Choose the car insurance that’s right for you

We insure all drivers from the beginners to the experienced and those Returning to Ireland from abroad. Choose from 3 levels of cover – Comprehensive, Third Party Fire & Theft or Third Party Only.

No matter which cover you choose, you will get these benefits


Monthly Direct Debit at no extra cost

Pay a 15% deposit upfront and the balance of your premium in 9 monthly instalments and at no extra cost.

Drive other cars

You’re covered to drive other cars you don’t own with the owner’s permission. You must be aged 25+

Accident forgiveness

Stepback No Claims Discount so you won’t lose your full discount if you have an accident, or if someone makes a claim against you.



Check out a summary of our Car Insurance benefits. For full details on all of the features and benefits along with all of the limits and exclusions that apply please read our AIB Car Insurance policy document.



Discounts Available

75% Discount

No claims bonus if you are 5 years claims free or more.

75% Discount

No Claims Discount for 6 consecutive years as a named driver

15% Discount

If you or your partner have an AIB Home Insurance policy

15% Discount

When insuring multiple vehicles for you or your partner

50% Discount

For drivers returning to Ireland with previous Irish driving experience

All discounts are applied on a reducing balance basis and are subject to a minimum premium of €333. Some discounts are mutually exclusive.

We also offer car insurance for Young Drivers, Over 25s, Over 50s and Multi Car Insurance offers.


Need to talk to us about your Car Insurance Policy?


To make a Car Insurance claim – Contact 1890 24 73 65 (24 hour claims line)


To make a change to an existing policy or to renew an existing policy contact 1850 27 26 25 (Monday to Friday, 8am to 8pm, Saturday 10am-2pm).


AIB Car Insurance Downloads


Help and Guidance

Frequently Asked Questions

All the answers about Car Insurance Questions


Other Information

Some of the links above bring you to external websites. Your use of an external website is subject to the terms of that site. Allied Irish Banks, p.l.c. is an agent of AIB Insurance Services Limited in relation to provision of general insurance products. AIB Car Insurance is exclusively underwritten by AXA Insurance dac. AIB Insurance Services Limited is regulated by the Central Bank of Ireland.

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