in a hotel) within 24 hours of discovery and We are provided with a copy of the original written Police report and report to the hotel management as applicable

 

€500

 

Nil

Hijack

Any criminal act

€500

Nil

Personal Liability

Any wilful or malicious act

€2,500,000

Nil

Overseas Legal Advice & Expenses

Any criminal or wilful act or any claim reported 24 months after the beginning of the incident which led to the claim

 

€30,000

 

Nil

Winter Sports (if shown as insured on the policy schedule

If a claim is due to participation in competitive winter sports

 

€300

 

Nil

Car Hire Excess (if shown as insured on the policy schedule)

Car hire for a maximum of 5 persons insured between the ages of 21 to 75 providing the insured person is a named driver on the rental agreement and they have a full valid driving licence.

€4,000 for any one incident (maximum of €5,000 during any one annual period of insurance).

Nil

The information above shows only the key benefits and exclusions, you should review the policy document to find further details on all benefits and exclusions.

AIB Travel Insurance Downloads

Travel Insurance Policy Document

Healthcare+ Policy Document

Travel Insurance Product Information Document (I.P.I.D.)

 

Help and Guidance

Frequently Asked Questions

 

Other Information

Some of the links above bring you to external websites. Your use of an external website is subject to the terms of that site. Allied Irish Banks, p.l.c. is an agent of AIB Insurance Services Limited in relation to provision of general insurance products. AIB Travel Insurance is exclusively underwritten by Chubb European Group SE. AIB Insurance Services Limited is regulated by the Central Bank of Ireland.

Related Products