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AIB partner with AXA to provide Car Insurance. By clicking, ‘get a quote’, ‘retrieve a quote’, ‘make a payment’ or visiting our document library you will be redirected to an AXA managed website.

Flexible car insurance for every journey

Whether you’re commuting, exploring, or doing the school run, our car insurance is designed around real-life driving with practical benefits, flexible options, and dependable support when you need it. 

We offer comprehensive cover, third party, fire and theft, and third party only insurance – each with features that help protect you, your car, and other road users.

Hit the road knowing we’re here to help, so you can enjoy the day trips, the detours and the just‑because drives.

Why choose us?

With AIB Car Insurance you get a wide range of cover, whether you’re a new policyholder or switching from another insurer.

As standard, you can enjoy up to 75% no claims discount if you’ve been claims‑free for five years or more, and benefit from accident forgiveness so one claim won’t wipe your full discount.

Your cover also extends to driving other cars (with the owner’s permission and if you’re over 25).

Our flexible payment option lets you spread the cost with a monthly direct debit at no extra cost.

With optional add‑ons like windscreen cover, along with cover designed for electric vehicles, your policy can be shaped around how you drive.

*Home charging point cover, to a maximum of €650, is limited to comprehensive policies only.

What's not covered

As with all insurance policies, certain exclusions and limits apply depending on the level of cover you choose. These typically include things like wear and tear, depreciation and mechanical or electrical failure.

Before you purchase your policy, please read the Insurance Product Information Document (IPID) (PDF, 2 pages, 90KB) for full details on what is and isn’t covered.

Premiums differ based on the vehicle, the driver's profile, and the level of cover you select. Optional add-ons like No Claims Discount (NCD) protection or windscreen cover come at an extra cost.

Already got car insurance with us?

Here's everything you need to manage your policy quickly and easily. 

You can make a payment in just a few clicks, access all your documents in our document library or find answers to common questions in the FAQs section.

Everything is designed to help you take care of your car insurance with ease and confidence. 

Get covered online today

From quote to policy purchase, complete everything online - quick, easy and hassle-free.

Start a new quote or easily retrieve your saved quote and continue whenever you like - no paperwork needed. Just quick and simple cover.

Get a car insurance quote

Retrieve an existing quote

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Additional information

For details on remunerations, please visit our insurance remunerations page (PDF, 2 pages, 145KB)

Some of the links above bring you to external websites. Your use of an external website is subject to the terms of that site.

Allied Irish Banks, p.l.c. is an agent of AIB Insurance Services Limited for the provision of general insurance products. AIB Car Insurance is exclusively underwritten by AXA Insurance dac.

AIB Insurance Services Limited and Allied Irish Banks, p.l.c. are regulated by the Central Bank of Ireland.